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Portugal Golden Visa: Eligibility, Requirements, Online Application Process & Documents

Portugal, situated along the Atlantic Coast of the Iberian Peninsula, is considered to hold a High Human Development Index. It is one of the most developed countries in the world with an exceptional GDP which is 12 times more than that of India, and a basic literacy rate of 99.44%. It attracts millions of tourists every year with its exotic cuisine, vibrant culture, western countryside and gorgeous beaches.

And not to mention the Mediterranean climate, which will accompany you with its breezy summer and chilly winter. This blog will guide you on what, why and how you need a Portugal Golden Visa.

What Is the Portugal Golden Visa?

The Portugal Golden Visa is an investor immigrant programme sponsored by the Government of Portugal. A foreign investor needs to invest a significant amount of money, such as €500,000 or create 10 jobs in Portugal, to get access to the Visa. While a lot of people might look at it as a mountain of investment, a lot of investors think it’s worth it.

What Are the Requirements for Indians to Be Eligible for Portugal Golden Visa?

To get access to the Portugal Golden Visa, one needs to meet all the eligibility criteria mentioned below:

Be over the age of 18
Must make an investment of significant amount to benefit Portuguese community
Must have zero criminal record
Have the assets obtained through legal procedure
The money to be used in investment must of be of their own
There should be an intention to hold the investment for another five years

What Are the Investment Requirements to Obtain a Portugal Golden Visa?

Following are the investment options which will open the gateway of Portugal Golden Visa for you:

1. Property Investment

You can purchase a property worth €500,000 in Portugal to acquire a Golden Visa. However, the cost will fluctuate depending on the other mode of investment, such as:

Purchase a property in a low-density area, and the cost will be around €400,000
Purchase a real-estate over 30 years old in an urban rehabilitation area and renovate it for €350,000

You can also invest in multiple properties, and the total should be a minimum of €500,000. As per the latest update, you cannot purchase any property in the Porto, Lisbon and coastal towns. Only the properties in the low-density areas are eligible for Portugal Golden Visa.

You also do not have to pay any tax if you do not rent out the property. If you do, the rate of taxation is fixed at 28%.

2. Investment Fund

Another option is to spend a minimum of €500,000 in a qualifying investment fund. These are known as "fundos de capital de Risco", which support the businesses in Portugal. The minimum investment amount has been set at €150,000 since January 2022.

3. Capital Transfer

This option is the most expensive among the others for investment. You have to make a capital transfer of a minimum of €1.5 million to Portugal from an international bank account and have proof of such transfer. The minimum amount of transfer has been set at €500,000 since January 2022.

4. Job Creation

There are two options for this investment. Making investment in either of these will get you the Golden Visa:

Create 10 new full-time jobs in a Portuguese business which you own. There are no minimum investment criteria.
Invest at least €500,000 in a Portuguese business. That business has to create five full-time jobs within three years.

5. Donation

There are two options under this investment. Either of them will qualify you for Portugal Golden Visa:

Donate a minimum of €250,000 to preserving national heritage
Invest at least €500,000 in research and development curriculum

How to Apply for a Portugal Golden Visa from India?

The application process for a Portugal Golden Visa can be lengthy, but with the right representative, the process can get over in no time and in a hassle-free manner. Individuals have to go through the following procedures to get their Portuguese Golden Visa:

Step 1: Paperwork

Once you decide on your investment type from the options discussed above, you should get the required documents for yourself and your dependents ready for review.

Step 2: NIF and Bank Account

Post completion of the review of the documents, a fiscal representative will be appointed to help you obtain the Tax Identification Number or NIF in Portugal and get a bank account afterwards. These processes can be done remotely.

Step 3: Investment

Once you get a hold of two of the above-mentioned details, you can start making the investment.

Step 4: Online Application

After making the investment securely and successfully, you can submit your application online and book your interview.

Step 5: Pre-approval

Upon fulfilling the basic criteria, your application will get a pre-approval.

Step 6: Biometrics

It will take around 60 days for you to get the slot for the session where your biometrics will be collected in person.

Step 7: Visa Issuance

After the collection of the biometrics, it will take nearly 120 days to get the Golden Visa approval from SEF. Pay the government permit issue fee and collect your Visa.

What Are the Documents Required to Apply for a Portugal Golden Visa?

The documentation process to acquire a Golden Visa for Portugal will need the following paperwork to be presented. These requirements can change from time to time at the discretion of the Portuguese Government, and hence it is recommended to check with the official site for the latest update and information.

Following are the documents you will need:

Portugal Golden Visa application form
Passport and other travel documents
Contract or deed of the investment made and proof of deposit
Proof of Health Insurance from Portugal (only for the investors living in Portugal)
Declaration from the bank in Portugal confirming transfer of funds
Attested copy of the Police clearance certificate or criminal record from your native country
A completed form guiding the SEF to get an extract of your Portuguese criminal record
Document standing as a proof of good understanding between you and the Portuguese Tax and Customs Authority and Social Security which can be issued 45 days before your online application.
Declaration of confirmation from you in accordance with the investment requirements.
Application processing fee receipt
2 passport size photographs

Along with the requirements of documents, you should pay attention to the following details as well:

Documents should be legalised by the Apostille of the Hague Convention or by the Portuguese Consulate
Documents need to be translated into Portuguese by a certified Portuguese translator/ a translator licensed by the Portuguese Consulate/ the issuing country’s Consulate in Portugal/ anyone if the translation is validated by a Portuguese lawyer.
Also, the Police clearance certificate must not be issued prior to 90 days of submitting the application. For other documents, this time period is 180 days.

What Is the fees for a Portugal Golden Visa?

You will have to pay following costs to obtain Portuguese Golden Visa:

Particulars	Charge
Processing fee	€514.80 (initial and renewal) + €80.20 for each family member
Initial Golden Visa	€5,147.80
Initial Golden Visa for members of family or dependants	€5,147.80
Renewal	€2,573.90

Why Is Portugal Golden Visa Required?

The following are the reasons one may require a Portugal Golden Visa:

Permit you and your family to live and work in Portugal
Access to its education system
Access to the healthcare facilities
Travel permit to visit Europe visa free
Eligibility to apply for a Portugal passport after five years

The above-mentioned facilities are alluring enough for an investor to make such an investment in Portugal and enrol under the Portugal Golden Visa Program.

What Are the Benefits of the Portugal Golden Visa?

Following are the benefits of Portugal Golden Visa you can avail of:

Golden Visa permits you to visit Portugal and the Schengen area and grants you the facilities of a European Union Citizen
Visa gives you access to rights to live, work and study in Portugal
This Visa grants your family members or dependents such as a spouse, minor children, children who are over 18 years of age and studying and financially dependant parents the same rights as above
If you are living in Portugal for more than 6 years, you are eligible to apply for Portuguese citizenship and a passport providing you fulfil the following criteria:
- Obtain an A2 Portuguese language certificate
- Proof of investment
- Documents regarding Portuguese bank account
- No criminal record

Portugal Visa also brings along some tax benefits under the Non-Habitual Resident Tax Regime. You will not have to pay any tax if you do not reside in Portugal for 183 days in a year. But if you do, you can transfer your tax residency to Portugal and enjoy the following benefits under the NHR Tax Regime:
- Your income from pension, including life insurance and retirement savings, will have a tax rate of 10%.
- Your foreign income will only be taxable after 10 years of residence.
- Dividends, rents, foreign interest, and capital gains from property will be exempted from taxation.
- Income earned through ‘high value-added activities such as scientific, artistic or technical activities in Portugal has a taxation rate of 20%. Yet, you will pay the same tax as an ordinary resident for other types of domestic earnings.

What Is The Validity Period of Portugal's Golden Visa?

Portugal Golden Visa has comparatively lower stay requirements. It requires you to reside for a minimum of 7 days annually in the country. In the following table you will find details regarding validity and stay period of Golden Visa:

Type of Golden Visa	Validity Period	Stay Requirement
Initial Golden Visa	Two years	14 days out of 2 consecutive years
Subsequent Golden Visa	Three years	21 days out of 3 consecutive years

Frequently Asked Questions

✓ Do you require a lawyer to obtain a Portugal Golden Visa?

You can apply and obtain a Portugal Golden Visa all by yourself. But it is advisable that you get help from a Portuguese lawyer who knows rules and regulations thoroughly and can guide you from the beginning to the end of the procedure.

✓ Is a Portugal Golden Visa Programme available for all nationalities?

Portugal's Golden Visa Program is available for all non-EU citizens, and also for the British, post Brexit.

Normal Visa	Urgent Visa	Super Urgent Visa
₹ 5,500 approximately (1 applicant)	Additional ₹ 6,300 approximately	Additional ₹ 7,900 approximately
₹ 5,300 approximately (2 applicants)
₹ 5,200 approximately (3-5 applicants)
₹ 4,500 approximately (6-9 applicants)
₹ 4,400 approximately (10+ applicants)

What Is the Government Fee for an Indian Visa?

Apart from the service fees, applicants also need to pay e-visa government fees. However, the Indian visa charges of the government are different from one country to another. For example, while for some it is exempted, some has to pay ₹ 2,000, ₹ 4,000 or ₹ 6,000 approximately. Know about which category you fall into under the following subheadings.

What Are the Different Government Fee Categories for Different Countries?

Fee Exemption

While paying the Indian visa fees, applicants from the following nationalities are not required to pay any government fees. Instead, they can only pay the processing and service fees.

Cook Islands	Mauritius	South Africa
Argentina	Marshall Islands	Tuvalu
Palau	Fiji	Papua New Guinea
Nauru	Samoa	Vanuatu
Micronesia	Seychelles	Kiribati
Niue Island	Jamaica	Uruguay
Solomon Islands

Government Fee of ₹ 2,000

The government of India charges government e-visa fees of $25 from people of the following nationalities.

Singapore	Sri Lanka
Japan

Government Fee of ₹ 4,000

The government might charge Indian e-visa fees of $50 from people applying from the following countries.

Albania	Cape Verde	Gabon
Latvia	Lesotho	Liberia
Norway	Oman	Swaziland
Palestine	Switzerland	Sweden
Liechtenstein	Panama	Taiwan
Cayman Island	Chile	Gambia
Angola	Andorra	Georgia
Anguilla	China	Germany
Antigua & Barbuda	Colombia	Ghana
Lithuania	China-Macau	Tajikistan
Paraguay	Peru	Tanzania
Armenia	Luxembourg	Greece
Austria	Poland	Guatemala
Costa Rica	Guinea	Croatia
Malawi	Turks And Caicos	Trinidad And Tobago
Azerbaijan	Malaysia	Portugal
Romania	Cuba	Macedonia
Malta	Uganda	United Arab Emirates
Bahamas	Guyana	Mali
Bolivia	Saint Vincent and the Grenadines	Iceland
Djibouti	Vietnam	Czech Republic
Monaco	Honduras	Belgium
Mexico	Denmark	Uzbekistan
Rwanda	Hungary	Moldova
Belize	Saint Lucia	Dominican Republic
Venezuela	Ireland	Senegal
Botswana	Zimbabwe	Dominica
Montenegro	Indonesia	San Marino
Bosnia & Herzegovina	Mongolia	Israel
Zambia	Brazil	Ecuador
East Timor	Italy	El Salvador
Brunei	Cote D'Ivoire	Eritrea
Bulgaria	Jordan	Estonia
Burundi	Kenya	Cambodia
Finland	Republic of Korea	Canada
Cameroon	Myanmar	Serbia
Montserrat	France	Netherlands
Namibia	Sierra Leone	Slovakia
New Zealand	Slovenia	Nicaragua
Saint Kitts and Nevis	Spain	New Zealand
Niger Republic	Nicaragua	Suriname

Government Fee of ₹ 6,000

The government of India charges an Indian visa application fee of $75 from the applicants of the following nationalities.

Russian	UK
Ukraine	Mozambique
USA

Individuals must have proper knowledge of fee payment for an Indian visa since they must pay this amount while applying for an Indian visa. The fees they pay with the application form include both the visa service fee and the Indian Government fee. The service fee that you pay is for processing your application. On the other hand, the e-visa government fee is for the Indian Immigration Department.

Thus, as this article observed, there are different fees for an Indian visa. If you are an applicant trying to obtain an Indian visa for work or other purposes, you need to know these different fees ranges. The government can reject your visa application if you fail to submit the applicable fees.

Frequently Asked Questions

✓ How long does it take for the Indian government to process regular visas?

Unlike e-visas, a regular visa takes a longer processing time. Usually, it takes about 2-3 weeks. However, the government can process a regular tourist visa faster in about a week.

✓ How long can I stay in India on a visa?

Indian business and tourist e-visas are usually valid for about a year. After that, however, the owners of the visas can apply for an extension. The immigration experts approve the extension request only if they can show proper evidence proving their reasons to stay.

✓ Can a traveller check their status of ESTA?

Yes, a citizen can check their status of ESTA on the official portal of CBP or U.S. Customs and Border Protection.

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Detailed Guide about L2 visa

What is L1 visa? and it's types

Types of Schengen Visa?

What are the types of UK Visa?

How to Verify a Visa Online? (VEVO)

What is UAE Golden Visa?

Visa Requirements for Indian Citizens

All about Qatar Visa

Visa Waiver Program

Indian Visa Fees and Charges

How to apply for Spain Golden Visa?

Golden Visa Application Process

How to get the German Golden Visa?

Everything about European Golden Visa

Portugal Golden Visa & It's Benifits

Greece Golden Visa program

How to apply for Malta Golden Visa?

Disclaimer -

Your policy is subjected to terms and conditions mentioned in your policy schedule and policy wording. Please go through the documents carefully.

The information mentioned here about the countries, visa fees and others is taken from different sources. Digit Insurance is not promoting or recommending anything here. Please verify the same before you book your tickets, apply for a visa, buy a travel policy or make any other decision.

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