The Indian subsidiary of the German manufacturer Volkswagen launched a subcompact car, Vento, in 2010. This car is available in 4 trim levels and 3 engine options. Besides this, it features a number of safety options that makes this car a desirable option among motorists in India.

If you plan to purchase any of the variants of Volkswagen Vento, you should be wary of the risks and damages it is exposed to during an accident. Keeping this in mind, you must obtain Volkswagen Vento insurance from a reputed insurer.

Several insurance companies in India offer attractive deals on car insurance plans tailoring your needs. In this regard, you can consider Digit for obtaining Vento insurance due to its endless list of benefits.

In the following section, you will find details on the advantages of purchasing an insurance plan from Digit.

Following are the Add-ons for Volkswagen Vento Car Insurance:

• Zero Depreciation Cover
• Return to Invoice Cover
• Tyre Protect Cover
• Breakdown Assistance
• Consumable Cover
• Engine and Gear-box Protection Cover
• Daily Conveyance Benefit
• Key and Lock Protect
• Loss of Personal belongings
• Pay as you drive Cover
• EV Shield Add-on Cover

To choose a well-rounded insurance plan for your Volkswagen car, you should consider comparing several plans from various insurers online. While doing so, you can refer to Digit’s offering and streamline your options:

1. Several Insurance Plans

By obtaining car insurance for Volkswagen Vento from this insurer, you have the flexibility of choosing any one of the following insurance plans:

• Third-Party Car Insurance Plan: This is a basic insurance plan that provides coverage against third-party damages caused to a person, vehicle or property by your Volkswagen car. It also covers litigation issues arising from third-party accidents. Further, it is mandatory to obtain third-party insurance for Volkswagen Vento as per the Motor Vehicles Act, 1988. Without this insurance, you are liable to pay hefty fines.

• Comprehensive Car Insurance Plan: A third-party insurance policy does not cover damages caused to your Volkswagen car in case of an accident. During such instances, you need to bear exorbitant damage repair costs that can burn a hole in your pocket. However, if you obtain comprehensive Volkswagen Vento insurance from this insurer, you can get coverage benefits against own car damages.

2. Online Claim Process

Digit’s smartphone-enabled claim process makes it possible for you to opt for Volkswagen Vento insurance online claim via your mobile phone. It comes with a self-inspection feature that allows you to shoot your car’s damages from your smartphone and choose an appropriate repair mode in a short span.

3. Cashless Repair Mode

While claiming against your Volkswagen Vento insurance plan, you can select a cashless mode of repair. Under this mode, you need not pay any repair costs to a network garage for the services availed. Your insurer will pay on your behalf and settle the payment directly with the repair centre.

4. A Large Number of Network Garages

Locating a Digit network garage for Volkswagen car damage repairs during an emergency is easy, thanks to the abundance of repair centres present across the country. Apart from availing of professional services, you can also opt for a cashless facility by availing of services from these garages.

5. Add-on Benefits

For additional coverage over and above your base insurance, you can include certain add-on covers from Digit against additional expenses. Some of the add-on policies are zero depreciation cover, roadside assistance, return to invoice cover and more. Note that you can obtain add-on benefits only after increasing your Volkswagen Vento insurance price by a nominal amount.

6. High Claim Settlement Ratio

One of the primary reasons to choose Digit for Volkswagen Vento insurance renewal is its high claim settlement ratio. This insurer has managed to settle around 96% of claims for private cars. Additionally, you can expect to receive your claimed amount in a short time because of its technology-driven processes.

7. No Claim Benefits

Digit offers a discount of up to 50% as a No Claim Bonus on Volkswagen Vento insurance costs. This bonus is applicable if you manage to maintain claim-free years within your policy term. Apart from this, you can transfer these benefits if you change your provider. The accumulated No Claim Bonuses reduce your policy premium appreciably.

8. Customisation of IDV

The  Volkswagen Vento insurance renewal price depends on your car’s Insured Declared Value (IDV). Insurers find out this value by subtracting the car’s depreciation from its manufacturer’s selling price. However, insurance providers like Digit give you the option to customise this value as per your requirement. In this way, you can maximise your returns in case of car theft or damages beyond repair.

In addition, you can contact Digit’s flexible customer support any time you want in case of doubts regarding Volkswagen Vento insurance. They will give you prompt solutions 24x7, even on national holidays.

Insurance is to help you at the time of crisis. It aids to manage your financial crisis when there occurs any loss. Let us look at the importance of insurance.

• Legal Compliance: Following the MV Act, the Government of India has made it compulsory to buy a motor insurance policy. And if you fail to do so, you will be liable to pay a fine of Rs. 2000/- for the first offence and Rs. 4000/- for the second offence. Not only that, you may be put behind the bars for 3 months as well.
  
• Protects Own Damage expenses: If your car is damaged in an accident, then the insurance policy will help you to manage expenses. The insurer will either make the repairs cashless or reimburse you the cost. Now you can buy a Standalone Own Damage Car Insurance.
  
• Cover Third-Party Liability: In case, a third-party property is damaged or a third person is injured from your car, the third party car insurance policy will cover for the losses. This liability can be huge and beyond your capacity to pay. Hence, buying car insurance gets relevant. In this regard, Digit’s car insurance online policy might just be the best choice!
  
• Wider protection with Add-On Covers: A Comprehensive Car Insurance Policy will not cover you for consumables, engine damage, gearbox, and a few other things. You can get your car cover enhanced by add-on covers like Engine and Gearbox Protection, Consumable Cover, Roadside Assistance, Passenger Cover, Zero Depreciation, Tyre Protect Cover, and Return-to-Invoice Cover.

If your eyes and mind look for a new sedan that gives you fun then Volkswagen Vento would make a great choice. The makers call it- A new play on design. The company has redefined its features by styling it more. It is an enhanced version that improves your driving experience. 

The price range of the Volkswagen Vento falls between Rs.8.81 lakhs to Rs.14.49 lakhs. If you want a decent mileage performance then Vento is fine. It offers a run of 16.09 km or more per litre.

The all-new Volkswagen Vento is powered with 1000 plus cubic capacity engine. It can be a family car and is comfortable for 5 people. Considering the latest trends, the company has given manual and automatic transmission in both petrol and diesel fuel type cars.

Volkswagen Vento is available in 5 automatic variants. Out of these, 2 are diesel and 3 are petrol. Talking about manual transmission, the car has 7 variants, out of which 4 are diesel and 3 are petrol.

Why Should You Buy Volkswagen Vento?

Here are the reasons to buy a Volkswagen Vento:

• Affordable and Stylish: If the style is on your mind, then Volkswagen Vento is a good option to consider in the sedan segment. It has been revamped recently by VW. So, you can say it is stylish as well as affordable.
  
• Appealing Exterior: The all-new Volkswagen Vento is sleek from all the angles. The honeycomb grille enhances the appeal. You can also choose colours from the six options.
  
• Security: You get dual airbags for both passenger and driver. The makers offer parking assistance and rear sensors, auto-dimming rear-view mirror, door ajar warning, child safety locks, and central locking in the car.
  
• Interiors: The seat covers are made of high-quality fabric. Seats are comfortable and you can relax there for long drives as well. You also get cup-holders, door pockets, manual air conditioning with cooling and heating. 
  
• Comfort: The Volkswagen Vento offers adjustable headrests for all seats, seat height adjustments, and comfortable seats.
  

Other than these, the manufacturer offers its buyers a 4-year Warranty, 3 Free services, and 4-year roadside assistance, 6-year anti-perforation warranty, and 3 years paint warranty.