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Shimla is the largest city and capital of the northern Indian state of Himachal Pradesh. Notably, it is the principal cultural, educational and commercial centre of the state. It is also a popular hill station and a tourist destination that draws a massive number of tourists from all over the country and the world.
Being a highly popular tourist destination and a large city with various economic and commercial activities, the city sees considerable footfall and traffic congestion. The peak seasons can be particularly quite chaotic.
Such a substantial footfall can result in unforeseen road mishaps or car accidents. This can further lead to significant financial loss. That is why all car owners must purchase a car insurance plan in Shimla to safeguard themselves from any such financial loss.
If you are seeking a renowned insurer to buy a car insurance policy in Shimla, opt for Digit, given the several benefits that it offers, including a quick claim settlement procedure.
We treat our customers like VIPs, know how…
Damages/Losses to own car due to an accident |
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Damages/Losses to own car in case of fire |
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Damages/Losses to own car in case of a natural calamity |
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Damages to Third-Party Vehicle |
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Damages to Third-Party Property |
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Personal Accident Cover |
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Injuries/Death of a Third-Party Person |
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Theft of your car |
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Doorstep Pick-Up & Drop |
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Customize your IDV |
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Extra protection with customized add-ons |
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Know more about the difference between comprehensive and third party insurance
After you buy or renew our car insurance plan, you live tension free as we have a 3-step, completely digital claims process!
Just call on 1800-258-5956. No forms to be filled
Get a link for Self-Inspection on your registered mobile number. Shoot your vehicle’s damages from your smartphone through a guided step by step process.
Choose the mode of repair you wish to opt for i.e. Reimbursement or Cashless through our network of garages.
This is the first question that should come to your mind when switching your insurance company. Good you’re doing that!
Read Digit’s Claims Report Card
Here is what car insurance policyholders in Shimla can benefit from if they opt for Digit:
These are the various ways in which buying car insurance from Digit can help safeguard individuals financially against any mishap in Shimla:
Get to Opt From an Array of Car Insurance Policies: Digit provides the following two types of car insurance plans in Shimla:
Comprehensive Car Insurance Plan- Comprehensive car insurance from Digit is an all-inclusive policy covering both own and third-party damages to the car. This also covers losses due to unforeseen losses caused due to natural calamity, an accident, theft or fire.
Third-Party Car Insurance Plan- A third-party car insurance plan from Digit covers individuals against liabilities that can take place in case of damage or loss caused to a third-party person, property or vehicle. However, this plan does not cover own vehicle damages. This car insurance plan is mandatory as per the Motor Vehicles Act in India.
Customise Your Insurance With Add-Ons: You can get better coverage for their car with several add-on covers that are available with a comprehensive car insurance policy from Digit. Some of these include:
Thus it’s quite evident that one can benefit in several ways by opting for a car insurance policy with Digit in Shimla.