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Considering the growth in demand for entry-level models, top automakers are focusing more on launching cars under 10 lakhs in India.Â
Additionally, they are emphasising more on the value for money quotient and incorporating some of the best specifications in those budget-friendly cars.
As you plan to purchase a car in India, don’t forget to check out the car insurance policies. It is crucial to secure your vehicle with insurance as mandated by the Motor Vehicles Act of 1988.Â
It protects against accidents, theft, and damage, safeguarding your investment. And having car insurance saves you from hefty traffic fines, license suspension, and even legal trouble.Â
So, if you are looking for quality features while investing in a budget car, check out the list given below.
Maruti Suzuki Alto K10
Renault Kwid
Tata Tiago
Maruti Suzuki Wagon R
Hyundai Grand i10 Nios
Tata Punch
Renault Triber
Maruti Suzuki Baleno
Maruti Dzire
Maruti Suzuki Fronx
Toyota Urban Cruiser Taisor
Mahindra XUV 3XO
Kia Sonet
Tata Nexon
Honda Amaze Facelift
Skoda Kylaq
Citroen Basalt
Citroen C3 Aircross
Maruti Suzuki Brezza
Hyundai i20 N line
Note: The ex-showroom price stated here refers to the ex-showroom prices in Delhi.
Powered by a petrol and CNG engine, the Maruti Suzuki Alto K10 is an excellent hatchback model that comes within ₹10 lakhs. Known for its fuel efficiency and performance, the car generates a torque of up to 89 Nm. In addition, it has a spacious cabin that provides immense comfort for passengers.
Besides, it is known for its flawless handling, low maintenance charges, and reliability. This car is available in several colours - Solid White, Metallic Silky Silver, Metallic Sizzling Red, Pearl Midnight Black, Premium Earth Gold, etc.
This compact hatchback is designed to be both agile and practical, especially for first-time buyers. It is well-suited for crowded city driving and tight parking spaces. Its color variety and sleek profile add to its appeal.
Key Specifications:
The Renault Kwid comes with a sleek design, efficient engine options, and an array of cutting-edge safety features that ensure a seamless driving experience. With its spacious interiors, ample storage facility, good mileage, and affordability, this car is ideal for daily commutes.
In terms of dimensions, Renault Kwid is 3731 mm in length, 1579 mm in breadth, and has a wheelbase of 2498 mm. This car is available in various attractive colours like Ice Cool White, Fiery Red, Moonlight Silver, Outback Bronze, Ice Cool White, Zanskar Blue, and so on.
The Kwid brings an SUV-inspired offering in the entry-level segment and provides a much bolder presence on the road. It is a great choice for anyone seeking a modern style at an affordable price. The tall stance helps in tackling rougher roads with ease.
Key Specifications:
The Tata Tiago takes pride in its exceptional and sporty design, fuel-efficient engines, and spacious cabin. It provides a comfortable ride with amazing safety features, including dual front airbags, ABS with EBD, and a touchscreen infotainment system with smartphone connectivity.
In terms of dimensions, the car is 3765 mm in length, 1677 mm in width, and has a wheelbase of 2400 mm. Tata Tiago is available in different colours - Flame Red, Tornado Blue, Tornado Blue with Black roof, Opal White, Opal White with Black roof, Daytona Grey, etc.
Tiago offers a mature driving experience in the budget category with impressive ride quality. It appeals to urban buyers on a budget with a youthful exterior design. The cabin layout and material quality also feel a notch above its segment.
Key Specifications:
The Maruti Suzuki Wagon R features an exclusive design that offers ample headroom and legroom for passengers. It also comes with fuel-efficient engine options as well as a wide range of convenience and comfort features, such as rear parking sensors, touchscreen infotainment, and automatic climate control.
The Maruti Suzuki is a popular car model among Indian car buyers because of its reliability. Maruti Suzuki Wagon R is available in different colours such as Magma Grey, Nutmeg Brown, Superior White, Poolside Blue, Magma Grey, Silky Silver, etc.
The Wagon R’s tall-boy design maximizes cabin space for better comfort. It has been refined and improved over the years while still having the practical DNA. Excellent for those needing everyday convenience without fuss.
Key Specifications:
The Hyundai Grand i10 Nios blends style, comfort, and good performance. It comes with modern design elements, an array of engine options, including a peppy petrol and efficient diesel, and a feature-packed interior with touchscreen infotainment, wireless charging, and more.
The car's dimensions are 3585 mm in length, 1595 mm in width, and 1550 mm in height. The Hyundai Grand i10 Nios is available in several colours: Polar White, Fiery Red, Titan Grey, Typhoon Silver, Aqua Teal, etc.
Urban coolness meets practicality in this hatchback. With its young and dynamic appearance, it caters to customers of all ages. A charming all-rounder in the city.
Key Specifications:
The Tata Punch combines the premium feel of a hatchback with the compact appeal of an SUV, making it one of the top cars in India. The latest model has earned a 5-star safety rating from the global NCAP for its excellent adult safety features.
The Punch offers 4 broad variants and 8 stunning colour options. It comes with a 7-inch touchscreen display with connected car technology, cruise control, ABS with EBD, rear parking sensors and many more.
Punch brings SUV ruggedness in a compact footprint. Its elevated stance improves visibility and confidence on the road. Built tough, it is suited for both city drives and weekend escapes.
Key Specifications:
The Renault Triber is known for its highly versatile seating arrangement and large cabin. Its modular seating arrangement provides comfortable seating for up to 7 occupants, ample storage spaces, and a fuel-efficient efficient engine.
The dimensions of the Renault Triber are 3990 mm long, 1739 mm in width, and 1643 mm in height. In terms of colour variants, Renault Triber is available in several colours - Ice Cool White, Metal Mustard, Cedar Brown, Metal Mustard, Moonlight Silver, etc.
Triber is among the very few affordable 7-seaters in India. It is designed smartly for maximum use of space without adding too much bulk. Great for growing families who have multiple travel needs.
Key Specifications:
The premium hatchback Baleno has several innovative amenities and a big five-passenger cabin. It's easy to drive, stable on the highway, and has an efficient 1.2-litre petrol engine. The Baleno's 1.2-litre, four-cylinder petrol engine produces 88 bhp and 113 Nm.
The Maruti Baleno has LED DRLs, projector headlamps, dual-tone alloy wheels, LED tail lights, front door-mounted ORVMs, and a rear spoiler with a high-mounted stop lamp.
Baleno is stylish and comfortable and comes with a very premium design and stance. It is, more commonly, appreciated for its spacious insides and easy driving manners on the highway. A smart option from entry-level choices.
Key Specifications:
With decent features at a reasonable price range, high boot space, 6 colour options, and great fuel efficiency, this one is reportedly among the best-selling sedans in India.
It sports a 1.2-litre petrol engine that can generate up to 81.80 bhp at 6,000 rpm power and 113 Nm at 4200 rpm torque. And its BS6 compliance engine participates in reducing emissions, making the car resource-efficient. 
Dzire is a popular choice in the compact sedan segment, thanks to its refined dynamics. It caters to those who want a bigger boot without stepping into a full sedan. Smooth, efficient, and hassle-free to own.
Key specifications:
The Maruti Suzuki Fronx comes with a futuristic design and environmentally friendly technology. It has an electric powertrain, which tends to offer zero-emission driving, a flawless and stylish exterior, and a large number of features, including regenerative braking and smartphone connectivity.
The Maruti Suzuki Fronx is 3995 mm in length, 1765 mm in width, and has a height of 1550 mm. This car is available in several colour choices in the market - Arctic White, Nexa Blue (Celestial), Earthen Brown, Splendid Silver, Opulent Red, Grandeur Grey, etc.
Fronx has a crossover-inspired design for buyers who want SUV flair in a compact size. It bridges the gap between the hatchbacks and the SUVs. Good for those seeking style with sensible pricing.
Key Specifications:
The Toyota Urban Cruiser Taisor features a sporty, sleek design and reliable performance. Apart from providing a robust petrol engine, the car has a feature-packed anterior with features like touchscreen infotainment, automatic climate control, etc.
In addition, it is renowned for Toyota's performance and reliability. This car is available in several attractive colour choices - Lucent Orange, Sportin Red, Enticing Silver, Cafe White, Gaming Grey, etc.
With Toyota’s reliability backing it, the Taisor is a practical family crossover. It comes with a blend of high-end specifications and youthful design. A sophisticated substitute for the traditional hatchback.
Key Specifications:
The XUV3XO is a versatile SUV with a luxurious cabin and comfy seating. It has modern comfort, safety, and ADAS. With smooth, powerful engines, it's easy to drive and handles well at an affordable price. The XUV 3XO has the same 1.2-litre turbo-petrol, TGDi turbo-petrol, and 1.5-litre diesel engines.
The XUV 3XO's appearance features C-shaped LED DRLs, LED projector headlights, a new grille, LED taillights, and a tailgate light bar. The sub-four-metre SUV boasts a panoramic sunroof, dual-zone climate control, two 10.25-inch screens, EPB with auto-hold, and a 360-degree camera.
The XUV 3XO is a futuristic and feature-rich SUV that gets loads of tech and comfort. It stands out with its stylish design and strong performance. Great value for money in the compact SUV segment.
Key Specifications:
The compact SUV, Kia Sonet, gained quick popularity right after its launch in India mainly due to its premium features under the affordable price segment. The car is available in multiple variants with a spacious interior. 
The petrol engine churns out a maximum power of 118.36 bhp at 4000 rpm and a torque of 250 Nm at 1500-2750 rpm. You will find both manual and automatic transmission options in this particular model, a magnificent exterior with heartbeat tail lamps, muscular front and rear skid plates, pole-type antenna, etc.
Kia Sonet has an aggressive look and a world-class cabin feel. One of the best-equipped compact SUVs on the market. The destination of choice for young professionals and city buyers.
Key Specifications: 
Tata Nexon is one of the bestselling SUV cars in India. It comes in five different variants: XE, XM, XZ, XZ+, and XZA+, all with a seating capacity of five.Â
It has a BS-VI-compliant engine that runs on petrol or diesel and delivers a strong performance. Its Turbocharged engine can produce up to 113.31 BHP of power at 3750 rpm and up to 260 Nm of torque at 1500 - 2750 rpm.
Key Specifications:
The latest Amaze model had been unveiled in India by Honda. Introducing a Level 2 ADAS suite, the third generation of the sub-four-meter sedan, sets a new standard in the class. It draws a lot of ideas from the existing City.
The model's standout features include an automated climate control system, a capacitive touchscreen infotainment system, and a bigger touchscreen. Wireless charging, USB Type-C, and USB Type-A connections are just a few of the available charging choices.
The Amaze facelift is all about elegance in the sub-4m sedan segment. It’s famous for its smooth ride and premium fit-finish. Ideal for daily commuting with occasional long drives.
Key Specifications:
The new Skoda Kylaq is a stylish little SUV with the latest style. It is the shortest Skoda sold in India and worldwide and has several safety, comfort, and feel-good features. The priciest model has two 8.0-inch digital screens and four USB-C ports—two front and two back.
The brand new Skoda Kylaq's exterior features LED headlights, LED daytime running lights, and power on/off headlight washers. The wheels measure 18 inches. Although the cabin is strictly black-themed, the cabin shares many similarities with the Kushaq.
Kylaq is Skoda’s most compact SUV, filled with premium tech and styling. It is perfect for those who desire Euro-style refinement without spending a lot of money. Offers a balance of luxury and compact agility.
Key Specifications:
A roomy cabin with supportive seats, a roomy trunk, and a comfortable handling performance combine to make the Citroen Basalt an athletic yet sophisticated vehicle to drive. Its commanding presence on the road and smooth engine performance make driving a breeze.
The engine choices for Citroen's SUV coupe are identical to those for the C3 hatchback. It has air conditioning that runs on its own, a 10.2-inch touchscreen, a 7-inch digital dashboard, and wireless charging for your phone.
The Basalt coupe-SUV looks distinctive and drives well on the road. It aims to offer an unconventional yet premium alternative. Citroen’s flair for comfort shines through.
Key specifications: 
Citroen's three-row mid-size SUV, C3 Aircross, is unique. Its powerful and efficient petrol engine, comfortable seats, ride quality, and stability make driving fun. The C3 Aircross's 1.2-litre three-cylinder turbo-petrol produces 109 bhp and 205 Nm. The mill features a six-speed manual or automated gearbox.
Split headlights, LED DRLs, circular fog lights, massive air dams, and contrast-coloured skid plates distinguish C3 Aircross SUVs. A shark-fin antenna, blacked-out B-pillars, LED tail lights, 17-inch alloy wheels, and a high-mounted stop lamp are featured. A car has five or seven seats.
C3 Aircross delivers a no-frills, space-first experience in a 3-row setup. It is aimed at families who are in the market for practical yet comfortable transport. A solid pick for long drives and larger groups.
Key Specifications:
The Maruti Suzuki Brezza is a feature-packed compact SUV that strikes a balance between practicality and modern styling. With a muscular stance and efficient petrol engine, it's ideal for both city use and occasional road trips. The Brezza now comes with a mild-hybrid system and delivers a refined driving experience, strong fuel efficiency, and an array of comfort and safety features.
Inside, the Brezza boasts a spacious cabin with a 7-inch SmartPlay Pro infotainment system, cruise control, rear AC vents, and connected car tech. It also features LED projector headlamps, an electric sunroof (in top variants), and a 6-speed automatic or 5-speed manual gearbox.
Brezza’s upright SUV stance gives it great road visibility and presence. The latest updates improve its tech game and driving feel. A balanced choice for daily drives and weekend getaways.
Key Specifications:
The new Hyundai i20 N Line follows its predecessor. Sports style makes it a 'hot hatch' hit. The Hyundai i20 N Line's 1.0-litre turbo-petrol engine delivers 118 bhp and 172 Nm. A six-speed manual and seven-speed dual-clutch gearbox handle gearbox duties.
The sporty hatchback looks like the previous model. Its blacked-out parametric front grille, front splitter with red accents, huge diffuser with red accents, twin exhaust outlets, chrome garnish linking LED taillamps, and N Line emblem remain.
The i20 N Line adds sporty touches to an already premium hatch. It is built for those who crave style and a bit of performance flair. A fun-to-drive option without compromising comfort.
Key Specifications:
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Disclaimer: The information and prices mentioned here are for a specific city and vehicle model. They may change as per time. Please check the details thoroughly before you buy a vehicle or a policy.
This information is added only for informative purposes, and Digit Insurance is not promoting or recommending any specific vehicle or brand in any way.
Have queries related to Digit motor insurance policy? You can refer to our Policy Wordings for detailed information or reach out to our support team via WhatsApp self-support, email or phone using the information below:
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