Kia Seltos Car Insurance

Kia India Private Limited first set its foot in the Indian auto market in 2017 and has been turning heads ever since. Launched in 2019, Kia Seltos was the first SUV in the Indian market from the house of Kia.

The Motor Vehicles Act, 1988 states that every car owner must insure their car with an active third-party policy. Likewise, you need a valid insurance policy for your Kia Seltos to avoid own or third-party car damage expenses down the line.

Therefore, you must renew or buy your Kia Seltos car insurance from a reliable insurer like Digit.

Following are the Add-ons for Kia Seltos Car Insurance:

• Zero Depreciation Cover
• Return to Invoice Cover
• Tyre Protect Cover
• Breakdown Assistance
• Consumable Cover
• Engine and Gear-box Protection Cover
• Daily Conveyance Benefit
• Key and Lock Protect
• Loss of Personal belongings
• Pay as you drive Cover
• EV Shield Add-on Cover

Before choosing an insurance provider, you need to consider several other factors besides the Kia Seltos car insurance price. Digit Insurance brings along many lucrative benefits that deem it a suitable choice for Kia car owners.

• Convenient Online Process - Digit presents a convenient online process for claiming and buying your Seltos insurance. It offers a user-friendly interface to upload your claim documents and choose your insurance policy directly from your smartphone.

• No Hidden Cost - Digit Insurance maintains optimal clarity while displaying its insurance policies on the website. So, you pay only for the policy you select. Likewise, you get covered for specifically what you have chosen.

• Insurance Policy Options - Digit Insurance offers both a comprehensive policy and a third-party liability policy. Hence, you choose from the available options freely as you deem fit. 

• Pick-up and Drop Facilities - In addition, Digit's garages ensure to provide doorstep pick-up and drop facilities for your damage repairs in case you get involved in a roadside accident.

• IDV Customisation - Furthermore, Digit lets you alter the IDV of Kia cars like Seltos. In case your car undergoes irreversible damages, a higher IDV will provide more financial coverage than a lower IDV. However, your IDV is directly proportional to your policy premium. With Digit, you can choose to reduce your premium by going for a lower IDV.

• Instant Claim Settlement - Digit brings along quick claim settlement services. With Digit, you will be able to file and settle your claims instantly in a few simple steps with the help of smartphone-enabled self-inspection.

• Wide Network of Garages - Digit has tie-ups with a vast network of 9000+ garages across the country. As a result, you will always find a partner garage near you offering cashless repairs for your Kia Seltos if you ever meet with an accident.

• Reliable Customer Service - Digit works with a responsive customer service team that ensures 24x7 assistance with your Kia Seltos car insurance.

• Add-On Cover Policies - Digit also offers several attractive add-on policies.

  • Passenger Cover
  • Zero-Depreciation Cover
  • Engine and Gearbox Protection
  • Consumable Cover
  • Return-to-Invoice Cover
  • Tyre Protect Cover

In addition, Digit Insurance lets you bring down your premium by avoiding small claims and choosing a higher deductible. However, it is not wise to miss out on such lucrative benefits by going for lower premiums.

So, feel free to reach out to responsible insurance providers like Digit to obtain more clarity on your Kia Seltos car insurance.

If you want to steer clear of penalties and damage expenses down the line, enduring the Kia Seltos insurance cost now seems way more logical. A good car insurance policy comes with plenty of benefits.

• Protection from Penalty/Punishment - The Motor Vehicles Act, 1988 states that you must have the car you drive insured by a valid policy. Failure to do so is a punishable offence. So, you will have to pay a penalty of ₹2,000 on your first offence and ₹4,000 for the following ones. In addition, it can also lead to licence cancellation and imprisonment for three months.

• Protection from Own Damage - Your Seltos can suffer extensive damage in the event of a natural disaster, accident or fire. In such a situation, a comprehensive car insurance policy can financially cover the extensive losses you incur from damage repairs.

• Personal Accident Cover - The IRDAI (Insurance Regulatory and Development Authority of India) states that a valid car insurance policy can provide significant coverage to the owner’s family against the financial liabilities arising from bodily injuries or the death of the car owner in an accident. 

• Third-Party Damage Cover - If your Kia Seltos inflicts any damage to third-party property in an accident, you will have to pay for the third-party damage expenses as well. Here, if you buy a third party car insurance online, it can cover these enormous third-party financial claims. Moreover, a valid Kia Seltos car insurance can also relieve you of all litigation issues arising from the incident.

• No Claim Bonus Benefits - Furthermore, Let's undertsand what is ncb in car insurance. A responsible insurance company offers a bonus at the end of the policy term for every claim-free year. This bonus acts as a discount on your premium and reduces it accordingly at the time of policy renewal. In other words, you can also avail of such no-claim bonus benefits with your Kia Seltos car insurance renewal.

Considering these attractive benefits, paying the Kia Seltos insurance price now to avoid future liabilities arising from damage repair and penalties is a logical choice.

So, Digit Insurance can be your best option for buying or renewing car insurance.