Car Insurance in Gautam Buddha Nagar

Gautam Buddha Nagar is a district in Uttar Pradesh with a relatively higher population than any district in Northern India. Named after Gautam Buddha, this district was home to various historical personnel associated with the Indian Independence movement. It is home to various industries and commercial activities.

The increasing number of vehicles in this city majorly contributes to traffic congestion. In addition, improper traffic management and rampant traffic violations often lead to accidents and fatalities.

If you are in Gautam Buddha Nagar and are looking for a dependable car insurance policy provider, consider opting for Digit. Why choose Digit? Digit provides a quick claim settlement process and 24/7 customer assistance. Not only this, there are some other factors for which you must consider Digit for buying your vehicle insurance plan.

Here are the notable advantages that you can get with a Digit car insurance online policy:

• Thousands of Network Garages for Cashless Repair: If you opt for cashless repairs while raising a claim, you can avail of it from any of the Digit network garages spread across India. You can have your car damages repaired without any cost from your end. Do note that the repairs conducted in one of Digit network garages come with 6-months of warranty.
• Customise Insured Declared Value: Digit offers its customers the option to customise the IDV or Insured Declared value as per their convenience. Insured Declared Value is your vehicle's current market value, which directly impacts the premium of the car insurance policy and the sum insured. This means the higher the IDV, the higher will be the premium for the car insurance plan and vice versa.
• 24/7 Customer Support: If you have any queries related to your car insurance policy, feel free to connect with the customer care representative of Digit. The representatives are available even on national holidays to offer quality assistance to all our customers. So, if you have any insurance-related issues, contact our team without any hesitation.
• Online Claim Settlement Process: Digit comes with a simple and fast claim settlement process. We have introduced the smartphone-enabled and self-inspection feature to process insurance claims in a faster way. You need to follow a few simple steps for this. Just call us on the provided number to receive a link on your registered mobile number. Then follow the step-by-step guide and upload pictures of the car damages. Upon receiving the pictures, our executive will give you an estimate. The simplified online process of claim settlement requires no hassle of filing forms or submitting any documents.

Here are how obtaining Digit car insurance in Gautam Buddha Nagar can protect you from bearing great financial loss: 

• Choose Different Car Insurance Policies: With Digit, you can choose from the available three types of car insurance policies:

  • Comprehensive Car Insurance: A comprehensive car insurance policy covers financial losses caused due to third-party and personal damages. It can also financially safeguard you from unpredictable events like natural disasters, car theft, fire, etc.
  • Third-Party Car Insurance: As the name suggests, a third-party car insurance plan only offers coverage for third-party losses and damages.
  • Own Damage Car Insurance: This policy covers loss and damage to your own car, which may be caused due to accidents and collisions, natural calamities, fires, and thefts. This works as an added protection with the third-party car insurance policy.
• Personal Accident Cover: For every car owner, obtaining personal accident cover is mandatory. The PA cover is a compulsory extension of a vehicle insurance plan as per legal regulations. This cover safeguards your family's financial health to a great extent in case of any mishaps. You can also get a health insurance policy that provides coverage for medical treatments, hospital bills, and other related expenses caused by an accident.
• Avoid Legal Penalties: As per the Motor Vehicles Act, 1988, purchasing third-party motor insurance for every vehicle is compulsory. However, if you drive without any insurance cover, you have to pay a penalty of ₹ 2,000. This can go up to ₹ 4,000 in case you commit repeated offences. In some cases, it may also lead to 3-months of imprisonment or cancellation of the driving license.
• Customise Add-ons: If you choose the comprehensive car insurance plan of Digit, you can customise it with add-ons at your convenience. Add-on covers will provide extended coverage that can help you in various circumstances. You can get add-ons by just paying a nominal extra amount. That is, including add-on covers will require you to pay a higher insurance premium. You can choose from a wide range of add-ons. Some of them include roadside assistance cover, zero depreciation cover, return to invoice cover, tyre protection cover, etc. The tyre protect cover, for instance, will cover any expenses towards replacing a damaged tyre, labour charges for fitting and rebalancing, etc. These add-ons come in handy in uncalled situations and offer maximum protection. So, with Digit car insurance, you can get financial coverage for losses and damages and also steer clear of legal issues.

Following are the car insurance add-ons available in Gautam Buddha Nagar:

• Zero Depreciation Cover
• Return to Invoice Cover
• Tyre Protect Cover
• Breakdown Assistance
• Consumable Cover
• Engine and Gear-box Protection Cover
• Daily Conveyance Benefit
• Key and Lock Protect
• Loss of Personal belongings
• Pay as you drive Cover
• EV Shield Add-on Cover