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Car Insurance in Gautam Buddha Nagar
Gautam Buddha Nagar is a district in Uttar Pradesh with a relatively higher population than any district in Northern India. Named after Gautam Buddha, this district was home to various historical personnel associated with the Indian Independence movement.
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It is home to various industries and commercial activities. The increasing number of vehicles in this city majorly contributes to traffic congestion. In addition, improper traffic management and rampant traffic violations often lead to accidents and fatalities. If you are in Gautam Buddha Nagar and are looking for a dependable car insurance policy provider, consider opting for Digit. Why choose Digit? Digit provides a quick claim settlement process and 24/7 customer assistance. Not only this, there are some other factors for which you must consider Digit for buying your vehicle insurance plan.
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Renew Car Insurance in Gautam Buddha Nagar
9000+
Cashless Garages
2900 Crore+
Paid-in Claims
1.2 Cr+
Policies Sold
Up to 90% Off
with PAYD Add-On
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Car insurance Online, Up to 90% Discount
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9000+
Cashless Garages
2900 Crore+
Paid-in Claims
1.2 Cr+
Policies Sold
Why Should You Get a Digit Car Insurance Plan in Gautam Buddha Nagar?
Here are the notable advantages that you can get with a Digit car insurance online policy:
- Thousands of Network Garages for Cashless Repair: If you opt for cashless repairs while raising a claim, you can avail of it from any of the Digit network garages spread across India. You can have your car damages repaired without any cost from your end. Do note that the repairs conducted in one of Digit network garages come with 6-months of warranty.
- Customise Insured Declared Value: Digit offers its customers the option to customise the IDV or Insured Declared value as per their convenience. Insured Declared Value is your vehicle's current market value, which directly impacts the premium of the car insurance policy and the sum insured. This means the higher the IDV, the higher will be the premium for the car insurance plan and vice versa.
- 24/7 Customer Support: If you have any queries related to your car insurance policy, feel free to connect with the customer care representative of Digit. The representatives are available even on national holidays to offer quality assistance to all our customers. So, if you have any insurance-related issues, contact our team without any hesitation.
- Online Claim Settlement Process: Digit comes with a simple and fast claim settlement process. We have introduced the smartphone-enabled and self-inspection feature to process insurance claims in a faster way. You need to follow a few simple steps for this. Just call us on the provided number to receive a link on your registered mobile number. Then follow the step-by-step guide and upload pictures of the car damages. Upon receiving the pictures, our executive will give you an estimate. The simplified online process of claim settlement requires no hassle of filing forms or submitting any documents.
How Can Digit Insurance Save Your Car in Gautam Buddha Nagar?
Here are how obtaining Digit car insurance in Gautam Buddha Nagar can protect you from bearing great financial loss:
Choose Different Car Insurance Policies: With Digit, you can choose from the available three types of car insurance policies:
- Comprehensive Car Insurance: A comprehensive car insurance policy covers financial losses caused due to third-party and personal damages. It can also financially safeguard you from unpredictable events like natural disasters, car theft, fire, etc.
- Third-Party Car Insurance: As the name suggests, a third-party car insurance plan only offers coverage for third-party losses and damages.
- Own Damage Car Insurance: This policy covers loss and damage to your own car, which may be caused due to accidents and collisions, natural calamities, fires, and thefts. This works as an added protection with the third-party car insurance policy.
- Personal Accident Cover: For every car owner, obtaining personal accident cover is mandatory. The PA cover is a compulsory extension of a vehicle insurance plan as per legal regulations. This cover safeguards your family's financial health to a great extent in case of any mishaps. You can also get a health insurance policy that provides coverage for medical treatments, hospital bills, and other related expenses caused by an accident.
- Avoid Legal Penalties: As per the Motor Vehicles Act, 1988, purchasing third-party motor insurance for every vehicle is compulsory. However, if you drive without any insurance cover, you have to pay a penalty of ₹ 2,000. This can go up to ₹ 4,000 in case you commit repeated offences. In some cases, it may also lead to 3-months of imprisonment or cancellation of the driving license.
- Customise Add-ons: If you choose the comprehensive car insurance plan of Digit, you can customise it with add-ons at your convenience. Add-on covers will provide extended coverage that can help you in various circumstances. You can get add-ons by just paying a nominal extra amount. That is, including add-on covers will require you to pay a higher insurance premium. You can choose from a wide range of add-ons. Some of them include roadside assistance cover, zero depreciation cover, return to invoice cover, tyre protection cover, etc. The tyre protect cover, for instance, will cover any expenses towards replacing a damaged tyre, labour charges for fitting and rebalancing, etc. These add-ons come in handy in uncalled situations and offer maximum protection. So, with Digit car insurance, you can get financial coverage for losses and damages and also steer clear of legal issues.
Why Choose Car Insurance in Gautam Buddha Nagar by Digit?
We treat our customers like VIPs, know how…
Cashless Repairs
With access to over 9000+ cashless garages across India, you can get your car repaired without worrying about upfront payments. Digit also offers pickup and drop, adding convenience to the repair process.
Smartphone-Enabled Self Inspection
Skip the hassle of physical inspections. Digit allows you to upload photos and videos of the damage directly from your smartphone, making the claim process faster and more convenient.
Super-Fast Claims
Quick and hassle-free claim process that's digital and paperless
24*7 Support
Whether it’s a weekday, weekend, or national holiday, Digit’s support team is available round the clock to assist you with queries, claims, or policy updates.
Customize Your Vehicle IDV
You have the flexibility to set your car’s Insured Declared Value (IDV) based on your preference. This helps you balance your coverage and premium according to your needs.
Complimentary Wellness Benefits
As a Digit customer, you get access to exclusive wellness offers & benefits. Top-rated health and wellness partners provide these benefits, adding extra value to your insurance plan.
Key Features of Digit's Car Insurance Policy
What’s Covered in Digit Car Insurance in Gautam Buddha Nagar?
Accidents
Covers damage from collisions
Theft
Protection if your car is stolen
Fire
Covers accidental fire damage
Natural Disasters
Includes floods, cyclones, etc.
Personal Accident
Compensation for owner’s death or disability
Third Party Damages
Covers damage to others’ property or vehicles
Car Insurance Add-ons Available in Gautam Buddha Nagar
Following are the car insurance add-ons available in Gautam Buddha Nagar:
What’s not Covered in Digit Car Insurance in Gautam Buddha Nagar?
Understanding what's not covered is just as crucial—so you're not caught off guard when making a claim. Here are key exclusions to keep in mind
Own Damages for Third-Party Policy Holder
Third-party policies don’t cover your car’s damage
Drunk Driving
No cover if driving under influence or without a valid licence
Driving without a Valid Driving Licence
No cover if driving without a qualified supervisor
Consequential Damages
Indirect damage after an accident isn’t covered
Contributory Negligence
Damage from ignoring safety guidelines (e.g., driving in floods) is excluded
Add-Ons Not Bought
Some situations are covered in add-ons. If you haven’t bought those add-ons, the corresponding situations will not be covered.
Car Insurance Plans in Gautam Buddha Nagar
Third party
A Third-Party Car Insurance is one of the most common types of car insurance; in which only damages & losses caused to a third-party person, vehicle or property are covered.
Comprehensive
A Comprehensive Car Insurance is one of the most valuable types of car insurance that covers both third-party liabilities and damages to your own car as well.
Standalone Own Damage
An Own Damage Car Insurance is for yourself; it covers loss and damage only to your own car in case of accidents and collisions, natural calamities, fires, and thefts.
Third-Party
Comprehensive
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Damages/Losses to own car due to an accident |
×
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✔
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Damages/Losses to own car in case of fire |
×
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✔
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Damages/Losses to own car in case of a natural calamity |
×
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✔
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Damages to Third-Party Vehicle |
✔
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✔
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Damages to Third-Party Property |
✔
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✔
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Personal Accident Cover |
✔
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✔
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Injuries/Death of a Third-Party Person |
✔
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✔
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Theft of your car |
×
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✔
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Doorstep Pick-Up & Drop |
×
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✔
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Customize your IDV |
×
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✔
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Extra protection with customized add-ons |
×
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✔
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Know more about the difference between comprehensive and third party insurance
How to Buy/Renew Car Insurance in Gautam Buddha Nagar with Digit?
Enter Car Details
On the Digit App or website, enter car registration number and select the policy status.
Choose a Plan
Select the type of car insurance plan and choose desired add-ons.
Enter Personal Details
Enter your personal, nominee and vehicle details, and move to the next step.
Make Payment
Complete the payment and mandatory KYC verification process.
That's It!
You’ll receive the policy document via email, SMS and WhatsApp. Also, you can access it 24X7 on the Digit App.
Digit's Cashless Garages
Get cashless repairs at 9000+ garages across India
Popular Cashless Garages in Digit's Network in Gautam Buddha Nagar
Here’s the list of Digit's top 25 cashless garages in Gautam Buddha Nagar, as of August 18th, 2025. Visit Digit Cashless Garages to view the complete network of cashless garages associated with Digit.