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Bike Insurance in Bangalore

9000+ Cashless Garages

96% Claims Settled (FY 24-25)

Buy/Renew Two-Wheeler Insurance in Bengaluru Online

Why Do You Need Two-Wheeler Insurance in Bengaluru?

As Bengaluru evolves into a bustling tech hub, the city’s rapid urbanization and shifting commuter dynamics have reshaped the experience of two-wheeler riders.

Increasing Population

Increasing Population

The city can be described as well-planned, but it was never factually thought to flourish to this level. Consequently, with the mass migration of job aspirants from across the nation to the Silicon Valley of India, the city's infrastructure has created huge pressure, whose pace of modulation could never really match the growing population density.

Rising Traffic Volume

Rising Traffic Volume

With the rising income of city dwellers in Bengaluru, every individual is inclined towards owning a vehicle, which all vehicle dealers massively support through easy installments, online payments, and many other schemes. On average, Bengaluru RTOs register over 1,250 vehicles daily!

Risky Riding Conditions

Risky Riding Conditions

Bengaluru's city infrastructure comprises numerous roads, flyovers, bypass lanes, underpasses, and bridges to manage traffic issues across the city. However, average rainfall caused drainage overflow and massive traffic congestion during rainy days. With the new implementation of constructions, the roads are often blocked, in addition to the never-ending traffic congestion.

Why Choose Digit Two-Wheeler Insurance Policy in Bengaluru?

Your bike insurance not only comes with a super easy claim process, but also with the option to choose a cashless settlement

Cashless Repairs

Cashless Repairs

9000+ Cashless Network Garages for you to choose from across India

Smartphone-Enabled Self Inspection

Smartphone-Enabled Self Inspection

Quick and paperless claims through Smartphone enabled processes that make you go "That's it?"

Super-fast Claims

Super-Fast Claims

We’ve settled 96% of all two-wheeler claims! Experience claims that make you go “that’s it?”

Customize your Vehicle IDV

Customize Your Vehicle IDV

With us, you can customize your vehicle IDV as per your choice!

24*7 Support

24*7 Support

24*7 call facility even on National Holidays

Complimentary Wellness Benefits

Get exclusive wellness benefits on the Digit App offered by top-rated health and wellness partners.

Key Features of Digit's Two-Wheeler Insurance in Bengaluru

Key Features Digit Benefit
Premium Starting from ₹714
No Claim Bonus Up to 50% Discount
Customizable Add-Ons 8 Add-ons available
Cashless Repairs Available at 9000+ Garages
Claim Process Smartphone-enabled Claim process. Can be done online within 7 minutes!
Own Damage Cover Available
Damages to Third-Party Unlimited Liability for Personal Damages, Up to 7.5 Lakhs for Property/Vehicle Damages

What’s Covered in Two-Wheeler Insurance in Bengaluru by Digit?

Here are the things that are covered under the two-wheeler insurance policy by Digit in Bengaluru:

Accidents

Accidents

Damages and losses that may arise due to an accident or collision.

Theft

Theft

Covers for your losses in case your two-wheeler is unfortunately stolen!

Fire

Fire

Damages and losses to your two-wheeler in case of an accidental fire!

Natural Disasters

Natural Disasters

Damages caused to your two-wheeler due to nature’s many furies, such as due to floods, cyclones, etc.

Personal Accident

Personal Accident

Covers for your expenses in cases where you’ve hurt yourself too bad!

Third-Party Losses

Third-Party Losses

When a person, a vehicle or a property is hurt or damaged due to your bike's actions.

What’s Not Covered in Digit's Two-Wheeler Insurance in Bengaluru?

It is equally important to know what’s not covered in your two-wheeler insurance policy, so that there are no surprises when you make a claim

Own Damages icon

Own Damages for Third-Party Policy holder

In the case of a Third-Party Bike Policy, damages to own vehicle won’t be covered.

drink and drive icon

Drunk Riding or without a Licence

Situations where you were riding drunk or without a valid two-wheeler licence won't be covered.

Add-ons not bought

Add-Ons Not Bought

Some situations are covered in add-ons. If you haven’t bought those, the corresponding situations will not be covered.

Contributory Negligences

Contributory Negligences

Any contributory negligence (e.g. driving in flood) won't be covered.

Consequential Damages

Consequential Damages

Any damage which is not a direct result of the accident will not be covered.

Driving without a valid Driving Licence Holder

Driving without a valid Driving Licence Holder

If you hold a learner’s licence and were riding without a valid licence-holder then your claim won’t be covered.

Two Wheeler Insurance Add-ons Available in Bengaluru

Two-Wheeler Insurance Plans in Bengaluru

TP bike insurance coverage

Third-Party Bike Insurance

A third-party bike insurance is one of the most common types of bike insurance in which only damages & losses caused to a third-party person, vehicle, or property are covered.
Comprehensive bike insurance coverage

Comprehensive Bike Insurance

A comprehensive bike insurance is one of the most valuable types of bike insurance that covers both third-party liabilities and damages to your own bike as well.
Od coverage icons

Own Damage Bike Insurance

The own damage bike insurance is for yourself; it covers loss and damage only to your own two-wheeler in case of accidents and collisions, natural calamities, fires, and thefts.

Third-Party

Comprehensive

Own Damage

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How to Buy Two-Wheeler Insurance in Bengaluru with Digit?

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Enter Bike Details

On the Digit App or website, enter your bike’s registration number and click on view prices.

Choose a Plan

Select the type of bike insurance plan and choose desired add-ons.

Enter Personal & Nominee Details

Enter your personal, nominee and vehicle details, and start the payment.

Complete Payment & KYC

Complete the payment and mandatory KYC verification process. Once completed, the policy will be issued and available in Digit App.

Cashless Garages by Digit

Digit's Cashless Garages

Get cashless repairs at 9000+ garages across India 

Popular Cashless Garages in Digit's Network in Bengaluru

Here’s the list of Digit's top 25 cashless garages in Bengaluru, as of August 18th, 2025.

Service Center Name Service Center Address Google Maps Link
Bia Ventures 2W Ather Bia Ventures 2W Ather 292, 15Th Cross Rd, 5Th Phase, J P Nagar 560078 📍 View on Maps
D&V Green Ather 2W D&V Green Ather 2W No.796, Mig 2Nd Stage, Mother Diary Road, Yelahanka New Town 560064 📍 View on Maps
Bellad Ather 2W Bellad Ather 2W 96/2, Hosur Rd, Srinivasa Nagar, Hal Layout, Singasandra, 560068 📍 View on Maps
Ninestar Suzuki 2W Ninestar Suzuki 2W Y, 43, Hosur Rd, Lavakusha Nagar, Pragathi Nagar, Singasandra 560100 📍 View on Maps
D&V Green Wheels Ather 2W D&V Green Wheels Ather 2W No.27, Hebbal, Vinayak Nagar, Bellary Main Road, Hebbal 560024 📍 View on Maps
D&V Green Wheels Ather 2W D&V Green Wheels Ather 2W 25, 80 Feet Outer Ring Road, Papareddypalya, Nagarabhavi, 2nd Stage 560072 📍 View on Maps
Bia Ventures 2W Ather Bia Ventures 2W Ather 2/2, 4Th Main Road, Ravi Industrial Estate, Tumkur, Service Rd, 2Nd Stage, Peeny 560022 📍 View on Maps
Ninestar Suzuki 2W Hsr Ninestar Suzuki 2W Hsr 1514, 19Th Main Rd, Vanganahalli, 1St Sector, Hsr Layout 560102 📍 View on Maps
Autoelite Ather 2W Ev Autoelite Ather 2W Ev 620, 17Th A Main Rd, 6Th Block, Koramangala 📍 View on Maps
Honnasiri Suzuki Honnasiri Suzuki 7, Bellary Rd, Ambedkar Colony, Yelahanka 560065 📍 View on Maps
Voc Automotive India Private Limited Voc Automotive India Private Limited 130, 1St Floor, 2Nd Main Rd, East Of Ngef Layout, Kasturi Nagar, Bengaluru, 560043 📍 View on Maps
Aryan Suzuki Aryan Suzuki 35/1, Varthur Rd, Ramagondanahalli 560066 📍 View on Maps
Advaith Suzuki 2W Advaith Suzuki 2W Sri Venkateshwara Mansion,40/1, S End Rd, Tata 560004 📍 View on Maps
Aryan Suzuki Aryan Suzuki Hal Old Airport Rd, 2Nd Stage Indiranagar, Domlur I Stage, Domlur Village 560071 📍 View on Maps
Bia Ather 2W Bia Ather 2W 2, Magadi Main Rd, Govindaraja Nagar Ward, Pete Channappa Industrial Estate, Kamakshipalya, Bengaluru 560091 📍 View on Maps
Ninestar Suzuki 2W Ninestar Suzuki 2W Suzuki 2W_Sy No 183, Bbmp No.-567, Bannerghatta Main Rd, Doresanipaly 560076 📍 View on Maps
Gokul Suzuki Gokul Suzuki Site No.2 Shop No. 1 and 2, Hosur Road, Attibele, Bangalore, Karnataka, 562107 📍 View on Maps
Bhojanna Suzuki 2W Bhojanna Suzuki 2W 11Th Cross Rd, Munireddy Layout, Horamavu 560043 📍 View on Maps
D&V Green Wheels 2W D&V Green Wheels 2W No285B,Ideal Homes Township,12Th Cross Road, Rajarajeshwari Nagar 560098 📍 View on Maps
River Mobility 2W Ev River Mobility 2W Ev 1St A Cross Rd, Attur Layout, Yelahanka New Town 560064 📍 View on Maps
Scooterman 2W Ather Scooterman 2W Ather Ground Floor, 729/11/1, Adams Zenith, Hennur Main Road, Bengaluru 560077 📍 View on Maps
Udbhav 2W Suzuki Udbhav 2W Suzuki115, Psr Complex, Hosur Rd, Tranquil City, Chandapura 560099 📍 View on Maps
Dhruvdesh 2W Honda Dhruvdesh 2W Honda No 32/2, Allalasandra, Yelahanka 560065 📍 View on Maps
Royal Enfield Service Coco Royal Enfield Service Coco No 26 Btm 2Nd Stage, 23Rd Cross, 29Th Main Rd, Btm Layout 📍 View on Maps
Electronic City Motors Re Electronic City Motors Re No.93/2, Ground Floor, Hosur Main Road, Singasandra, Bangalore, Bengaluru Urban 560068 📍 View on Maps

Why Opt for Digit Two-Wheeler Insurance in Bengaluru?

Digit Insurance Registered Offices in Bengaluru

Here is the list of office addresses in Bengaluru as of August 5th, 2025:

Current Address Google Maps Link
Atlantis No 95, 4th B Cross Road, 5th Block, Koramangala Industrial Layout, Bangalore 560095 📍 View on Maps
Consulate I, Number 1, Richmond Road, Bangalore – 560025 📍 View on Maps
No. 98, 4th B Cross Rd, KHB Colony, Koramangala Industrial Layout, Koramangala 5th Block, Bengaluru 560095, Karnataka 📍 View on Maps
5th Floor, Salarpuria TechPoint, Municipal No. 30, 100 Feet Road, Srinivagilu Main Road, AVS Layout, Bengaluru - 560034, Karnataka 📍 View on Maps