Car Insurance in Nalgonda

The city of Nalgonda is the headquarters of both the Nalgonda district and the Nalgonda mandal. It has tourist attractions like the Bhuvanangiri Fort, the Nagarjuna Sagar Dam, etc., that attract tourists from all over Telangana and the country. The city is also located close to Hyderabad.

Rash driving, poor traffic management, natural calamities like cyclones and flooding, etc. are quite common in this city. So, there are chances of accidents and mishaps.

As a car owner in Nalgonda, having car insurance can be quite beneficial. You get to protect your finances from unwanted and unforeseen mishaps.

 So, if you are searching for a car insurance policy in Nalgonda, choose Digit. Digit comes with a high CSR (claim settlement ratio) and offers the option to customise your car IDV.

Read on to know more.

The insurance protects the car from the damage and dents with the full coverage. Here are a few factors that you should consider before buying car insurance online.

• 24/7 Customer Assistance: Our customer assistance team is available 24/7 to solve queries related to your car insurance policy. We are even available on national holidays to help you out if needed.
• Quick Settlement of Claims Online: At Digit, we settle all claims against our vehicle insurance policies online. Our smartphone-enabled self-inspection process negates the need for submitting loads of documents and filling out several forms. To initiate the process, simply call us and wait for a link to your registered contact number. Then, you must follow a step-wise guide and send us pictures of the damaged portions of your car. After this, a team from our end will assess the matter and get back to you with an estimate. Then, based on your preference, you can opt for either Cashless Repairs or a Reimbursement. This quick claim settlement process enables us to maintain a high claim settlement ratio when it comes to private cars.
• Options to Customise The IDV: The Insured Declared Value or IDV has a significant influence on the premium amount and sum insured of your car insurance policy. We allow you to customise it according to your preference. So, make sure to choose a suitable IDV as per your budget, preference and convenience.
• Thousands of Network Garages: When you choose Cashless Repairs while claiming your car insurance policy, you can bring your car to one of our network garages. There are thousands of them present all over India. At our network garages, you will not need to pay any extra cost for repairing your car after any damage or accident. In addition, they will also provide 6 months of warranty on all their repair works.

Here is how a car insurance policy from Digit can save your vehicle in this city:

• Avoiding Legal Fine: The   has made it necessary for all car owners of the country to have a third-party Motor Vehicles Act of 1988 insurance cover. Thus, it is a legal offence if you drive on the road without one. If the authorities catch you driving without a valid vehicle insurance policy, there will be fines of ₹ 2,000. In case you repeat this offence, the fine will rise to ₹ 4,000. Additionally, in some rare cases, the authorities may also punish you with 3 months in prison and suspending your driving licence.
• Select From Three Different Insurance Covers: We offer three categories of car insurance policies:
  • Third-Party Car Insurance: This type of insurance plan covers expenses incurred due to damages by your car to third-party individuals, vehicles or properties.
  • Comprehensive Car Insurance: A comprehensive insurance plan, on the other hand, financially covers damages to both your vehicle and third parties.
  • Own Damage Car Insurance: This policy covers loss and damage to your own car, which may be caused due to accidents and collisions, natural calamities, fires, and thefts. This works as an added protection with the third-party car insurance policy.
• Personal Accident Cover: When you purchase a vehicle insurance policy, a personal accident cover is a mandatory extension. This insurance pays for costs related to injury treatment, permanent disabilities, and accidental death. Your family will also receive compensation for income loss in such cases. For further protection, consider Digit’s health insurance policy for accident-related hospitalisation.
• Customise Your Policy With Add-ons: You can purchase add-ons for nominal extra expenses with comprehensive plans. This will increase your premium amount but, in return, will provide you with a lot of benefits. Let’s take the example of tyre protect cover. If you have this cover on your insurance policy, we will cover your costs for replacing the damaged tyre with a new one. It will also cover labour charges needed for rebalancing or refitting tyres. Moreover, there are also add-ons like roadside assistance, engine protection cover, zero depreciation cover, etc., that you can choose from. However, do keep in mind that these add-ons are only available when you purchase a comprehensive car insurance policy.

Following are the car insurance add-ons available in Nalgonda:

• Zero Depreciation Cover
• Return to Invoice Cover
• Tyre Protect Cover
• Breakdown Assistance
• Consumable Cover
• Engine and Gear-box Protection Cover
• Daily Conveyance Benefit
• Key and Lock Protect
• Loss of Personal belongings
• Pay as you drive Cover
• EV Shield Add-on Cover