BMW X1 Series Car Insurance

Following are the Add-ons for BMW X1 Series Car Insurance:

• Zero Depreciation Cover
• Return to Invoice Cover
• Tyre Protect Cover
• Breakdown Assistance
• Consumable Cover
• Engine and Gear-box Protection Cover
• Daily Conveyance Benefit
• Key and Lock Protect
• Loss of Personal belongings
• Pay as you drive Cover
• EV Shield Add-on Cover

Besides offering a competitive BMW X1 Series car insurance price, Digit has several other lucrative benefits, as mentioned below:

1. Various Insurance Plans

By choosing Digit as your car insurance provider, you get to purchase any of the following plans as per your requirement:

• Third-Party Plan: As per the Motor Vehicles Act, 1988, you must mandatorily obtain third-party insurance for BMW X1 Series cars and avoid paying hefty traffic fines. This is a basic insurance plan covering liabilities arising from third party damages.

• Comprehensive Plan: You should obtain comprehensive car insurance for BMW X1 Series to avail of complete coverage against a third party and own damages. Additionally, this insurance provides coverage benefits against damages caused by an earthquake, fire or theft. However, the premium paid towards this plan is higher as it offers overall protection.

Further, you can purchase a standalone own damage car insurance and cover damages caused to your BMW car.

2. Cashless Claims

Digit provides cashless claims if you file one against your X1 Series insurance policy during an accident. Under this facility, they will directly settle repair costs with the garage, eliminating the need for cash payment.

3. Vast Network of Cashless Garages

If you obtain comprehensive Digit insurance for your BMW car, you can get professional repair services from a large network of cashless garages. These Digit network garages also offer a cashless facility on your BMW X1 Series car insurance claims.

4. Several Add-ons

A comprehensive insurance policy might not be sufficient to cover damages caused to car engines, tyres etc. However, Digit offers a number of add-on policies against additional charges. You can include these add-ons over and above your standard insurance plan. Some of the add-on plans you can benefit from after increasing your BMW X1 Series car insurance cost are:

• Return to invoice cover
• Zero depreciation cover
• Engine and gearbox protection cover
• Consumable cover
• Roadside assistance

5. Minimal Documentation

Now you can obtain BMW X1 Series car insurance online through your smartphone. This purchase procedure takes less time to complete as it requires minimal documentation. You only need to upload a few essential documents and do not need to furnish hard copies.

6. No Claim Benefits

Insurance providers like Digit offer a discount on the BMW X1 Series car insurance renewal price if you maintain non-claim years within your policy term. These discounts, also known as No Claim Bonuses, can range up to 50%.

7. Customisation of IDV

The BMW X1 Series car insurance premium depends on your car’s Insured Declared Value. Insurers calculate this value by subtracting the car’s depreciation from its manufacturer’s selling price. Nevertheless, Digit allows you to choose a value as per your requirement and opt for maximum benefits during theft or irreparable car damages. Thus, you can avail of IDV customisation by obtaining insurance from this provider.

8. Responsive Customer Service

During BMW X1 Series car insurance renewal, you might face queries or doubts. In that case, feel free to contact Digit’s customer support and get your doubts cleared in a jiffy. They are available 24x7, even on national holidays.

Moreover, you can pay low BMW X1 Series car insurance premiums by choosing a higher deductible plan from Digit. Before choosing such a plan, you must ensure that your plan includes essential benefits.