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Buy/Renew Two-Wheeler Insurance in Bengaluru Online
Known as the ‘Silicon Valley of India’, this city is the leading information technology hub of our nation. It is also home to major educational centres. Naturally, the city sees a massive influx of job aspirants, students and skilled workers from various parts of the country.
However, the city lags in terms of transportation infrastructure and also suffers from poor planning. In addition, the number of personal vehicles is steeply rising each day in the city.
Thus, Bengaluru’s roads see a high volume of traffic every day. If you are a bike owner in this city, you must have a bike insurance policy.
Moreover, the Motor Vehicles Act of 1988 makes it mandatory for all vehicle owners to have at least a third-party insurance plan. So, if you are thinking of purchasing a two-wheeler insurance policy, choose Digit. Digit allows you to customise your bike’s IDV according to your preference.
Why Do You Need Two-Wheeler Insurance in Bengaluru?
As Bengaluru evolves into a bustling tech hub, the city’s rapid urbanization and shifting commuter dynamics have reshaped the experience of two-wheeler riders.
Why Choose Digit Two-Wheeler Insurance Policy in Bengaluru?
Your bike insurance not only comes with a super easy claim process, but also with the option to choose a cashless settlement
Key Features of Digit's Two-Wheeler Insurance in Bengaluru
What’s Covered in Two-Wheeler Insurance in Bengaluru by Digit?
Here are the things that are covered under the two-wheeler insurance policy by Digit in Bengaluru:
What’s Not Covered in Digit's Two-Wheeler Insurance in Bengaluru?
It is equally important to know what’s not covered in your two-wheeler insurance policy, so that there are no surprises when you make a claim
Two Wheeler Insurance Add-ons Available in Bengaluru
Following are the two wheeler insurance add-ons available in Bengaluru:
Two-Wheeler Insurance Plans in Bengaluru
Third-Party
Comprehensive
Own Damage
Damages/Losses to own two-wheeler due to an accident |
×
|
✔
|
✔
|
Damages/Losses to own two-wheeler in case of fire |
×
|
✔
|
✔
|
Damages/Losses to own two-wheeler in case of a natural calamity |
×
|
✔
|
✔
|
Damages to Third-Party Vehicle |
✔
|
✔
|
×
|
Damages to Third-Party Property |
✔
|
✔
|
×
|
Personal Accident Cover |
✔
|
✔
|
×
|
Injuries/Death of a Third-Party Person |
✔
|
✔
|
×
|
Theft of your scooter or bike |
×
|
✔
|
✔
|
Customize your IDV |
×
|
✔
|
✔
|
Extra protection with customized add-ons |
×
|
✔
|
✔
|
Know more about the difference between comprehensive and third party two wheeler insurance
How to Buy Two-Wheeler Insurance in Bengaluru with Digit?
Enter Bike Details
On the Digit App or website, enter your bike’s registration number and click on view prices.
Choose a Plan
Select the type of bike insurance plan and choose desired add-ons.
Enter Personal & Nominee Details
Enter your personal, nominee and vehicle details, and start the payment.
Complete Payment & KYC
Complete the payment and mandatory KYC verification process. Once completed, the policy will be issued and available in Digit App.
Digit's Cashless Garages
Get cashless repairs at 9000+ garages across India
Popular Cashless Garages in Digit's Network in Bengaluru
Here’s the list of Digit's top 25 cashless garages in Bengaluru, as of August 18th, 2025.
Why Opt for Digit Two-Wheeler Insurance in Bengaluru?
It is ONLINE! The ever-running population does not have to wait in queues to fill out numerous forms to get a vehicle insured. Digit Insurance is smartphone-enabled, paperless, self-inspection-based, and, more importantly, it follows a super-fast claim process management.
- Choice of Policies: Digit offers three types of two-wheeler insurance. Third-party bike insurance, which covers only third-party liabilities such as injury, death, or property damage. Own damage bike insurance, which covers loss and damage to your own bike, which may be caused due to accidents and collisions, natural calamities, fires, and thefts. This works as an added protection with the third-party bike insurance policy, and lastly, there's comprehensive bike insurance, which covers both own damage and third-party claims.
- Avoid Heavy Penalties: As it is illegal to ride an uninsured bike on Indian roads, you might end up paying hefty fines for such an offence. The penalty for this offence is ₹2000 and/or imprisonment of 3 months. Keep in mind that the traffic rules are strictly followed in Bengaluru. So make sure that you have the bike insurance before you hit the road.
- Shield Your Bike With Comprehensive Policy: This offers holistic coverage against all the traffic odds of Bengaluru, be it damages caused by accidents or bumper-to-bumper traffic. With this plan, you can purchase add-ons that will provide extended coverage to your bike.
- Add-ons for Better Protection: As youngsters in Bengaluru have a taste for heavy-duty and expensive cruise or sports bikes, there is a chance that you might have one. For such bikes in Bengaluru, “Zero Depreciation” Cover is a must-have, because with this add-on, the depreciation value of the expensive spare parts will not be considered during a claim. “Breakdown Assistance” is a good fit if you consider the deadly potholes on the roads of Bengaluru. You can explore other add-ons.
- Be Ready for Worst-Case Scenario: The roads in this city are too dangerous, and minor mistakes can take lives. Who will take care of your dependents if something unfortunate happens to you? Well, with a personal accident cover, the insurer will take care of your financial liabilities in case you suffer from a permanent disability or death in an accident.
Digit Insurance Registered Offices in Bengaluru
Here is the list of office addresses in Bengaluru as of August 5th, 2025: