Car Insurance in Ernakulam
9000+ Cashless Garages
96% Claims Settled (FY 24-25)
9000+ Cashless Garages
96% Claims Settled (FY 24-25)
Located in the central portion of Kochi, the Ernakulam district is a hub of commercial activities. Major establishments like the Cochin shipyard, Kerala High Court, and the office of the Kochi Municipal Corporation are located in this area. Ernakulam is also the Central Business District of Kochi. The Marine Drive and the MG Road of this district remain bustling throughout the day.
Thus, the roads of Ernakulam are always clogged with traffic round the clock.
Therefore, if you are a vehicle owner residing in Ernakulam, the need for a car insurance policy is crucial. It will help you to financially protect yourself from expenses due to damage, loss or any other unfortunate incident involving your car.
In case you are looking for one, you can choose Digit as your car insurance service provider.
Here’s what Digit provides to car insurance policyholders in Ernakulam. The insurance protects the car from the damage and dents with the full coverage, Here are a few factors that you should consider before buying car insurance online.
Opting for a car insurance policy from Digit can save your car in the following ways:
Choose From a Range of Car Insurance Policies: The range of car insurance policies that Digit provides are:
Thus, purchasing a car insurance policy from Digit will save you from all these troubles and help you manage and avoid unwanted money outflow in case of any issues with your car.
We treat our customers like VIPs, know how…
Following are the car insurance add-ons available in Ernakulam:
Understanding what's not covered is just as crucial—so you're not caught off guard when making a claim. Here are key exclusions to keep in mind
Third-Party
Comprehensive
|
Damages/Losses to own car due to an accident |
×
|
✔
|
|
Damages/Losses to own car in case of fire |
×
|
✔
|
|
Damages/Losses to own car in case of a natural calamity |
×
|
✔
|
|
Damages to Third-Party Vehicle |
✔
|
✔
|
|
Damages to Third-Party Property |
✔
|
✔
|
|
Personal Accident Cover |
✔
|
✔
|
|
Injuries/Death of a Third-Party Person |
✔
|
✔
|
|
Theft of your car |
×
|
✔
|
|
Doorstep Pick-Up & Drop |
×
|
✔
|
|
Customize your IDV |
×
|
✔
|
|
Extra protection with customized add-ons |
×
|
✔
|
Know more about the difference between comprehensive and third party insurance
Enter Car Details
On the Digit App or website, enter car registration number and select the policy status.
Choose a Plan
Select the type of car insurance plan and choose desired add-ons.
Enter Personal Details
Enter your personal, nominee and vehicle details, and move to the next step.
Make Payment
Complete the payment and mandatory KYC verification process.
That's It!
You’ll receive the policy document via email, SMS and WhatsApp. Also, you can access it 24X7 on the Digit App.
Get cashless repairs at 9000+ garages across India
Here’s the list of Digit's top 25 cashless garages in Ernakulam, as of August 18th, 2025. Visit Digit Cashless Garages to view the complete network of cashless garages associated with Digit.
Here is the list of office addresses in Ernakulam as of July 31st, 2025