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Car Insurance in Bhopal

9000+ Cashless Garages

96% Claims Settled (FY 24-25)

Buy or Renew Car Insurance in Bhopal Online, Up to 90% off

Why Do You Need Car Insurance in Bhopal?

Let's look at some of the challenges faced by car owners in Bhopal which makes having a valid car insurance policy even more important.

frequent road accidents

Frequent Road Accidents

Road accidents are a significant concern for car owners in Bhopal. According to 2018 statistics by the officials, one accident was reported every 25 minutes, and every 9th accident resulted in a fatality. Encroachments on busy roads and illegal parking are some of the leading causes of such accidents. Hence, it is necessary to have car insurance with PA coverage or a separate health insurance policy to cover the expenses in such cases.

traffic jams

Traffic Jams

Traffic jam has become a routine at all the prominent routes in Bhopal such as Jyoti Talkies, MP Nagar, Bittan market, Nehru Nagar, and Hamidia road. This has disrupted the daily commute of most people and has increased the congestion on the city roads, leading to wrong side driving and accidents.

bad road condition

Bad Road Condition

In monsoon, heavy rains cause major damage to the roads in Bhopal. The pathetic condition of the streets and potholes makes the daily commute difficult for the car owners. Moreover, these potholes get filled with water during rains due to which car drivers fail to spot them and meet with accidents. 

How Can Digit Insurance Save Your Car in Bhopal?

Why Choose Car Insurance in Bhopal by Digit?

We treat our customers like VIPs, know how…

Cashless Repairs

With access to over 9000+ cashless garages across India, you can get your car repaired without worrying about upfront payments. Digit also offers pickup and drop, adding convenience to the repair process.

Smartphone-Enabled Self Inspection

Skip the hassle of physical inspections. Digit allows you to upload photos and videos of the damage directly from your smartphone, making the claim process faster and more convenient.

Super-Fast Claims

Digit has settled 96% of motor claims, with most processed in just a few hours. The digital-first approach ensures minimal paperwork and quick turnaround, so you can get back on the road sooner.

24*7 Support

Whether it’s a weekday, weekend, or national holiday, Digit’s support team is available round the clock to assist you with queries, claims, or policy updates.

Customize your Vehicle IDV

Customize Your Vehicle IDV

You have the flexibility to set your car’s Insured Declared Value (IDV) based on your preference. This helps you balance your coverage and premium according to your needs.

Complimentary Wellness Benefits

As a Digit customer, you get access to exclusive wellness offers & benefits. Top-rated health and wellness partners provide these benefits, adding extra value to your insurance plan.

Key Features of Digit's Car Insurance Policy

Key Features Digit Benefit
Premium Starting from ₹2094
No Claim Bonus Up to 50% Discount
Customizable Add-Ons 11 Add-ons available
Cashless Repairs Available at 9000+ Garages with Doorstep Pickup & Drop
Claim Process Smartphone-enabled Claim process. Can be done online within 7 minutes!
Own Damage Cover Available
Damages to Third-Party Unlimited Liability for Personal Damages, Up to 7.5 Lakhs for Property/Vehicle Damages

What’s Covered in Digit Car Insurance in Bhopal?

Accidents

Covers damage from collisions

Theft

Protection if your car is stolen

Fire

Covers accidental fire damage

Natural Disasters

Includes floods, cyclones, etc.

Personal Accident

Compensation for owner’s death or disability

Third Party Damages

Covers damage to others’ property or vehicles

What’s not Covered in Digit Car Insurance in Bhopal?

Understanding what's not covered is just as crucial—so you're not caught off guard when making a claim. Here are key exclusions to keep in mind

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Own Damages for Third-Party Policy Holder

Third-party policies don’t cover your car’s damage

Drunk Driving

Drunk Driving

No cover if driving under influence or without a valid licence

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Driving without a Valid Driving Licence

No cover if driving without a qualified supervisor

Consequential Damages icon

Consequential Damages

Indirect damage after an accident isn’t covered

Contributory Negligence icon

Contributory Negligence

Damage from ignoring safety guidelines (e.g., driving in floods) is excluded

Add-ons not Bought icon

Add-Ons Not Bought

Some situations are covered in add-ons. If you haven’t bought those add-ons, the corresponding situations will not be covered.

Car Insurance Plans in Bhopal

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Third party

A Third-Party Car Insurance is one of the most common types of car insurance; in which only damages & losses caused to a third-party person, vehicle or property are covered.
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Comprehensive

A Comprehensive Car Insurance is one of the most valuable types of car insurance that covers both third-party liabilities and damages to your own car as well.
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Standalone Own Damage

An Own Damage Car Insurance is for yourself; it covers loss and damage only to your own car in case of accidents and collisions, natural calamities, fires, and thefts.

Third-Party

Comprehensive

Own Damage

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How to Buy Car Insurance in Bhopal with Digit?

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Enter Car Details

On the Digit App or website, enter car registration number and select the policy status.

Choose a Plan

Select the type of car insurance plan and choose desired add-ons.

Enter Personal Details

Enter your personal, nominee and vehicle details, and move to the next step.

Make Payment

Complete the payment and mandatory KYC verification process.

That's It!

You’ll receive the policy document via email, SMS and WhatsApp. Also, you can access it 24X7 on the Digit App.

Cashless Garages by Digit

Digit's Cashless Garages

Get cashless repairs at 9000+ garages across India 

Popular Cashless Garages in Digit's Network in Bhopal

Here’s the list of Digit's top 25 cashless garages in Bhopal, as of August 18th, 2025. Visit Digit Cashless Garages to view the complete network of cashless garages associated with Digit.

Garages Name Garage Address Location
Ocean Motors Pvt Ltd Bhopal 54 A Govindpura Ind Area, Bhopal 452001 📍 View on Maps
Rmj Motors Pvt Ltd 8 C, Rmj Motors, J K Road, Bhopal, Bhopal, Madhya Pradesh, 462001 📍 View on Maps
Jeewan Motors 4W Maruti Bhopal Maida Mill, 958/ 1/1/2/2/1, Near Income Tax Office , Hosangabad Road, Bhopal - 462016 📍 View on Maps
Daga Motors Main Road, Chunabhati, Kolar Road, Bhopal, 462016 📍 View on Maps
Khushi Motors Bda Plot No 1, Railway Line , Zone I, 462023 📍 View on Maps
The Moto Hub Beside Capital Mall, 212/213, In-Front Of Sbi Bank, Hoshangabad Road, 462026 📍 View on Maps
C.I. Finlease Private Limited(Jhinshi) Maida Mill Road, Jhinshi Jahagirabad Bhopal 462011 📍 View on Maps
Srisatyasai 4W Maruti Bhopal Plot No 4,Rajendra Prasad Bhavan, Bhadbhada Road, Malviya Nagar, 462001 📍 View on Maps
Satyam Motors Pvt Ltd Satyam Motors Pvt Ltd Nh 12 Hoshangabad Road , Misroad , 📍 View on Maps
The Cars Lounge Near Petrol Pump, 287 Plot No 100, Drm Road, Awadhpuri,Bhopal, Bhopal, Madhya Pradesh 462022 📍 View on Maps
Arcot Motors 37, Bhel Ancillary Estate, Habibganj, Bhopal,Bhopal, Madhya Pradesh 📍 View on Maps
Shubham Automobiles Mass Plot No. 1 , Shahpura Chawni , Gulmohar Colony Road , Bhopal - Madhya Pradesh 462039 📍 View on Maps
Eshan Autocorp India Llp 26/ 27, 30/31 Amaltas Colony, Chunabha 462042 📍 View on Maps
Surjeet Auto Private Ltd Plot No 27, Sec - G , Industrial Area, 462023 📍 View on Maps
Sohum Vehicles Llp Khasra No. 435/2/205,Near Vrindawan Garden, Bhopal 📍 View on Maps
Reliance Motors (Bosch) S01 The Address Colony Bawadiyakala Rohit Nagar Bhopal 462016 📍 View on Maps
Sai Chhaya Auto Link Private Limited 23-24, E Sector Industrial Area, Govindpura,Bhopal 📍 View on Maps
Rajpal Abhikaran Bhopal Private Limited Rajpal Toyota, Opp Hotel The Mark, Hoshangabad Road Misrod 📍 View on Maps
Bhawani Motors Sneha Patidar Khasra No 78 Hosangabad Road Bhopal 📍 View on Maps
Soumya Automobiles Damkheda , Ayodhya By Pass Road , Bhopal , Madhya Pradesh 📍 View on Maps
Aeromark Cars 4W Mg Bhopal Bhopal Khasra No 472, 11 Mile , Bheropur, Bhopal 462047 📍 View on Maps
Jagdish Motocorp Pvt Ltd(Skoda) Bhopal Khasra No. 2, Hoshangabad Road, 462026 📍 View on Maps
Galaxy Bhopal Vehicles Priavte Limited 1St Floor, 104, Coral Wood Complex, Hoshangabad Road, Mosrod 462047 📍 View on Maps
Varenyam Motor Car Raisen Road , Shop No. 1 To 6 Pink Tower , 1 Padamnabh Nagar - Bhopal - Madhya 462021 📍 View on Maps