In 2012, Renault debuted its first five-seater sedan, Scala, in the Indian automobile market. Due to its massive demand, Renault added twelve more variants (from 2012 to 2017) to complete the lineup. 

If you already drive this model or planning to buy a second-hand unit, you must obtain Renault Scala car insurance to ensure maximum financial protection.

Besides, it is compulsory to buy a third-party insurance cover as per the Motor Vehicles Act 1988. Under this scheme, you do not need to bear any financial burden related to third-party damages caused by your car. Alternatively, you can also opt for a comprehensive plan for better security.

However, reputed insurance providers like Digit offer affordable Renault Scala insurance options, including a wide range of benefits.

Before we discuss why Digit is an absolute choice for car insurance policies, let us go through Scala's features and why it is crucial to obtain insurance covers.

Digit boasts an array of exclusive features and benefits on vehicular insurance covers to ensure maximum financial security to its customers. 

The reasons below will help you understand why Digit Insurance is a reliable answer to your dedicated car insurance searches.

1. Instant Online Claims - Digit offers two convenient options to file claims. First, you can directly call on 1800 258 5956 to raise a claim without the hassle of filling out any forms. Secondly, you can submit the relevant images on the smartphone-enabled self-inspection system for filing claims in no time.

1. High Claim Settlement Ratio - If you raise a claim against your policy cover, Digit guarantees to settle it in the least possible time. Besides, the insurer offers a high claim settlement ratio and tries to resolve the maximum number of claims.

1. Online Buying and Renewal Facility - You can buy or opt for Renault Scala insurance renewal online to avoid the inconvenience of lengthy paperwork and save time.

1. Modification of IDV - Digit Insurance provides an Insured Declared Value customisation option to its customers. To improve your IDV, increase your premiums and secure higher compensation under scenarios like theft or irreparable damages.

1. Seven Add-on Covers - For better coverage, you can include any of the following add-on covers to your base policy-

   • Zero depreciation cover
   • Engine and gearbox protection cover
   • Tyre protection cover
   • Return to invoice and more

However, you have to increase your Renault Scala insurance price to include these add-on covers.

1. Wide Range of Network Garages - Regardless of where you are in India, visit any nearby Digit network car garages if your Scala gets involved in an accident. There are over 5800 network garages nationwide offering cashless repair.

1. Round-the-Clock Customer Support - Digit's customer care service is available 24X7 to help you with your queries related to Renault Scala insurance renewal price or any other issue.

1. Convenient Pickup and Drop Facility - You can opt for doorstep pickup and drop service if your Renault Scala is too damaged to be driven down to your nearest Digit network garage.

Digit also offers additional options to reduce Renault Scala car insurance premiums.

By law, Indian vehicle owners have to mandatorily obtain a motor insurance policy. Nevertheless, this is not the only reason. 

Listed below are some other benefits of car insurance policy guarantees.

1. Protection from Legal Repercussions - Third-party car insurance policy saves vehicle owners from hefty fines ranging between ₹ 2000 and ₹ 4000. Besides, as this policy cover is compulsory according to the Motor Vehicles Act 1988, any violation may lead to driving license cancellation.

1. Secures from Third-Party Charges - If your Renault Scala damages or injures any other vehicle, person or property, a third-party insurance cover will compensate for the losses.

1. Covers Own Car Damage - On obtaining comprehensive policy cover, you can be rest assured of complete financial protection if your vehicle gets damaged beyond repair or stolen. This cover also ensures coverage against threats like floods, earthquakes, fire, vandalism and more.

1. Compensates for Personal Accidental Damages - An individual may end up dying or getting permanently disabled due to a car accident. Hence, The IRDAI has mandated vehicular insurance covers in India. With this coverage in place, individuals can claim significant payout in the event of accidental death or disability of the driver-owner of the insured car.

1. Offers No Claim Bonus Benefits - With every non-claim year, you can earn attractive discounts against your motor insurance policy premiums. 

Before you pick an insurance provider, do not forget to determine the extended benefits to ensure maximum coverage. Digit is one such option offering affordable and convenient car insurance for Renault Scala.

Available in 13 variants, Renault Scala offers 9 Manual and 4 Automatic Transmission options. Also, you can pick your preferred model from five colour options- Solid Black, Pearl White, Metallic Silver, Metallic Blue and Royal Orchid. Nonetheless, few of these colour options are available to specific models.

Features

• Scala variants are installed with 1461 cc diesel and 1498 cc petrol engines. Both of them are mated with 5-speed manual and automatic transmission options.

• In terms of safety, these models feature Anti Lock Braking System (ABS), Electronic Brakeforce Distribution (EBD), dual front airbags, automatic door locks, dual front airbags and more.

• Scala's infotainment system supports USB, AUX and Bluetooth connectivity.

• The premium variants came with additional features like X-Tronic Automatic Transmission, multi-functional Smart Key and illuminated Push Button Start.

As Renault has discontinued the Scala range, spare parts are pretty expensive. Besides, a second-hand model is more susceptible to accidents and damages. Therefore, it is vital to secure your car with an affordable Scala insurance cover.