Also referred to as the City of Thousand Temples, Kanchipuram is a city situated 72 km from the capital of Tamil Nadu, Chennai. It is known for its huge temple towers, silk sarees, temple architecture and 1000-pillared halls. This city serves as an important tourist destination in India and has also emerged as a centre of attraction among foreigners.

Owing to all this, Kanchipuram regularly witnesses a considerable amount of footfall, which further results in substantial traffic congestion. Such road conditions can be a reason for unforeseen mishaps and financial loss. To safeguard themselves from such losses, car owners of Kanchipuram should choose a car insurance plan.

If you are seeking a reputed car insurance provider in Kanchipuram, you can choose Digit as it provides a range of benefits, including easy and quick claim settlement.

Following are the car insurance add-ons available in Kanchipuram:

• Zero Depreciation Cover
• Return to Invoice Cover
• Tyre Protect Cover
• Breakdown Assistance
• Consumable Cover
• Engine and Gear-box Protection Cover
• Daily Conveyance Benefit
• Key and Lock Protect
• Loss of Personal belongings
• Pay as you drive Cover
• EV Shield Add-on Cover

The insurance protects the car from the damage and dents with the full coverage. Here are a few factors that you should consider before buying car insurance online.

• Option to Customise IDV: The IDV (Insured Declared Value) has a direct impact on the sum insured of your car insurance policy. It basically refers to the market value of a car. IDV directly affects the insurance premium and forms one of the most vital components of car insurance. If you opt for a car insurance policy with Digit, you can have the option to customise the IDV according to your choice.
• Simple and Quick Claim Settlement Procedure: With Digit, you can raise the policy claims in a paperless and smartphone-enabled process. You can check the damages yourself through your smartphone cameras. There is a simple 3-step digital claims process in place through which you will get a simple and stress-free claim settlement experience after purchasing or renewing a car insurance plan. The entire online procedure takes just a few minutes to complete, and it removes all hassles of multiple form fill-ups and document submission. You simply have to call on the number provided by Digit, after which you will receive a link for self-Inspection on your registered mobile number. Follow the steps and enter the images of your car’s damages clicked on your smartphone. The insurance team will reach out to you with a quote.  After all these, you must choose a mode of repair - reimbursement or cashless through the network of garages.
• Massive Network of Garages for Cashless Repairs: With Digit as your car insurance provider, you get the advantage of a huge network of garages for cashless repairs for private cars across India. This cashless repair facility ensures that you can get claimed repairs done without spending any additional money.
• 24/7 Support Even on National Holidays: The customer support representatives at Digit are available 24/7 to clear all doubts or queries of all car insurance policyholders. This even includes national holidays. Digit’s efficient customer support team is always available to get your doubts resolved.

There are several ways through which car insurance from Digit in Kanchipuram can help safeguard you financially against a mishap. These are stated as follows:

• Personal Accident Cover: A personal accident cover from Digit will offer you financial assistance when a car accident leads to death, permanent disabilities or injuries. All car owners should opt for a personal accident cover to safeguard themselves financially at the time of unforeseen mishaps. This cover will help to provide financial protection to your family in case of your disability or death.
• Availability of Different Options for Car Insurance Policies: With Digit, you can opt for the following three types of car insurance plans in Kanchipuram:
  • Third-Party Car Insurance: Third-party car insurance from Digit does not cover own vehicle damages. But it covers you against liabilities arising in case of loss or damage caused to third-party property, vehicle, or person.  This car insurance plan is mandatory according to the Motor Vehicles Act, 1988.
  • Comprehensive Car Insurance: A comprehensive car insurance plan from Digit provides cover for both third-party and own damages to the car. This policy also helps to safeguard you from unforeseen losses arising from theft, fire, a natural calamity or an accident. 
  • Own Damage Car Insurance: This policy covers loss and damage to your own car, which may be caused due to accidents and collisions, natural calamities, fires, and thefts. This works as an added protection with the third-party car insurance policy.

• Choose Add-Ons to Customise Your Insurance: You can opt for different add-on covers along with a comprehensive car insurance policy from Digit to get additional coverage. Some of these are listed below:

  • Return to Invoice Cover: With a return to invoice cover, you receive the total car invoice value in case of theft or damages beyond repair. This cover proves to be ideal for new cars.
  • Zero Depreciation Cover: You can opt for zero depreciation cover if you have a car which is less than 5 years old. With this cover, your insurer will not take the depreciation value of the car parts while paying the claim amount. This will help you to get more compensation. 

Along with these, you get to choose from an array of add-ons, including consumable cover, passenger cover, tyre protect cover, and breakdown assistance if you opt for car insurance in Kanchipuram from Digit. Indeed, there are plenty of reasons to choose Digit as your car insurance provider in Kanchipuram.