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Mobile Insurance
Mobile Insurance to Cover for Screen Damage Woes!
What's the first fear you have when you accidentally drop your phone? Fingers crossed, you hope your screen hasn't cracked or faced any damage, right? Screen damage seems to be one of the most common damages phones face today. Both in India and in rest of the world. That's why, we've created a mobile insurance product that takes care of just that, efficiently!
Whether you have an old or new phone and no matter where you are in the world and regardless of who's using your phone. A mobile insurance by Digit is a one of a kind online mobile insurance policy, that will always have your back, cover for your phone and ensure your pocket doesn't face any dents or damages.
What’s great about Mobile Phone Insurance by Digit?
Mobile Insurance Plan for One Year
A mobile insurance by Digit for one complete year, to protect your phone against all the odds!
12 Months Cover
Until the next new model comes in, phones today at least stick around in our lives for a year, if not more. That's why our mobile insurance plan for 12 months is an ideal option to cover for your phone from all accidental slips and falls you may face during the year.
Buying is as easy as 1-2-3
STEP 1
A quick 'Screen Test' of your phone
Download our app using this link. This will allow us to check for any internal or external damages on your mobile screen.
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STEP 2
An External Video Check
Shoot and upload a video of the phone you want to insure using the link that will be sent to your alternate mobile number. You will also be required to self-declare some conditions to confirm your mobile doesn’t have any pre-existing damages and the video submitted is clear enough.
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STEP 3
Complete Payment
We’ll take your word for the self-declaration and your mobile insurance policy document will be emailed to you, as soon as you’ve completed your payment.
And, how to Claim for your Mobile Insurance?
What is Covered in Mobile Insurance by Digit?
What is not Covered?
Benefits of Mobile Insurance by Digit
Mobile Insurance Premium for Popular Models
|
Phone Model |
6 Months Plan (excl. GST) |
Sum Insured |
|
iPhone 11 |
₹1199 |
₹15999 |
|
iPhone XR |
₹1199 |
₹16400 |
|
Pixel 3 |
₹849 |
₹11550 |
|
OnePlus 7T |
₹499 |
₹6599 |
|
OnePlus 7 |
₹479 |
₹6600 |
|
OnePlus 6T |
₹359 |
₹4900 |
|
Galaxy S7 Edge |
₹719 |
₹9849 |
|
Galaxy S10 |
₹829 |
₹11350 |
|
Realme 5 Pro |
₹259 |
₹3399 |
|
Redmi Note 5 Pro |
₹199 |
₹2749 |
|
Poco F1 |
₹279 |
₹3800 |
|
Redmi Note 7 pro |
₹259 |
₹3200 |
What our customers have to say about us
Nishant Tomar
It was a wonderful experience. Mr. Priyatosh Roy helped me in the whole process . I will recommend everyone to take the mobile screen insurance for their mobile.
ikor117
The whole process of making a claim was really rapid and Mr. Priyatosh and Mr. Gautam made it all the more easy for me with time to time assistance via phone and email. They ensured my phone got repaired and I didn't have to pay for the parts. Thanks Digit insurance.
Raghav Mathur
Fantastic service. Mr priyatosh Roy helped me again to make my mobile repaired in very short time. As this was the second claim, really appreciate the effort of Mr Roy.
Show more
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Extended Warranty |
Mobile Insurance |
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A promise given by the manufacturer for an extended period (longer than what your mobile already comes with by default) that they will replace or repair your phone in case of a manufacturing defect. |
An insurance policy dedicated to your mobile, that will protect and cover for your phone in the case of an accidental damage. |
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Only repairs manufacturing defects, such as overheating, internal damage, software bugs, etc. |
Repairs screen damages caused due to an accidental damage (such as if you drop your phone and the screen breaks!) or any liquid damage leading to screen damage. |
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Can only be repaired by the manufacturer. |
Can be repaired anywhere and everywhere. Your mobile insurance will cover for the cost of repair. |
FAQs about Mobile Phone Insurance in India
Why should you buy a mobile insurance for your old phone?
When a mobile phone gets older, the user becomes a little relaxed with it. And boom, the accidental damage happens! So, if you aren’t planning to buy a new mobile in the next 6 months, then it’s better to protect it with an old mobile insurance. And if you protect its screen, it should be good enough as it’s the one thing that’s most likely to get affected if an accident like dropping it from your hand, happens.
Why should you buy a mobile insurance for your new phone?
Oh of course, for new mobile phones, a new mobile phone insurance is a MUST. Firstly, new phones take time to get used to your hand or say vice versa which means if you have butter fingers and a new phone, you’re in for some damage. Secondly, a new mobile phone has a long life ahead so it makes it even more important to protect it well with a good new mobile insurance plan. Lastly you spend a fortune to buy a new phone, then some more to buy a screen guard then some more for a cover. Isn’t it more convenient to just buy a new phone insurance?
Does phone screen insurance cover screens damaged due to liquid?
Yes, Digit’s mobile phone insurance does cover screen damages caused due to liquid damages.
What’s your international coverage policy?
We cover your mobile phone no matter where you are in the world. All our processes are online anyway, which means your phone will always be protected no matter where the damage takes place.
Does phone insurance cover a crack screen?
Yes, Digit’s mobile phone insurance does cover for a crack screen. A crack screen is one of the most common accidental damages a phone goes through!
What does a mobile phone insurance cover?
Digit’s mobile insurance covers for any accidental screen damages or liquid damages that lead to the damage of your mobile screen. It doesn’t matter where the phone is damaged (worldwide coverage) or who damages it, the mobile phone will always be covered.
How do I activate the mobile insurance plan?
You can activate your mobile insurance plan in just a few minutes. First, download the Digit app and enter the required details, such as your mobile brand name and model. The app will then guide you to assess your internal and external mobile screen. Lastly, just make the payment for the required plan and we’ll send you your insurance policy soon!
Will I need an invoice during claims?
Yes, so that we can reimburse the required amount to you 😊
Which is the best mobile insurance in India?
Honestly, this depends on what you’re looking for! Some of our unique benefits include protection against accidental screen damages and liquid damages that destroy your screen, worldwide coverage and super-quick online claims.
What if my friend has been using my phone and he/she breaks the screen? Will the mobile phone insurance still work?
Yes, your mobile insurance isn’t connected to you, but your phone’s IMEI. So, no matter who uses the mobile phone, it will be covered.
What if my kid breaks my phone? Will this mobile phone accidental damage insurance work?
Yes, your mobile insurance covers all accidental screen damages, no matter who is using it. This is because mobile insurance is connected to the IMEI of the mobile so that no matter who uses it or damages it, it will be covered.
Are phone warranties worth it?
A mobile phone warranty usually covers for any manufacturer related issues such as if your phone overheats or when the software is affected with bugs; in this case, a phone warranty comes in handy as mobile insurance can’t really cover these issues. Therefore, having both a mobile insurance and mobile phone warranty is worth it, as it covers you from bigger expenses that may arise due to damages to your phone!
When does my mobile protection start after buying insurance?
Once you’ve completed your payment, your internal and external mobile tests are verified by our team and your mobile insurance policy is sent to you online and that’s it! Your mobile phone insurance will be activated and protected from then onwards.
I bought a phone from an online ecommerce store 15 days back. Can I buy a new phone insurance now?
Definitely! A Digit Mobile Insurance can be bought at any point in time- whether it’s a new phone or old, there are no restrictions.
Are all brands covered in this phone insurance?
Yes, Digit’s Mobile Insurance covers all mobile brands such as Xiaomi, Honor, Google Pixel, Samsung, Vivo, Oppo, OnePlus, Nokia, Motorola, LG, Lenovo, Gionee and Huawei amongst others.
Can you insure a phone after its been broken?
No, preexisting damages aren’t covered in mobile insurance. Therefore, we recommend you get mobile insurance early, so that no matter what your mobile phone will always be covered.
Is it worth getting mobile phone insurance?
On an average, the cost of repairing a phone screen these days is at least 20 to 30% of its actual cost. So, for example if you’ve just got your OnePlus 7 for Rs 32,000. The cost to repair its screen in the case of a damage would cost you around Rs 8,940. On the other hand, a mobile insurance with Digit will barely cost you around Rs 500-600 and have you covered for any accidental screen damage that may come your way! Therefore, given the fact that a mobile insurance saves you almost 80% of your hard-earned money, it's definitely worth it 😊
How much does smartphone insurance cost?
This primarily depends on the brand and model of your mobile phone. After all, there are so many mobile phones in the market today, each comprised of their own set of distinctive features. Therefore, the mobile insurance for each of them differs too. For example; a mobile insurance for a Redmi Note 6 Pro would cost you around Rs 369 for a complete year’s coverage, while a mobile insurance for a Google Pixel 2 would cost you around Rs 839 for a complete year’s coverage and protection.
What is the best new phone insurance?
This depends on what you think suits you and your phone best. The most important thing you’d want to secure in your new phone is your screen! And we cover just that! Some of our unique benefits also include quick online claims, worldwide coverage and quick reimbursement so you can repair your phone wherever you want!This depends on what you think suits you and your phone best. The most important thing you’d want to secure in your new phone is your screen! And we cover just that! Some of our unique benefits also include quick online claims, worldwide coverage and quick reimbursement so you can repair your phone wherever you want!
What is the best old mobile insurance for old phones?
Unfortunately, there aren’t many options to cover for old mobile phones. Lucky for you, Digit offers both new mobile insurance and old mobile insurance. Some of our unique benefits include worldwide coverage for accidental screen damage, easy online claims and quick reimbursement for your repairs so you can get your phone screen repaired wherever you like!
How many times can I get my phone repaired?
In one policy term, you can get your mobile phone repaired only once.
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