Best Value for Third Party Bike Insurance

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What’s Covered in Third Party Two Wheeler Insurance?

Don’t just go for a low premium, know what all is included in a Third Party Two Wheeler Insurance Plan

Natural Disaster

Personal Damage to Third Party

  • If a person is injured in an accident, all his or her medical costs till recovery is taken care of by Third Party Two Wheeler insurance.
  • In unfortunate case of loss of life, a compensation amount is given too.
Natural Disaster

Property Damage Compensation

  • In case a damage occurs to someone’s motor vehicle, house or any property, the owner is covered for the loss.
  • There is a limit of ₹7,50,000

Note: Option of unlimited personal damage cover for owner driver, if you don't have one already

What’s not Covered

It is equally important to know what’s not covered in your Third party Bike insurance policy so that there are no surprises when you make a claim. Here are some such situations:

If the bike’s driver doesn’t have a valid driver’s license
If you are under the influence of alcohol or drugs
If you cause damage to your own bike
If the two-wheeler was being used for purposes like Hire & Reward, racing, pace making, reliability or speed testing

Comprehensive Bike Insurance Vs Third Party Bike Insurance

Know what is covered and not covered in both the plans, so you can take an informed decision

Third Party


Injury to owner driver (if opted for PA cover)

Report Card

How fast are Digit Insurance Claims Settled?

This is the first question that should come to your mind when switching your insurance company. Good you’re doing that!

Read Digit’s Claims Report Card

What our customers have to say about us


Excellent service. Everything is digitized and recently I had to change the insurance from the previous seller post changing the RC. The whole transaction was handled seamslessly without me visiting their office. I will recommend them for anyone going for two wheeler insurance.

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Via Facebook, Jan 9
Gaurav Yadhav

It was very good experience purchasing a two wheeler insurance policy from Digit. Very polite and prompt service by Poonam Devi. She took extra care in getting the policy issued as soon as possible.

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Via Facebook, Jan 14
Sandeep Chowdhury

Awesome experience with Digit Insurance. Got a call from settlement agent with in 5 mins. after uploading all the required Pictures and documents. The claim got settlled over the call itself. Received the claim amount very next working day after providing the final invoice.

Read on facebook
Via Facebook, Dec 26

Know more about Third Party Two Wheeler Insurance

FAQs related to Buying Third Party Bike Insurance