How to Link PAN Card with Bank of Baroda Account Online/Offline?

The Bank of Baroda was established in 1908 and is a state-owned bank headquartered in Vadodara, Gujarat. It remains one of the leading public sector banks operating in India and is widely recognised for its vast network of branches and efficient forms of self-service banking solutions.

For Bank of Baroda customers who want to streamline banking and comply with financial regulations, linking a PAN card to a bank account is essential.

Here is a detailed guide on how to link your PAN card with your BOB account online through Internet banking.

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Pre-requisites for Linking PAN Card
Link PAN Card with Bank of Baroda Account
Benefits of Linking PAN Card
Frequently Asked Questions

What are the Prerequisites for Linking PAN Card?

Before initiating the process to link your PAN card with the bank, ensure you have the following prerequisites in place:

Active Bank Account: Your bank account should be active and accessible for transactions.
Valid PAN Card: You should have a valid Permanent Account Number (PAN) card, which is provided by the Income Tax Department of India.
Updated Contact Details: Make sure that your bank has your up-to-date mobile number and email address for contact.
Internet or Mobile Banking Credentials: If you intend to link your PAN card online, ensure you have your Internet banking or mobile banking login credentials ready.

Different Ways to Link PAN Card with Bank of Baroda Account

There are different ways to link a PAN card with your BOB account.

Link PAN Card with BOB Account via Internet Banking

If you are looking for steps on how to add PAN card to BOB account online, follow the steps mentioned below:

Step 1: Go to the official website of the Bank of Baroda.

Step 2: Log in to your BOB account using your credentials.

Step 3: After you log in, find the ‘Service Request’ section and choose the option for updating your PAN card.

Step 4: Enter your PAN card number in the required space.

Step 5: Mention your birth date as per your PAN card and provide your registered email ID.

Step 6: Double-check all the information you have entered before tapping the ‘Submit’ button.

Your PAN card will be linked to your account within 1 to 2 business days. Once your PAN card linking request is processed, Bank of Baroda will notify you via email or SMS.

Link PAN Card with BOB Account via Mobile Application

If you want to know how to link BOB Account with PAN card using the mobile app, follow the steps mentioned below:

Step 1: Install the bobWorld app from the Google Play Store or App Store on your mobile phone.

Step 2: Register on the Bank of Baroda app using your banking credentials.

Step 3: Log in to the app with your registered mobile number and password.

Step 4: Look for the option to link your PAN card within the app.

Step 5: Enter your PAN details accurately in the provided fields.

Step 6: Submit the PAN details and follow the prompts to verify the information.

Once your request is processed, you will receive an SMS notification from the Bank of Baroda confirming the link to your PAN card.

Link PAN Card with BOB Account via Phone (Customer Care Hotline)

To link your PAN card by calling Bank of Baroda's customer care:

Step 1: Dial the BOB customer care number (1800 5700) from your bank-registered mobile number.

Step 2: Follow the IVR prompts and select the option to speak with a customer care executive.

Step 3: Provide necessary verification details like your full name, address, date of birth, and mother's maiden name as requested.

Step 4: Inform the customer care executive that you wish to update your PAN card details.

Step 5: Provide your PAN card number accurately.

Linking the PAN card will take 1 to 2 working days. You will receive an email or SMS notification once the Bank of Baroda completes the linking process.

Link PAN Card with BOB Account Offline (at Branch)

Follow the steps mentioned below to link your PAN card with your BOB account offline:

Step 1: Visit your nearest Bank of Baroda branch and request the KYC change or PAN card updation form. You can also download and take a printout of it from the bank's official website.

Step 2: Fill out your BOB bank account number, full name, present address, phone number, and any other required details in the form. Additionally, make sure to include your PAN Card number.

Step 3: Attach a self-attested photocopy of your PAN Card to the form.

Step 4: Take the filled form and the photocopy to the bank. Hand them over to the banker for processing.

Step 5: The banker will verify your details with your original PAN Card. Furthermore, they will keep your form for further processing.

Your PAN card will be linked to your account within 1 to 2 working days. Once the link is completed, Bank of Baroda will notify you by email or SMS.

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Benefits of Linking PAN Card to Your Bank of Baroda Account

The following are the benefits you can get by linking your PAN card with your Bank of Baroda account:

Solid Proof of Identity

PAN cards provide strong identity proof to your bank to ensure compliance with Know Your Customer (KYC) norms and vouch for your authenticity in genuine transactions.

Simplifies Tax Filing and Cuts Down Paperwork

Linking your PAN with your bank account facilitates tax filing by providing the government with your financial details, minimising paperwork, and avoiding missing out on tax incentives.

Prevents Duplicate Accounts

It also assists in preventing issues of multiple account creation, which may lead to different financial identities within the same bank.

Speeds Up Tax Refunds

When your PAN is linked with your bank account, the refund cheques are processed faster and directly credited to the account, thus making the refund process smooth.

Security for Large Transactions

When the transaction is over ₹50,000, a PAN card or Form 60 is mandatory. It becomes easy and secure to do large transactions when you link your PAN to bank accounts, which increases the safety of financial transfers.

Access to Government Benefits

There are certain government benefits and tax deductions that are available only if the rider has a linked PAN card. If linking is not done, then the TDS deducted may be higher. Linking ensures that you get the maximum benefits from government incentives.

Facilitates International Transactions

It is very crucial to link your PAN to avoid any hitches and insecurity in the execution of cross-border transactions.

Hope you got to know all the details on how to link your PAN card with your BOB account efficiently using the various methods outlined above.

Ensuring this linkage facilitates smoother banking operations and strengthens your financial security and compliance with regulatory requirements.

FAQs about Linking PAN Card with Bank of Baroda Account

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Will I receive any confirmation after linking my PAN?

Yes, the Bank of Baroda will notify you via SMS or email once your PAN is successfully linked to your account.

Are there any charges for linking my PAN with my BOB bank account?

Generally, there are no charges for linking your PAN with your BOB bank account. It is a regulatory requirement for financial transactions.

What should I do if my PAN details change after linking with the Bank of Baroda?

You must update your PAN details promptly with your BOB bank account to ensure continuity of services and compliance with regulatory requirements.

What happens if my PAN is not linked to the Bank of Baroda account?

You may face higher Tax Deducted at Source (TDS) deductions on transactions in Bank of Baroda due to the non-availability of PAN details.

What are the benefits of linking my PAN card with my Bank of Baroda account?

Linking your PAN card with your Bank of Baroda account streamlines tax filing processes, expedites tax refunds, boosts transaction security, and ensures adherence to financial regulations.

How can I contact Bank of Baroda customer service to link my PAN card?

You can visit the Bank of Baroda or contact its customer care at the following numbers for any help in linking PAN cards - 1800 5700 and 1800 5000. These are the toll-free customer care numbers which can be contacted for any queries and services related to PAN cards.

What are the requirements for linking PAN Card offline with the Bank of Baroda?

If you want to link your PAN card offline, then you have to fill out the form and attach a photocopy of your original PAN card attested by the Bank of Baroda branch where you opened the account. Furthermore, you may be asked to complete a ‘PAN Update Form’ usually offered by the bank.

Is it possible to link my PAN card if I have a joint Bank of Baroda account?

Yes, you can link your PAN card to a joint Bank of Baroda account. Each account holder must link their PAN card separately to comply with regulatory requirements.

What should I do if there is an issue while linking my PAN card with the Bank of Baroda?

If you encounter any difficulties or face any issues while linking your PAN card with Bank of Baroda, please contact Bank of Baroda's Customer Care or visit your nearest Bank of Baroda branch for assistance.

How can I check the status of my PAN card linked with my Bank of Baroda account?

You can check the status of your PAN card by linking it to your Bank of Baroda account by visiting the income tax e-filing website.