In 2018, Ford India launched its sub-four metre sedan Aspire in 2 powertrains and 5 colour options. Later, Ford included a few other appealing colours in the list. 

The 1.2-litre petrol could generate 95 bHP of maximum power and 119 peak torque. In contrast, the 1.5-litre Aspire variant produced 99 bHP of power and a peak torque of 215 Nm. Both the versions were mated with a five-speed manual transmission.

Coming to the exteriors, the high lamps of Aspire came with halogen light, C-shaped fog lamps and 15-inch multi-spoke alloy wheels. Inside the car, you will find a 7-inch touchscreen infotainment system with FordPass, automated climate control, push start button, dual-tone upholstery etc. 

The models are equipped with 6 airbags, ABS with EBD, rear parking sensors, speed alert system, and seat-belt reminder for safety. 

However, such state-of-the-art safety features fail to confirm complete protection from accidental damages. Therefore, obtaining Ford Aspire car insurance policy is a wise choice to steer clear of repair/replacement expenses. 

Now, while comparing insurance options online, you should determine a few factors to make an informed decision. You should consider Ford Aspire car insurance price, look for the add-on covers available, confirm whether the insurer permits IDV modification and more.

Digit Insurance provides these all.

The compact sedan segment in India is getting populated by numerous car models as Indians have a taste for this segment. The demand is huge. So, in a bid to take a slice out of that pie Ford has released Aspire at a very competitive price point to compete with the Maruti Suzuki Swift Dzire. This 5 seater car has entered the market to set the standards. This is a sedan based on the chassis of Ford Figo.  

This car satisfies all the qualities of a family car and the price starts at ₹.5.89 Lakhs(Ex-showroom). It is available both in petrol and diesel engine options.

Why should you buy Ford Aspire?

Sharp flashy exterior: The nose of the car carries a diamond messed grille and the fog lights are surrounded by large chrome brackets. The headlamp surrounds get a blacked-out treatment. The sharp shoulder lines continue to the rear and are complemented by a chrome strip in between the rear lamps. 15-inch alloy wheels provide the car with good ground clearance and better ride comfort.

Interior and modern features: The dashboard is similar to Ford’s Freestyle with a few cosmetic updates. Plenty of storage space and glove boxes, USB charging ports make it practical. Automatic headlamps and rain-sensing wipers are standard. The higher trims get a super responsive 6.5 touchscreen infotainment system with a rearview camera supported by the latest Sync 3 system. Apple car play and android auto come as standard. Automatic climate control adds to the comfort. 

Powerful engines & fuel economy: There are three engine options available for this car, one is a 1.2 litre 3 cylinder Dragon series petrol engine with a displacement of 1194cc which has a fuel efficiency of 20.4 kmpl. The second is a more powerful Dragon 1.5 litre 3 cylinder petrol engine which has fuel economy of 19.4 kmpl. For diesel variant this car offers a 1.5 litre engine with a class-leading fuel efficiency of 26.1 kmpl.

Fun to drive: All the ford cars come with a fun to drive factor, which reflects in this car. Aspire really excels in the department of ride and handling. The steering is nicely weighted and is pretty entertaining around the corners too. 

Great suspension: The ride is brilliant with this car, you can just power over the rough bits and patches And the suspension soaks it all up.

This handsome car will make you fall in love with it instantly. So it’s your duty to get it insured and take good care of it. Let’s discuss how Ford Aspire Car Insurance can be helpful to you.

Drive legally and protect yourself from a heavy penalty: The Ford Aspire car insurance policy acts as a permit to drive legally on the Indian roads. In the absence of insurance policy, you may be charged a fine of ₹2,000 and your license may be cancelled as well. Also according to the severity of the offence, you might be put behind the bars for 3 months.

Know more about the fine for driving without insurance.

Get your third-party liability covered: The third party car insurance covers you if you injure someone or damage their property during an accident. Their claim amount is paid by your insurer. But this policy does not cover the damage to your own car.

Protect your car with comprehensive policy: Comprehensive car insurance comes with two components. With this policy you can recover damages to your own car and as well as to a third-party. A comprehensive plan covers more than just a road accident. You can claim for damages due to a storm, earthquake, flood, theft, riot, etc. 

Get more protection with add-ons: Add-ons come at their own cost along with the comprehensive cover. They are designed to broaden the scope of cover under certain circumstances. Such as a zero depreciation add-on the insurance company does not take depreciation value of any car component under consideration against your claim. There are other add-ons like engine and gearbox protection, tyre protection, return to invoice, etc.

Know more about Car Insurance Calculator.

Digit offers a range of lucrative offers along with affordable car insurance policies. 

Let us take a look at them.

1. Convenient Policy Plans - Digit prepares tailored insurance policies to cater to diverse requirements. 

1. Third-Party Protection - A third-party insurance policy covers the damages your vehicle inflicts to another car, person or property. This is compulsory for all vehicles plying on Indian roads per the Motor Vehicles Act of 1988. Though basic, this policy can save you from hefty fines of ₹2,000 or ₹4,000 based on the severity of the offence. Your driving license may get cancelled for violating the law as well.

1. Comprehensive Protection - As the name suggests, it is the most extensive insurance plan available. It covers both third-party and Own Damage protection. So, while hitting a third party, if your Aspire gets damaged, worry not. Comprehensive car insurance for Ford Aspire will reimburse for the loss. In fact, if the damage is due to natural calamities, fire, theft or other threats, a comprehensive policy will cover it all.

Note: Third-party policy does not provide Own Damage protection. So, to utilise the financial aid, you can opt for it separately.

1. Buy or Renew Policies Online - Digit offers Ford Aspire car insurance online to ensure a seamless experience. You can visit the official website to start with the process. Now, for Ford Aspire car insurance renewal, you just have to sign in to your existing accounts.

1. High Claim Settlement Ratio - Digit has a reputation for settling the maximum number of claims raised by its customers. Besides, the insurer offers a self-inspection process to help you file claims hassle-free. Simply call 1800 258 5956 to get the self-inspection link on your registered number. Then, attach the images to the link and select between Reimbursement or Cashless at your convenience.

1. IDV Alteration - Digit allows its customers to customise the Insured Declared Value according to their requirements. So, if you select a higher IDV, you will receive higher compensation in the event of theft or irreparable damage.

1. Vast Range of Add-ons - If you own comprehensive car insurance for Ford Aspire, you can elevate your policy by including add-on covers. Here are the options available.

   • Zero depreciation
   • Return to invoice
   • Consumable
   • Engine and gearbox protection
   • Roadside assistance etc.

Note: You can continue the add-on covers after renewal by increasing the Ford Aspire car insurance renewal price.

1. Discounts on Premium - After you complete a claim-free year, Digit will reward you with a No Claim Bonus. This bonus serves as a discount on premium without compromising on the protection. This NCB ranges from 20% to 50% and depends on the number of non-claim years.

1. Quick Customer Care - Get answers to all your insurance-related questions any time at Digit. Digit’s customer care team is available 24X7, providing prompt solutions.

1. Vast Network of Garages - Go on a trip tension-free as over 5800 Digit network car garages are available at every corner of the country. Visit any garage and opt for cashless repair against your car insurance policy.

Even if your car breaks down anywhere within the country, you can opt for an on-site pick-up facility against your Ford Aspire car insurance to avoid the hassles. Additionally, Digit helps its customers reduce the insurance premium further by offering higher voluntary deductibles. 

Nonetheless, a low premium does not assure complete financial protection. So, before making a choice, you should contact the insurance company to gain clarity on the subject.