Buy/Renew Skoda Fabia Car Insurance Online
This supermini car from Skoda Auto was launched in 1999. It is currently running in its fourth generation.
The latest generation of Skoda Auto will be introduced in the Indian Markets by the end of 2022.
Like any other car, this model is also exposed to damages and risks. For this purpose, car owners must possess a valid insurance.
Several insurance providers in India offer Skoda Fabia car insurance along with additional benefits. One such insurer is Digit.
In this segment, you will find details on Skoda Fabia insurance renewal, its importance and the benefits extended by Digit.
Skoda Fabia Car Insurance Price
Premium (for own damage only policy)
**Disclaimer - The premium calculation is done for Skoda Fabia 1.2 MPI Elegance 1198.0 GST excluded.
City - Bangalore, Vehicle registration month - June, NCB - 0%, No Add-ons, Policy not expired, & IDV- Lowest available. The premium calculation is done in October-2021. Please check the final premium by entering your vehicle details above.
What’s Covered in Skoda Fabia Car Insurance
Car Insurance plans for Skoda Fabia
Damages/Losses to own car due to an accident
Damages/Losses to own car in case of fire
Damages/Losses to own car in case of a natural calamity
Damages to Third-Party Vehicle
Damages to Third-Party Property
Personal Accident Cover
Injuries/Death of a Third-Party Person
Theft of your car
Doorstep Pick-Up & Drop
Customize your IDV
Extra protection with customized add-ons
How to file a Claim?
After you buy or renew our car insurance plan, you live tension free as we have a 3-step, completely digital claims process!
Just call on 1800-258-5956. No forms to be filled
Get a link for Self-Inspection on your registered mobile number. Shoot your vehicle’s damages from your smartphone through a guided step by step process.
Choose the mode of repair you wish to opt for i.e. Reimbursement or Cashless through our network of garages.
How fast are Digit Insurance Claims Settled?
This is the first question that should come to your mind when switching your insurance company. Good you’re doing that!Read Digit’s Claims Report Card
Reasons to choose Digit's Skoda Fabia Car Insurance?
If you are looking for a reliable insurance provider, you must consider Digit because of the following reasons:
Digit Network Car Garages - There are more than 5800 network garages associated with Digit across India. Policyholders can avail professional cashless repairs from these repair centres.
Cashless Repairs - Digit offers a cashless facility to its policyholders who avail services from one of its network garages. In this facility, they need not pay anything out of their pockets. The insurer will settle the repair costs directly with the centre.
Doorstep Pick-up and Drop Facilities - In case a car owner is unable to visit the network garage for repairing damages caused to his or her Skoda Fabia, they can avail of doorstep pick-up and drop facilities free of charge on obtaining a comprehensive insurance plan.
IDV Customisation - Digit allows its user to customise their car's IDV as per their choice. By doing so, an individual can decide how much amount he or she will receive while raising a claim or reselling the car. Therefore, it is evident that the Fabia insurance price depends on the car's IDV.
Add-on Policies - By availing of a comprehensive plan from Digit, one can get up to 7 add-on policies on top of their existing car insurance. Those add-ons include zero-depreciation cover, passenger cover, consumable cover, tyre protect cover, engine and gearbox protection cover and more.
24*7 Customer Service - If you have any doubts or queries regarding your Skoda Fabia insurance renewal price, you can reach out to Digit's customer service any time you prefer, even on national holidays.
Also, this insurer's smartphone-enabled self-inspection process provides seamless and hassle-free claim settlement.
Therefore, by choosing the right insurer, you can effectively secure your finances on a Skoda Fabia car insurance policy.
Why is it important to buy Skoda Fabia Car Insurance?
A Skoda Fabia car insurance policy comes with a host of benefits. Some of them are mentioned below:
Protection against Third-party Damages - A basic third-party insurance plan is mandatory as per the Motor Vehicles Act. It covers damages caused to a third-party person, property and vehicle by your Skoda Fabia.
Own Damages Cover - Although third-party insurance for Skoda Fabia will cover damages caused to third-party, it does not offer coverage benefits for own car damages. To that cause, one must obtain a comprehensive car insurance policy and get complete coverage for damages caused to own a car due to natural disasters, accidents, theft etc.
Personal Accident Cover - Some accidents might result in permanent total disability and even death. In that case, a car insurance policy will enable its policyholders or nominees to receive compensation. As per IRDA, a personal accident cover is available irrespective of the plan you choose.
Protection against Financial and Legal Liabilities - A car owner without car insurance is liable to pay a fine of up to ₹2000 for a first time offence and ₹4000 for the second time. Furthermore, without valid insurance, an individual needs to bear the costs of damages caused to his Skoda car out of his pockets. Therefore, it is better to pay Skoda Fabia insurance price compared to bearing hefty fines and repair costs in the long run.
No Claim Bonus - If you do not raise a claim on your Fabia insurance for a year within your policy term, you are eligible to receive a No Claim Bonus on your premium amount. This is a discount of up to 50% available during policy renewal.
Additionally, insurers like Digit offer a range of benefits for their car insurance policyholders.
More about Skoda Fabia
Before booking the latest model of Skoda Fabia, one should know more about the key specifications of the previous models. Find out more from the following section:
Dimensions - This car's length, width and height are 4000 mm, 1642 mm and 1522 mm, respectively. Further, this 5-seater car's ground clearance is 158 mm.
Engine - It equips a Turbocharged Diesel engine that offers a displacement of 1199 cc. This engine's maximum power and torque are 75 bhp @ 4200 RPM and 180 Nm @2000 RPM, respectively.
Transmission - Skoda Fabia comes with manual transmission and a 5-speed gearbox along with a 4WD drive type.
Exterior - The car features adjustable headlights, front and rear fog lights, alloy wheels, a power antenna, tinted glass on its exterior.
Interior - In this car's interior, you will find an electronic multi-tripmeter, glove compartment, digital clock, tachometer, fabric upholstery and more.
Therefore, it is evident that the car's features guarantee optimum performance and driving comfort. However, you must obtain car insurance for Skoda Fabia to cover the damage costs that may arise due to accidents and other unfortunate scenarios.
Skoda Fabia - Variants and ex-Showroom Price
ex-Showroom Price (may change as per the city)
Active 1.2 MPI Petrol
Active 1.2 TDI Diesel
Active Plus 1.2 MPI Petrol
Active Plus 1.2 TDI CR Diesel
Ambiente 1.2 MPI Petrol
Ambiente 1.2 TDI Diesel
Ambition 1.2 MPI Petrol
Ambition 1.2 TDI Diesel
Ambition Plus 1.2 MPI Petrol
Ambition Plus 1.2 TDI CR Diesel
Classic 1.2 MPI Petrol
Classic 1.2 TDI Diesel
Elegance 1.2 MPI Petrol
Elegance 1.2 TDI Diesel
Elegance 1.6 MPI Petrol