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What’s Covered in Digit’s Third Party Car Insurance?

Don’t just go for a low premium, know what all is included in a Third Party Car Insurance Plan

Natural Disaster

Personal Damage to Third Party

  • In case of a Third-party’s death or physical injury due to an accident with the insured car
  • There is no limit to the sum insured
Natural Disaster

Property Damage Compensation

  • In case a damage occurs to someone’s car, house or any property
  • There is a limit of ₹7,50,000

What’s not Covered

It is equally important to know what’s not covered in your Third party car insurance policy so that there are no surprises when you make a claim. Here are some such situations:

You were driving drunk or without a valid driving license
You hold a learner’s license and were driving without a valid driving license-holder in the front passenger seat
Any damage which is not a direct result of the accident (e.g. after an accident, if the damaged car is driven incorrectly and the engine gets damaged, it will not be covered)
Any contributory negligence(e.g. damage due to driving a car in a flood, which is not recommended as per the manufacturer’s driving manual, will not be covered)
Damages to your own vehicle
Report Card

How fast are Digit Insurance Claims Settled?

This is the first question that should come to the mind when switching your insurance company. Good you’re doing that!

Read Digit’s Claims Report Card

What our customers have to say about us

Rajakumar

Excellent service. Everything is digitized and recently I had to change the insurance from the previous seller post changing the RC. The whole transaction was handled seamslessly without me visiting their office. I will recommend them for anyone going for car insurance.

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Via Facebook, Jan 9
Gaurav Yadhav

It was very good experience purchasing a car insurance policy from Digit. Very polite and prompt service by Poonam Devi. She took extra care in getting the policy issued as soon as possible.

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Via Facebook, Jan 14
Sandeep Chowdhury

Awesome experience with Digit Insurance. Got a call from settlement agent with in 5 mins. after uploading all the required Pictures and documents. The claim got settlled over the call itself. Received the claim amount very next working day after providing the final invoice.

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Via Facebook, Dec 26

Know more about Third Party Car Insurance

FAQ's related to buying Third Party Car Insurance