Following are the Add-ons for Chevrolet Optra Car Insurance:

• Zero Depreciation Cover
• Return to Invoice Cover
• Tyre Protect Cover
• Breakdown Assistance
• Consumable Cover
• Engine and Gear-box Protection Cover
• Daily Conveyance Benefit
• Key and Lock Protect
• Loss of Personal belongings
• Pay as you drive Cover
• EV Shield Add-on Cover

Along with Optra insurance price, you need to factor in other pointers before picking a convenient insurance provider. Here are the leads describing Digit Insurance as a reliable answer to your dedicated motor insurance searches.

• Instant Claim Settlements - Besides offering a high claim settlement ratio, Digit extends 2 suitable options to raise claims. You can dial 1800 258 5956 to file your claim instantly. Alternatively, you can attach the relevant image to the smartphone-enabled self-inspection system. The insurer assures to resolve the maximum number of claims in the least possible time. 

• Buy or Renew Policies Online - Digit strives for 100% customer satisfaction and presents online options to buy car insurance online. Existing customers need to log in to their respective accounts for Chevrolet Optra insurance renewal. And new customers can avoid the inconvenience of lengthy documentation by simply visiting the official website and following the steps to buy a policy.

• Alternation of IDV - Digit facilitates its customers with the option of increasing or decreasing their Insured Declared Value as per their convenience. To ensure higher compensation in the event of theft or irreparable damages, improve your IDV by increasing the premiums.

• Policy Modification with Add-on Covers - To maximise the protection of your Chevrolet Optra car insurance, pick from any of the following add-ons covers against extra charges-

  • Zero depreciation cover
  • Consumable cover
  • Tyre protection cover
  • Breakdown assistance 
  • Return to invoice and more

• Network Garages Nationwide - Irrespective of where you are in the country, be rest assured of finding Digit network car garages nearby at your service. Digit has tied up with more than 5800 garages, all of which offer cashless repairs.

• Stellar Customer Care Service - Regardless of the time, feel free to connect with Digit's 24X7 customer support for speedy assistance.

• Convenient Pickup and Drop Facility - If your Chevrolet Optra is not in a condition to drive, seek a doorstep pickup and drop facility for a seamless experience. 

Other than these, you can also bring down Chevrolet Optra car insurance premiums. For that, you need to opt for higher deductibles and refrain from small claims to utilise maximum protection against your base policy.

To avoid legal repercussions and damage expenses, it is a wise choice to pay the Chevrolet Optra insurance price. A well-protected car insurance cover is inclusive of the following benefits.

• Protects from Penalties and Punishments - Failing to carry valid insurance documents while driving your Chevrolet Optra invoke a fine of ₹2000. And for the subsequent offence, the penalty is ₹4000. In worse cases, it can lead to license confiscation. 

• Secures from Third-Party Liabilities - Suppose your Optra gets involved in an accident and damages a third party person, vehicle or property. In such cases, valid third-party insurance compensates for all the losses that occurred due to the accident. Additionally, this scheme also attends the related ligitation issues.

• Provides Own Car Damage Protection - Besides accidents, there can be several other circumstances like fire, theft, earthquakes, floods etc., which may heavily damage your Chevrolet Optra. In this respect, a comprehensive policy can offer financial protection against losses.

• Ensures Personal Accident Cover - By law, a valid insurance cover is liable to compensate for the losses such as permanent disability or death of the policyholder.

• Offers No Claim Bonus - Several renowned insurance providers like Digit extend a bonus against completion of every non-claim year. This bonus serves as a 20-50% discount on the premiums payable and significantly lowers the Chevrolet Optra insurance renewal price.

These are the lucrative benefits offered by a convenient Optra insurance policy.

Now, to know what sets Digit apart from other insurance providers, keep reading.

Available in 12 variants, Chevrolet Optra continued getting minor updates to compete in high-end C and low-end D segments. Below are some of the features discussed.

• The Optra offers 3 petrol engine options of 1599 cc, 1598 cc and 1799 cc, respectively. And, the 3 diesel engine variants were of 1991 cc. Further, the units were available with both Manual and Automatic transmission.

• The mileage of Optra ranges between 12.6 kmpl and 17.4 kmpl and varies from variant to variant and fuel type. Also, Optra came with a ground clearance of 173 mm.

Continued till 2012, Optra did not possess well-rounded safety attributes. Also, as these models are discontinued, the replacement parts are expensive and hardly available. Thus car insurance policy is an ideal way to safeguard your finances from unexpected expenses.