BMW X1 series of subcompact luxury crossover cars were debuted in 2009 by the German automaker BMW. Initially, it was positioned as the smallest SUV in the BMW line-up. It quickly gained popularity worldwide due to its compact size, enhanced efficiency, and affordable price.
The second generation of this model entered the Indian commuter segment in March 2020. If you drive this car or plan to purchase one, you should know everything about the car’s specifications and the damages that can occur from accidents.
However, repairing your BMW car damages can cost a fortune and increase your financial liability. You should purchase a well-rounded BMW X1 Series car insurance plan from reputed insurers like Digit to avoid this.
If you wonder why Digit insurer can be your best option, reading through the below-mentioned section can be a good start.
What’s Covered in BMW X1 Series Car Insurance
Common damages to your own BMW X1 Series car like accidents & collisions
If unfortunately your BMW X1 Series car gets stolen
Common damages due to Fire
Damages due to any natural calamities
If there is a car accident and unfortunately it leads to death or disability of the owner
Third Party Losses
Damage your car causes to someone else's car or any other property
Why should you buy Digit's BMW X1 Series Car Insurance?
We treat our customers like VIPs, know how…
5800+ Cashless Garages for you to choose from across India
Doorstep Pickup & Repair
Doorstep pickup, repair and drop with 6 months repair warranty - for repairs at our network garages
Smartphone-enabled Self Inspection
Just click the damages on your phone and you are done
We've settled 96% of all claims for private cars!
Customize your Vehicle IDV
With us, you can customize your vehicle IDV as per your choice!
Besides offering a competitive BMW X1 Series car insurance price, Digit has several other lucrative benefits, as mentioned below:
1. Various Insurance Plans
By choosing Digit as your car insurance provider, you get to purchase any of the following plans as per your requirement:
As per the Motor Vehicles Act, 1988, you must mandatorily obtain third-party insurance for BMW X1 Series cars and avoid paying hefty traffic fines. This is a basic insurance plan covering liabilities arising from third party damages.
You should obtain comprehensive car insurance for BMW X1 Series to avail of complete coverage against a third party and own damages. Additionally, this insurance provides coverage benefits against damages caused by an earthquake, fire or theft. However, the premium paid towards this plan is higher as it offers overall protection.
Further, you can purchase a standalone own damage car insurance and cover damages caused to your BMW car.
2. Cashless Claims
Digit provides cashless claims if you file one against your X1 Series insurance policy during an accident. Under this facility, they will directly settle repair costs with the garage, eliminating the need for cash payment.
3. Vast Network of Cashless Garages
If you obtain comprehensive Digit insurance for your BMW car, you can get professional repair services from a large network of cashless garages. These Digit network garages also offer a cashless facility on your BMW X1 Series car insurance claims.
4. Several Add-ons
A comprehensive insurance policy might not be sufficient to cover damages caused to car engines, tyres etc. However, Digit offers a number of add-on policies against additional charges. You can include these add-ons over and above your standard insurance plan. Some of the add-on plans you can benefit from after increasing your BMW X1 Series car insurance cost are:
Return to invoice cover
Zero depreciation cover
Engine and gearbox protection cover
5. Minimal Documentation
Now you can obtain BMW X1 Series car insurance online through your smartphone. This purchase procedure takes less time to complete as it requires minimal documentation. You only need to upload a few essential documents and do not need to furnish hard copies.
6. No Claim Benefits
Insurance providers like Digit offer a discount on the BMW X1 Series car insurance renewal price if you maintain non-claim years within your policy term. These discounts, also known as No Claim Bonuses, can range up to 50%.
7. Customisation of IDV
The BMW X1 Series car insurance premium depends on your car’s Insured Declared Value. Insurers calculate this value by subtracting the car’s depreciation from its manufacturer’s selling price. Nevertheless, Digit allows you to choose a value as per your requirement and opt for maximum benefits during theft or irreparable car damages. Thus, you can avail of IDV customisation by obtaining insurance from this provider.
8. Responsive Customer Service
During BMW X1 Series car insurance renewal, you might face queries or doubts. In that case, feel free to contact Digit’s customer support and get your doubts cleared in a jiffy. They are available 24x7, even on national holidays.
Moreover, you can pay low BMW X1 Series car insurance premiums by choosing a higher deductible plan from Digit. Before choosing such a plan, you must ensure that your plan includes essential benefits.
Variants of BMW X1 Series Car
Name of the Variant
Price of the Variant (in Delhi, May Vary across Cities)
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