Car Insurance in Valsad
9000+ Cashless Garages
96% Claims Settled (FY 24-25)
Buy or Renew Car Insurance in Valsad Online, Up to 90% off
Valsad, a city in Gujarat, is located in the south of Surat and Navsari. Valsad sees a considerable amount of trading activities in the chemicals, textiles and pulp industries. It is also home to multiple reputed educational institutions and is a notable tourist destination.
The city has seen rapid population growth in the last couple of decades. Valsad lies on National Highway 48, which is connected to other major cities in India. The movement of commercial and industrial vehicles throughout the day is a primary reason for traffic snarls and congestion.
If you own a car in Valsad, buying a motor insurance plan can be highly beneficial. Consider relying on Digit if you are looking for a credible vehicle insurance provider in Valsad to protect your finances from any unfavourable events.
Digit offers 24/7 customer assistance and comes with an excellent claim settlement ratio for car insurance plans.
Why Should You Get a Digit Car Insurance Plan in Valsad?
Here are some of the benefits that you can avail while you opt for a Digit car insurance policy:
- Vast Chain of Network Garages: Digit has many network garages all over India for car insurance holders opting Cashless mode of repair. At these facilities, you will be able to get professional help with the repair of your vehicle's damaged area. Furthermore, the repair will be completely free-of-charge. What's more? The repair performed in these network garages comes with six months of warranty.
- Simple and Quick Claim Settlement Process: Digit facilitates a simplified claim settlement process through the innovative smartphone-enabled self-inspection feature. The entire process is online and gets wrapped up in a few minutes. First, give a call on Digit's toll-free number. We will send you a link for self-inspection. Now, you have to follow a step-wise guide and click and upload photos of the damaged area of your car. Once we receive these photos, our executive will contact you with an accurate estimate. The online filing of claims through Digit saves time during emergencies. This removes the need for filing forms or submission of documents.
- Option to Customise IDV: In simple words, Insured Declared Value or IDV is the current market value of your vehicle, and it directly impacts the premium you pay for your car insurance. This means the increase in the IDV of your vehicle will increase the insurance premium. The IDV of your car will also impact the sum insured. Digit offers you the facility to customise the IDV as per your convenience and budget.
- 24/7 Customer Assistance: To attend to your concerns about the vehicle insurance plan, we are available 24/7. Not only this, as an emergency can arise on any day, our team will be accessible even on national holidays. So, if you have got any queries related to your insurance policy, feel free to reach us.
How Can Digit Car Insurance Save Your Vehicle in Valsad?
Let's understand in what ways Digit vehicle insurance can safeguard you financially in unforeseen events:
- Personal Accident Cover: A personal accident cover is compulsory when you buy any motor insurance plan. You have to obtain this compulsory extension irrespective of whether you opt for a comprehensive or third-party insurance plan. The PA cover would protect your family's financial status during emergencies. Additionally, you can have health insurance that can help cover treatment and recovery costs following an accident.
- Avoid Legal Penalties: In India, vehicle owners must purchase a third-party car insurance plan as per the Motors Vehicle Act, 1988. If you drive without any valid car insurance, it will attract a hefty penalty of ₹ 2,000 that can go up to ₹ 4,000. Repeated occurrences may lead to the cancellation of a driving license or even 3-months of imprisonment.
- Include Add-ons: Car owners choosing Digit's comprehensive policy will also get to modify or customise the coverage by including add-ons. These add-ons offer extended coverage that is not available in the comprehensive plan. However, you have to pay a higher premium amount for including add-ons. Some add-ons offered by Digit include roadside assistance cover, tyre protection cover, passenger cover, zero depreciation cover, etc. For instance, if you bought a new car, you can include the return to invoice cover. Digit will compensate the amount of the car invoice in case of theft or total damage.
- Different Car Insurance Policies: Car owners choosing Digit as their vehicle insurance provider can now select from the available three types of plans as per their convenience:
- Comprehensive Car Insurance
- Third-Party Car Insurance
- Own Damage Car Insurance
All the plans vary in terms of coverage benefits, features and the costs you need to bear. Assess your requirement and budget and make a choice accordingly.
Why Choose Car Insurance in Valsad by Digit?
We treat our customers like VIPs, know how…
Cashless Repairs
With access to over 9000+ cashless garages across India, you can get your car repaired without worrying about upfront payments. Digit also offers pickup and drop, adding convenience to the repair process.
Smartphone-Enabled Self Inspection
Skip the hassle of physical inspections. Digit allows you to upload photos and videos of the damage directly from your smartphone, making the claim process faster and more convenient.
Super-Fast Claims
Digit has settled 96% of motor claims, with most processed in just a few hours. The digital-first approach ensures minimal paperwork and quick turnaround, so you can get back on the road sooner.
24*7 Support
Whether it’s a weekday, weekend, or national holiday, Digit’s support team is available round the clock to assist you with queries, claims, or policy updates.
Customize Your Vehicle IDV
You have the flexibility to set your car’s Insured Declared Value (IDV) based on your preference. This helps you balance your coverage and premium according to your needs.
Complimentary Wellness Benefits
As a Digit customer, you get access to exclusive wellness offers & benefits. Top-rated health and wellness partners provide these benefits, adding extra value to your insurance plan.
Key Features of Digit's Car Insurance Policy
What’s Covered in Digit Car Insurance in Valsad?
Accidents
Covers damage from collisions
Theft
Protection if your car is stolen
Fire
Covers accidental fire damage
Natural Disasters
Includes floods, cyclones, etc.
Personal Accident
Compensation for owner’s death or disability
Third Party Damages
Covers damage to others’ property or vehicles
Car Insurance Add-ons Available in Valsad
Following are the car insurance add-ons available in Valsad:
What’s not Covered in Digit Car Insurance in Valsad?
Understanding what's not covered is just as crucial—so you're not caught off guard when making a claim. Here are key exclusions to keep in mind
Own Damages for Third-Party Policy Holder
Third-party policies don’t cover your car’s damage
Drunk Driving
No cover if driving under influence or without a valid licence
Driving without a Valid Driving Licence
No cover if driving without a qualified supervisor
Consequential Damages
Indirect damage after an accident isn’t covered
Contributory Negligence
Damage from ignoring safety guidelines (e.g., driving in floods) is excluded
Add-Ons Not Bought
Some situations are covered in add-ons. If you haven’t bought those add-ons, the corresponding situations will not be covered.
Car Insurance Plans in Valsad
Third party
A Third-Party Car Insurance is one of the most common types of car insurance; in which only damages & losses caused to a third-party person, vehicle or property are covered.
Comprehensive
A Comprehensive Car Insurance is one of the most valuable types of car insurance that covers both third-party liabilities and damages to your own car as well.
Standalone Own Damage
An Own Damage Car Insurance is for yourself; it covers loss and damage only to your own car in case of accidents and collisions, natural calamities, fires, and thefts.
Third-Party
Comprehensive
|
Damages/Losses to own car due to an accident |
×
|
✔
|
|
Damages/Losses to own car in case of fire |
×
|
✔
|
|
Damages/Losses to own car in case of a natural calamity |
×
|
✔
|
|
Damages to Third-Party Vehicle |
✔
|
✔
|
|
Damages to Third-Party Property |
✔
|
✔
|
|
Personal Accident Cover |
✔
|
✔
|
|
Injuries/Death of a Third-Party Person |
✔
|
✔
|
|
Theft of your car |
×
|
✔
|
|
Doorstep Pick-Up & Drop |
×
|
✔
|
|
Customize your IDV |
×
|
✔
|
|
Extra protection with customized add-ons |
×
|
✔
|
Know more about the difference between comprehensive and third party insurance
How to Buy/Renew Car Insurance in Valsad with Digit?
Enter Car Details
On the Digit App or website, enter car registration number and select the policy status.
Choose a Plan
Select the type of car insurance plan and choose desired add-ons.
Enter Personal Details
Enter your personal, nominee and vehicle details, and move to the next step.
Make Payment
Complete the payment and mandatory KYC verification process.
That's It!
You’ll receive the policy document via email, SMS and WhatsApp. Also, you can access it 24X7 on the Digit App.
Digit's Cashless Garages
Get cashless repairs at 9000+ garages across India
Popular Cashless Garages in Digit's Network in Valsad
Here’s the list of Digit's top 25 cashless garages in Valsad, as of August 18th, 2025. Visit Digit Cashless Garages to view the complete network of cashless garages associated with Digit.