Valsad, a city in Gujarat, is located in the south of Surat and Navsari. Valsad sees a considerable amount of trading activities in the chemicals, textiles and pulp industries. It is also home to multiple reputed educational institutions and is a notable tourist destination.

The city has seen rapid population growth in the last couple of decades. Valsad lies on National Highway 48, which is connected to other major cities in India. The movement of commercial and industrial vehicles throughout the day is a primary reason for traffic snarls and congestion.

If you own a car in Valsad, buying a motor insurance plan can be highly beneficial. Consider relying on Digit if you are looking for a credible vehicle insurance provider in Valsad to protect your finances from any unfavourable events.

Digit offers 24/7 customer assistance and comes with an excellent claim settlement ratio for car insurance plans.

Following are the car insurance add-ons available in Valsad:

• Zero Depreciation Cover
• Return to Invoice Cover
• Tyre Protect Cover
• Breakdown Assistance
• Consumable Cover
• Engine and Gear-box Protection Cover
• Daily Conveyance Benefit
• Key and Lock Protect
• Loss of Personal belongings
• Pay as you drive Cover
• EV Shield Add-on Cover

Here are some of the benefits that you can avail while you opt for a Digit car insurance policy:

• Vast Chain of Network Garages: Digit has many network garages all over India for car insurance holders opting Cashless mode of repair. At these facilities, you will be able to get professional help with the repair of your vehicle's damaged area. Furthermore, the repair will be completely free-of-charge. What's more? The repair performed in these network garages comes with six months of warranty.
• Simple and Quick Claim Settlement Process: Digit facilitates a simplified claim settlement process through the innovative smartphone-enabled self-inspection feature. The entire process is online and gets wrapped up in a few minutes. First, give a call on Digit's toll-free number. We will send you a link for self-inspection. Now, you have to follow a step-wise guide and click and upload photos of the damaged area of your car. Once we receive these photos, our executive will contact you with an accurate estimate. The online filing of claims through Digit saves time during emergencies. This removes the need for filing forms or submission of documents.
• Option to Customise IDV: In simple words, Insured Declared Value or IDV is the current market value of your vehicle, and it directly impacts the premium you pay for your car insurance. This means the increase in the IDV of your vehicle will increase the insurance premium. The IDV of your car will also impact the sum insured. Digit offers you the facility to customise the IDV as per your convenience and budget.
• 24/7 Customer Assistance: To attend to your concerns about the vehicle insurance plan, we are available 24/7. Not only this, as an emergency can arise on any day, our team will be accessible even on national holidays. So, if you have got any queries related to your insurance policy, feel free to reach us.

Let's understand in what ways Digit vehicle insurance can safeguard you financially in unforeseen events:

• Personal Accident Cover: A personal accident cover is compulsory when you buy any motor insurance plan. You have to obtain this compulsory extension irrespective of whether you opt for a comprehensive or third-party insurance plan. The PA cover would protect your family's financial status during emergencies. It will provide financial help to cover medical bills and other expenses for heavy injuries and even permanent disabilities. If the vehicle owner dies due to an accident, Digit will compensate the nominee with the entire sum insured amount. This will ensure financial stability for the family.
• Avoid Legal Penalties: In India, vehicle owners must purchase a third-party car insurance plan as per the Motors Vehicle Act, 1988. If you drive without any valid car insurance, it will attract a hefty penalty of ₹ 2,000 that can go up to ₹ 4,000. Repeated occurrences may lead to the cancellation of a driving license or even 3-months of imprisonment.
• Include Add-ons: Car owners choosing Digit's comprehensive policy will also get to modify or customise the coverage by including add-ons. These add-ons offer extended coverage that is not available in the comprehensive plan. However, you have to pay a higher premium amount for including add-ons. Some add-ons offered by Digit include roadside assistance cover, tyre protection cover, passenger cover, zero depreciation cover, etc. For instance, if you bought a new car, you can include the return to invoice cover. Digit will compensate the amount of the car invoice in case of theft or total damage.
• Different Car Insurance Policies: Car owners choosing Digit as their vehicle insurance provider can now select from the available three types of plans as per their convenience:
  • Comprehensive Car Insurance
  • Third-Party Car Insurance
  • Own Damage Car Insurance

All the plans vary in terms of coverage benefits, features and the costs you need to bear. Assess your requirement and budget and make a choice accordingly.