Volkswagen Ameo Car Insurance

Launched by the German motor vehicle manufacturer Volkswagen, Ameo is a notchback sedan introduced in the Indian commuter market in June 2016. It was based on the hatchback Polo MK5 which Volkswagen launched in 2009.

Volkswagen Ameo has been produced and marketed in India with the tagline “German engineering with an Indian heart.” It sold a number of units across the country till 2020.

If you still drive this car, you should know that this car is exposed to environmental and man-made risks resulting in substantial damages despite its safety features. Repairing such damages can burn a hole in your pocket. To avoid this, you can get Volkswagen Ameo insurance from top insurance companies in India.

One such insurance provider is Digit. It comes with a host of benefits, making it an ideal choice for car insurance. Keep reading to know why you should consider this insurer for an insurance plan.

Following are the Add-ons for Volkswagen Ameo Car Insurance:

• Zero Depreciation Cover
• Return to Invoice Cover
• Tyre Protect Cover
• Breakdown Assistance
• Consumable Cover
• Engine and Gear-box Protection Cover
• Daily Conveyance Benefit
• Key and Lock Protect
• Loss of Personal belongings
• Pay as you drive Cover
• EV Shield Add-on Cover

Before choosing an insurance plan for your Volkswagen, you should factor in several pointers and compare plans online. This will help you make an informed decision and opt for maximum benefits. While comparing insurance for Volkswagen Ameo online, you can consider Digit insurance due to its following features -

1. Online Claim Procedure

Digit’s technology-driven claim process allows you to file claims against your Volkswagen Ameo insurance online via your smartphone. All you need to do is dial 1800-258-5956 and request a self-inspection link. After receiving the link on your registered number, you can shoot your car’s damages and choose a particular repair mode out of reimbursement and cashless options.

2. Convenient Cashless Mode

By choosing a cashless mode while raising a claim against your Ameo insurance plan, you can avoid paying anything for the repair services availed of. Note that this facility is available only at an authorised network garage.

3. Range of Network Garages

There are several Digit network garages across India from where you can get professional repair services for your Volkswagen. Apart from this, these garages offer a cashless facility for your car damage repairs.

4. Several Insurance Types

If you obtain car insurance for Volkswagen Ameo from this insurer, you have the flexibility of choosing any of the following plans:

• Third-Party Insurance Plan: If you purchase this Volkswagen Ameo insurance policy, you can get coverage benefits against third-party damages. Such damages can occur if your Volkswagen car collides with a third-party person, vehicle or property. A valid third-party insurance plan covers these damage repair costs along with other liabilities.
• Comprehensive Insurance Plan: To obtain coverage against both third-party and own car damages, you should consider Volkswagen Ameo insurance renewal for a comprehensive plan. Such a policy from Digit is beneficial during instances when your car sustains damages caused by a fire, earthquake, natural or artificial disaster.

5. Add-on Benefits

By paying over and above your Volkswagen Ameo insurance price, you can include certain add-on covers from Digit for additional protection. These add-on benefits are available against additional expenses. Some of the add-on policies include a consumable cover, return to invoice cover, roadside assistance and more.

6. No Claim Benefits

You can reduce your Volkswagen Ameo insurance renewal price by availing of No Claim Bonuses from Digit. This insurer offers a discount of up to 50% if you manage to raise no claims against your Volkswagen Ameo insurance plan for a year within your policy term.

7. Doorstep Pick-up and Drop Facility

If you bear Volkswagen Ameo insurance cost for a comprehensive plan from Digit, you can avail of a free doorstep pick-up and drop facility for your car’s damaged parts. This facility allows you to opt for repair services from your home’s comfort.

8. Customisation of IDV

Insurers offer a return amount based on your Volkswagen car’s Insured Declared Value (IDV) during car theft or irreparable damages. However, Digit makes it possible for you to customise this value and opt for maximum benefits.

Additionally, you can contact Digit’s customer service regarding your Volkswagen Ameo insurance plan in case of doubts. Their efficient services throughout the day make this insurer a desirable option.

Car Insurance is one of the essential documents you need while driving your car. A Motor Insurance Policy protects you at a time of distress.

Sometimes, unexpected financial expenses may arise due to an unpleasant situation like an accident. Not only such moments shake you emotionally but also affect your savings. Hence,  the insurance protects the car from the damage and dents with the full coverage. Here are a few factors that you should consider before buying car insurance online.

• Attain Legal Compliance: As per the Motor Vehicle Act, it is mandatory for all the car owners to buy car insurance. Anyone found driving without insurance will be charged with a fine of Rs.2000/-. So, every car owner should compulsorily buy a Third-Party Liability Cover.
• To recover Own Damage Cost: Car Insurance protects you when the car suffers damages due to accident, natural calamity, theft, fire, etc. These damages need to be repaired. If that happens, you can easily claim the cost of repairs under the Comprehensive Car Insurance Policy. Without car insurance, you will have to bear these expenses.
• To cover the Third-Party Liability: You may face the liability to hurt any third-party leading to bodily injury or property damage. A third party car insurance policy will help you manage these expenses. The liability you may incur can be huge and beyond your capacity. Without the insurance policy, it will impact your savings.
• Extend the scope of the policy cover with add-ons: You can choose to buy some add-on covers to extend the coverage under the car insurance policy. Some of the add-ons you can buy include Zero Depreciation, Consumable Cover, Passenger Cover, Engine and Gearbox Protection, Roadside Assistance, Return-to-Invoice Cover, and Tyre Protect Cover. These add-ons come at their independent costs.

Buying a car is a tricky choice to make when there are way too many options for four-wheelers available in the market. But if you are looking for a subcompact car, then Volkswagen Ameo will be a good option. What’s more? It is an affordable car in this segment as compared to the rest. So, if you are looking for a car in the price bracket of Rs.5.94 lakhs to Rs.9.99 lakhs, then this is the car for you. Volkswagen Ameo comes with manual as well as the automatic transmission for both petrol and diesel fuel types.

Volkswagen Ameo is a small family car, good for five people to travel. The engine in the diesel variant is powerful and comes with 1498 cubic capacity. Whereas in the petrol version the engine is of 999 cubic capacity. The makers have introduced three variants of Volkswagen Ameo that include Trendline, Comfortline and Highline Plus.

Why Should You Buy Volkswagen Ameo?

• Smooth Engine and Fuel Efficient: The Volkswagen Ameo’s petrol engine is designed to give you a smooth drive. The torque control is fine which gives you the best fuel economy. The diesel engine, on the other hand, is a perfect choice for those who love power and drag of the engine.
• Safety Features: The Volkswagen Ameo is the only car in its segment that comes with the dual front airbags. It is packed with Anti-lock Braking System also. Some of the higher versions of the car also come with an electronic stabilization program.
• Exteriors: This car is packed with dual-barrel halogen headlamps. The multi-slat grille enhances its looks. The bumper is re-styled and a chrome strip runs along with its length. The fog lamps in the corner look quite appealing.
• Interiors: You get flat-bottom leather-wrapped steering wheels with black inserts. Along with it, the new infotainment touchscreen is the main attraction. It helps you with Bluetooth Connectivity, AUX-in, USB, and reverse parking camera. The seats in Volkswagen Ameo are comparatively comfortable.
• Entertainment and Communication: For entertainment and communication, you get installed radio, front and rear speakers, integrated 2DIN audio, Bluetooth connectivity, and Android Auto, Apple CarPlay, SD Card Reader, and Mirror Link.