Cuddalore, a city in Tamil Nadu, is situated close to Chennai. In the early history and during the British Raj, Cuddalore was an important port used for trading. The city is mostly known for fishing and other port-related industries. In addition, there are pharmaceutical plants, heavy chemicals and other industrial estates. It is also a notable tourist destination.

Like any developing city in the country, the population and the number of vehicles are increasing. The sub-tropical wet climatic conditions and unavailability of proper traffic infrastructure often lead to congestion that lead to fatalities.

So, as a car owner in Cuddalore, you need to purchase a vehicle insurance plan which will offer financial protection due to any unforeseen occurrence. If you are in Cuddalore and looking for a dependable insurer for your vehicle, Digit can be your option.

Digit offers an efficient claim settlement process and continuous customer service.

Here are the reasons why you must get a car insurance policy from Digit in Cuddalore:

• Effortless Claim Settlement Procedure: The introduction of the smartphone-enabled self-inspection feature has made the claim settlement process easy and seamless. You need to simply call us, and you will receive a link at your registered contact number. Next, you have to click and upload pictures of the damaged area of your car and send those to us. On receiving it, the concerned executives will get back to you with an accurate estimate. Then, you can choose either the reimbursement or cashless mode of repair. The paperless method of the claim settlement makes the entire system hassle-free and time-saving. It removes the need for manual filing of forms and submission of documents.
• Accessibility of Multiple Network Garages for Cashless Repairs: Car owners choosing cashless repair mode can visit any of the nearest available network garages of Digit. The technicians at these garages will ensure to fix any damage to your vehicle without you having to pay anything. You will find the network garages all across the country. Moreover, you will get six months of warranty on the repairs done in any of the network garages of Digit.
• 24/7 Customer Assistance: The customer support representatives of Digit are 24/7 available to attend to all your concerns related to the car insurance policy. Not only this, we have kept our portal open even on national holidays. So, if you have any queries, feel free to reach us now.
• Insured Declared Value Customisation: IDV or Insured Declared Value is your car's current market value and it will directly affect your vehicle's insurance premium, and the sum insured. Digit offers you to customise or modify the IDV based on your convenience. So, if you choose a higher IDV, you are required to pay a higher premium amount. The sum insured will be higher as well.

Let's understand how car insurance from Digit can protect you in unfavourable events: 

• Choose From various Car Insurance Plan: Digit offers you to choose from the available two types of policies which you can obtain based on your needs:

Comprehensive Car Insurance Policy: Covers both third-party and personal losses

Third-Party Car Insurance Policy: Covers only damages caused to third-party vehicles, property and life.

So, based on your preference, requirement and budget, make sure to pick the right car insurance plan.

• Personal Accident Cover: A personal accident cover is a mandatory extension of any motor insurance plan as per Indian motor laws. It safeguards your family's monetary interest in your absence. It will also provide coverage for medical bills if you suffer from any physical injury or total disability. Hence, choosing this type of plan along with your comprehensive or third-party policies from Digit will always keep the worry of financial dilemmas at bay. 
• Avoid Legal Complications: The Motor Vehicle Act, 1988 has made it compulsory to purchase third-party car insurance for every vehicle owner in the country. Those driving without a motor insurance plan will have to pay a fine of ₹ 2,000. In the case of repeated offences, it might rise to ₹ 4,000. Furthermore, in some circumstances, there can be 3-months of imprisonment and even cancellation of the driving licence.
• Add-ons Cover Customisation: Digit allows you to customise add-ons as per your need when you purchase a comprehensive plan. These add-ons provide additional coverage that is over and above the coverage of a comprehensive plan. You have to pay a little extra premium to get this added coverage. Digit offers various add-ons, which include zero depreciation cover, tyre protect cover, roadside assistance, consumable cover, etc. The consumable cover, for instance, will offer coverage for costs incurred to replace or refill consumables such as engine oil, lubricants, etc. after an accident or mishap.