Volkswagen Polo Car Insurance

Volkswagen Polo is a supermini car introduced by the German car manufacturer Volkswagen in 1975. The fifth generation of this model was launched in the Indian commuter market in 2010. Owing to its top-notch specifications, the Indian subsidiary of Volkswagen sold around 11,473 units of this model across India. 

Despite its features, this car is susceptible to risks and damages like any other vehicle. Considering this, several insurance companies in India offer car insurance plans for protection against such damages. A well-rounded Volkswagen Polo insurance policy covers the damage repair costs that can otherwise increase financial liability.

Therefore, if you plan to purchase this car, you should obtain this insurance from a reputed provider. One such insurer is Digit. A Polo insurance policy from this insurance company can be a desirable option for you due to its endless benefits.

Keep reading to know more about Digit’s offerings.

Following are the Add-ons for Volkswagen Polo Car Insurance:

• Zero Depreciation Cover
• Return to Invoice Cover
• Tyre Protect Cover
• Breakdown Assistance
• Consumable Cover
• Engine and Gear-box Protection Cover
• Daily Conveyance Benefit
• Key and Lock Protect
• Loss of Personal belongings
• Pay as you drive Cover
• EV Shield Add-on Cover

Before obtaining insurance for Volkswagen Polo, you should compare several plans online. This will help you make an informed decision and opt for maximum benefits. While you are comparing plans, you might want to consider insurance policies from Digit owing to the following features:

1. Multiple Insurance Options

By choosing Digit as your insurer for Volkswagen Polo insurance, you can select any one of the following plans:

• Third-Party Insurance Plan: If you obtain third-party car insurance for Volkswagen Polo, you can get coverage against third-party damages. It also covers litigation issues that may arise from such accidents. Further, you can avoid legal fines by obtaining this insurance policy as it is mandatory to possess this plan as per the Motor Vehicles Act, 1988.

• Comprehensive Insurance Plan: Although third-party insurance covers damages caused to a third-party person, property or vehicle, it does not cover own car damages. If you want your insurance plan to cover damages caused to a Volkswagen car, you should purchase a comprehensive insurance policy from Digit. This insurance provides coverage against both own car and third-party damages.

2. Online Claim Process

You can file claims against a Volkswagen Polo insurance plan online via your smartphone. This technology-driven claim procedure allows you to complete the entire process within a few minutes. Further, its smartphone-enabled self-inspection feature makes it possible for you to select your car damages without the involvement of a third party.

3. Cashless Mode of Repair

If you opt for Volkswagen Polo insurance renewal from Digit, you can choose a cashless mode of repair while raising a claim. This mode enables you to get professional repair services from an authorised garage without the need for any payment. Your insurer will pay on your behalf, making it possible for you to save funds for the future.

4. Several Network Garages

There are a number of Digit network garages across India from where you can avail of repair services for your Volkswagen Polo. Additionally, you can opt for a cashless facility by getting your car repaired from one of these garages.

5. Minimal Documentation During Purchase

As you can obtain Volkswagen Polo insurance online from Digit owing to its smartphone-enabled processes, you can expect minimal documentation during the procedure. All you need to do is upload a few essential documents through your mobile and complete the purchase process by paying the Volkswagen Polo insurance price.

6. A Number of Add-on Covers

A comprehensive insurance plan might not provide complete coverage for your Volkswagen car. To add an additional layer of protection to your car, you can include some add-on policies from Digit against additional charges. By nominally increasing Volkswagen Polo insurance cost, you can benefit from policies like roadside assistance, zero depreciation cover, consumable cover etc.

7. Bonuses and Discounts

Insurance companies like Digit offer discounts on the Volkswagen Polo insurance renewal price in case you manage to maintain claim-free years within your policy term. These discounts, also known as No Claim Bonuses, can range up to 50% depending on the number of non-claim years.

8. Customisation of IDV

Your Volkswagen Polo car insurance policy premium depends on the car’s Insured Declared Value (IDV). Insurers evaluate this value by subtracting the car’s depreciation from its manufacturer’s selling price. However, Digit allows you to customise this value as per your choice and maximise your benefits in case of car theft or irreparable damages.

Besides the aforementioned benefits, Digit’s customer-friendly process will solve all your queries regarding Volkswagen Polo insurance on a 24x7 basis. They resolve your doubts even on national holidays.

A car is an important asset to you. Buying car insurance online is important as it will save you from the financial crisis at the time of the accident or any unfortunate event alike. Insurance is important as:

• It Makes You Legally Compliant: Buying Car insurance is mandatory as per the Motor Vehicle Act. Anyone driving without an insurance policy will be held guilty. The person caught without insurance policy will have to pay a fine of Rs. 2000/- for the first offence and Rs. 4000/- for the second offence. Apart from paying fine, the punishment may even lead you to serve prison time of 3 months as well.
  
• Prevents Your Expense for Own Damage: Car Insurance policy helps you when your car gets damaged at the time of an accident. Without the policy, you will have to bear the expenses from your pocket. So rather having car insurance is wise! Know more about Own damage car insurance.
  
• Prevents Third-Party Liability: When you hurt a third-party property or cause some bodily injury, you will have to pay for the losses. If you have a third party car insurance policy, the insurer will pay on your behalf to safeguard you.
  
• Extended Protection with Add-On Covers: If you have a Comprehensive Car Insurance Policy, you can enhance the cover choosing add-ons. These may include engine and gear-box protection, zero-depreciation, consumable cover, and others. Add-on covers are needed because the basic policy has its own limitations of cover.
  
• It Gives Peace of Mind: When you own a car insurance policy then you will not have to be worried all the time for the car, you just have to pay the premium amount and the insurance company will take good care of your car in case of any unfortunate event.

Looking for a smartly engineered and a stylish car? Pick Volkswagen Polo, the new generation car with sharp looks. The hatchback car has got a recent facelift which makes it sportier than before. The new Volkswagen Polo is priced between Rs.5.82 lakhs to Rs.9.31 lakhs in India.

Going well on the mileage, the car offers you 21.49 km run per litre. The engine is of 1498 cubic capacity. The best part is that Polo comes in both automatic and manual transmissions. It is a five-seater car, giving each plenty of room.

You can choose from the three variants: Trendline, Comfortline and Highline Plus. The makers also offer a GT version which is priced the highest among all variants i.e Rs.9.76 lakhs. Polo GT comes with comparatively powerful engines than Polo diesel and petrol. So, Volkswagen Polo can be your perfect choice of the powerful hatch-back under Rs.10 lakhs.

Why Should You Buy Volkswagen Polo?

• Features: The intelligent rain-sensing wipers, auto-dimming IRVM, automatic climate control, 6.5 inch infotainment screen compatible with Apple CarPlay and Android Auto makes the ride very comfortable. 
  
• Exteriors: This car looks like perfect hot-hatch, such an elegant car with sporty vibes! LED elements in the tail lamps, new rear bumper, honeycomb grille, dual-beam headlamps, and front fog-lamps give Polo a playful appeal.
  
• Interiors: On the inside, you get high-quality upholstery for the chair cover, voice control, multi-function steering control that helps you to manage radio, music, and your phone effortlessly. Great driving position and visibility will definitely thrill any driver. And the touch screen infotainment system comes as a standard.
  
• Powerful Engine: The Polo’s 1LMPI petrol engine is powerful with minimum fuel consumption. While if you talk about the 1.5L TDI diesel engine, it is the powerhouse of versatility.
  
• Safety Features: Volkswagen Polo is equipped with dual-front Airbags and galvanized steel body by a laser-welded roof. You also get an Anti-lock Braking System. You get 4-year road-side assistance free from the company.
  
• Warranty: The company offers you 6 years anti-perforation warranty and 3 years paint warranty.