Buy/Renew Two Wheeler Insurance Policy Online in Ahmedabad
Amritsar is a major cultural, economic and transportation centre in Punjab. Being the second largest city in the state and housing the famous Golden Temple, this city experiences a massive number of tourists and visitors each day.
Apart from vehicle theft and frequent road accidents, the roads of the city pose a great challenge and risk for vehicle owners, specifically during the monsoon.
It is crucial for bike owners in the city to have a two-wheeler insurance policy. It will provide financial coverage in the event of an accident, theft or other damage.
Also, the Motor Vehicles Act of 1988 makes it essential for vehicle owners to own a third-party insurance cover. Hence, if you are looking for a bike insurance policy, consider Digit. The claim settlement process is completely online and negates the submission of document hard copies.
To know more about what Digit offers, read on.
Why Choose Two Wheeler Insurance by Digit?
Your bike insurance not only comes with a super easy claim process, but also with the option to choose a cashless settlement
Two Wheeler Insurance Plans in Ahmedabad
Third Party
Comprehensive
Own Damage
Damages/Losses to own two-wheeler due to an accident |
×
|
✔
|
✔
|
Damages/Losses to own two-wheeler in case of fire |
×
|
✔
|
✔
|
Damages/Losses to own two-wheeler in case of a natural calamity |
×
|
✔
|
✔
|
Damages to Third-Party Vehicle |
✔
|
✔
|
×
|
Damages to Third-Party Property |
✔
|
✔
|
×
|
Personal Accident Cover |
✔
|
✔
|
×
|
Injuries/Death of a Third-Party Person |
✔
|
✔
|
×
|
Theft of your scooter or bike |
×
|
✔
|
✔
|
Customize your IDV |
×
|
✔
|
✔
|
Extra protection with customized add-ons |
×
|
✔
|
✔
|
Know more about the difference between comprehensive and third party two wheeler insurance
Two Wheeler Insurance Add-ons Available in Ahmedabad
Following are the two wheeler insurance add-ons available in Ahmedabad:
Key Features of Two Wheeler Insurance by Digit
Key Features |
Digit Benefit |
Premium |
Starting from ₹714 |
No Claim Bonus |
Up to 50% Discount |
Customizable Add-Ons |
8 Add-ons available |
Cashless Repairs |
Available at 4400+ Garages |
Claim Process |
Smartphone-enabled Claim process. Can be done online within 7 minutes! |
Own Damage Cover |
Available |
Damages to Third-Party |
Unlimited Liability for Personal Damages, Up to 7.5 Lakhs for Property/Vehicle Damages |
How to Buy/Renew Two Wheeler Insurance with Digit?
Step 1
On the Digit App or website, enter bike’s registration number, select the policy status and click on ‘View Prices’.
Step 2
Select the plan, add-ons and click on ‘Continue.’
Step 3
Enter your personal, nominee and vehicle details and click on ‘Pay Now.’
Step 4
Complete the payment and mandatory KYC verification process.
Step 5
You’re done! You’ll receive the policy document via email, SMS and WhatsApp. Also, you can access it 24X7 on the Digit App.
How to file a Claim?
After you buy or renew our two wheeler insurance plan, you live tension free as we have a 3-step, completely digital claims process!
Step 1
Just call on 1800-258-5956. No forms to be filled.
Step 2
Get a link for Self-Inspection on your registered mobile number. Shoot your vehicle’s damages from your smartphone through a guided step by step process.
Step 3
Choose the mode of repair you wish to opt for i.e. Reimbursement or Cashless through our network of garages.
How fast are Digit Insurance Claims Settled?
This is the first question that should come to your mind when switching your insurance company. Good you’re doing that!
Read Digit’s Claims Report CardMore about Two Wheeler Insurance in Ahmedabad
With a population of over 55 lakhs, Ahmedabad is the largest and the most populous city in Gujarat. It is India’s first UNESCO World Heritage city and is located on the banks of the Sabarmati River.
Ahmedabad is also known as the commercial hub of Gujarat and is a rapidly growing metropolis and an educational hotspot. This vibrant city is home to many popular tourist destinations such as Swaminarayan Temple, Sabarmati Ashram, Kankaria Lake, and World Vintage Car Museum.
Challenges faced by Two Wheeler Owners in Ahmedabad
- Increased vehicles on roads causing accidents - With the growing number of vehicles every year, it has become tough for the two-wheeler owners to drive comfortably on the Ahmedabad roads. According to the official data, 2019 has witnessed a total of 726 road accidents until June. Also, the rate of fatal accidents involving two-wheelers is higher than in other vehicles. Over speeding, tyre busting, and increased use of private vehicles instead of public transport, are some leading causes of such accidents.
- Frequent thefts - This is one of the most concerning issues among the two-wheeler owners in Ahmedabad. As per the official reports, 489 vehicles have been stolen until April 2019, which included 398 two-wheelers. Out of them, the police are only able to track down 24% of the vehicles. The recovery rate of these vehicles is low, as thieves often sell them to random customers in neighbouring states.
- Poor road condition - Ahmedabad experiences heavy rainfall during the months of June-July. This results in the severe condition of potholes and open maintenance holes on many streets, resulting in deadly accidents. In October 2019, a 25-year-old woman doctor died after a two-wheeler, on which she was sitting behind her brother, hit a pothole. She fell off and was crushed under a truck coming from behind.
Why Choose Digit for Two Wheeler Insurance in Ahmedabad?
To safeguard themselves from the challenges mentioned above, people must buy two-wheeler insurance in Ahmedabad. Digit insurance provides two base policies along with add-ons to further customise them.
These add-ons will widen the scope of coverage. Besides providing policies, Digit also provides 24*7 customer service assistance and superfast claims. From buying a policy to settling them, all the processes are just a click away.
Choose from two types of bike insurance policies:
- a) Third-party liability policy - If a third party suffers in an accident caused by your vehicle, this policy pays for their loss, may it be bodily injury or property damage.
- b) Comprehensive bike insurance - Along with third-party liability, it provides complete protection against damages caused to your two-wheeler due to natural calamities, accidents, fires, etc.
- Avoid heavy fines - It is mandatory to buy third party two-wheeler insurance in India. If you are caught driving without insurance in Ahmedabad, you will have to face some severe consequences. For example, for the first offence, you’ll be charged with Rs.2000, and for further offences, the fine is Rs.4000. This can also result in imprisonment for up to 3 months. Thus, buying third-party two-wheeler insurance will fulfil your legal mandate.
- Comprehensive policy to protect your bike - Comprehensive two-wheeler insurance is essential for the two-wheeler owners in Ahmedabad. It covers damages to your two-wheeler caused by road accidents, floods, theft, vandalism, and falling objects. It pays the third-party claims on your behalf. With poor road conditions and an ever-increasing number of vehicles, two-wheeler owners in Ahmedabad must ideally go for a comprehensive policy.
- Add-ons suitable for Ahmedabad - Add-ons are designed to broaden the scope of the comprehensive cover. They provide extra protection to your bike. Return To Invoice cover can be very helpful in Ahmedabad to face any probable theft. If you have this cover and your bike gets stolen, then the insurer will pay you the full value of your bike that is mentioned in the invoice of the bike. Personal accident cover takes care of your financial liabilities in case you suffer from a permanent disability or death in an unfortunate accident. Since bikers in Ahmedabad stands vulnerable to severe accidents in the roads full of potholes, this cover will prove to be of utmost value.