Car Insurance in Gurgaon

Gurgaon has the second largest IT hub and the third largest banking and financial hub in India. Most of the city’s population prefers to use cars as their means of transport. As a result, this city’s roads experience traffic congestion round the clock. Being a vehicle owner in Gurgaon, having a car insurance plan is crucial for tackling financial losses due to unforeseen accidents.

Moreover, the Motor Vehicles Act 1988 mandates all vehicle owners to purchase at least a third-party insurance plan. In case you are looking for a car insurance policy, Digit is a great option to consider. With its online claim settlement process and high claim settlement ratio Digit is an ideal option for buying car insurance plans.

India’s leading Industrial and Financial hub Gurgaon is famous for its various industries. Gurgaon is also one of the leading automobile manufacturer cities in India. Every year thousands of people are coming to this city because of vast job opportunities in multiple industrial sectors.

Gurgaon generates enormous revenue, so the city is considered as one of the highest contributors to GDP in India. Being the biggest automobile producer, it attracts many investors and businessmen to settle their business in Gurgaon.

To save your car from theft, damages and other disasters in this vulnerable city, you just need to insure your car. Digit car insurance online helps you save a lot more than you can imagine. Digit provides a hasslefree online process for car insurance without any middlemen. 

Choice of Insurance: You can choose from three types of car insurance policies:

• Third-Party Liability: This insurance pays for you when you are legally held responsible for bodily injury or property damage to any other party.
• Comprehensive Policy: ​This policy covers your expenses for damage to your own car along with the third-party liability.
• Own Damage: This policy covers loss and damage to your own car, which may be caused due to accidents and collisions, natural calamities, fires, and thefts. This works as an added protection with the third-party car insurance policy.
• Penalty Avoidance: With the changing traffic laws and substantial penalties, it is compulsory to have a third party car insurance in India. Without car insurance in Gurgaon, you'll be fined Rs.2000 for the offence. And, for subsequent offences, the penalty increases to Rs.4000. It also leads to imprisonment for up to 3 months and cancellation of the driving license. Digit's Third-party insurance can save you from paying such hefty fines.
• Comprehensive Policy to Protect Your Car: Car owners in Gurgaon often face the challenges mentioned above in their day to day life. To avoid such obstacles, a Comprehensive policy is the most appropriate choice. It is a complete package that offers coverage against damages to your car and third party liability as well. This policy also covers any damage caused due to natural and man-made calamities, thefts, fire, accidents. In short, Comprehensive insurance is the needed shield for your car in Gurgaon.
• Add-ons Suitable for Gurgaon: You can include multiple add-ons to broaden the coverage. Considering the fatalities in the road accidents of Gurgaon, the Personal Accident Cover becomes essential. This will take care of your financial obligation if you suffer from a permanent disability or death in an accident. The Return to Invoice add-on is a good choice to dodge the challenge of theft in Gurgaon, which will pay you the full amount of the car in case of theft. There are other add-ons that include breakdown assistance, consumable cover, etc.

Following are the car insurance add-ons available in Gurgaon:

• Zero Depreciation Cover
• Return to Invoice Cover
• Tyre Protect Cover
• Breakdown Assistance
• Consumable Cover
• Engine and Gear-box Protection Cover
• Daily Conveyance Benefit
• Key and Lock Protect
• Loss of Personal belongings
• Pay as you drive Cover
• EV Shield Add-on Cover