Two Wheeler Insurance in Bengaluru

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Why Choose Two Wheeler Insurance by Digit?

Your bike insurance not only comes with a super easy claim process, but also with the option to choose a cashless settlement

Two Wheeler Insurance Plans in Bengaluru

Third-Party

Comprehensive

Damages/Losses to own two-wheeler due to an accident	×	✔
Damages/Losses to own two-wheeler in case of fire	×	✔
Damages/Losses to own two-wheeler in case of a natural calamity	×	✔
Damages to Third-Party Vehicle	✔	✔
Damages to Third-Party Property	✔	✔
Personal Accident Cover	✔	✔
Injuries/Death of a Third-Party Person	✔	✔
Theft of your scooter or bike	×	✔
Customize your IDV	×	✔
Extra protection with customized add-ons	×	✔

Know more about the difference between comprehensive and third party two wheeler insurance

How to file a Claim?

After you buy or renew our two wheeler insurance plan, you live tension free as we have a 3-step, completely digital claims process!

Step 1

Just call on 1800-258-5956. No forms to be filled.

Step 2

Get a link for Self-Inspection on your registered mobile number. Shoot your vehicle’s damages from your smartphone through a guided step by step process.

Step 3

Choose the mode of repair you wish to opt for i.e. Reimbursement or Cashless through our network of garages.

More about Two Wheeler Insurance in Bangalore

Bangalore or Bengaluru is a megacity in the state of Karnataka. For the past decade, the city transformed itself into a start-up hub and the main centre for digitalization and globalization, and clearly shifted itself from being called the ‘garden city of India’ to ‘Silicon Valley of India’. The city is home to prestigious organizational headquarters like HAL, ISRO, Infosys and Wipro as well as academic institutions like IIM, IISc, IIT, NIFT, NID, NLSIU, NIMHANS, among others.

Challenges faced by Two Wheeler Riders in Bangalore

Unplanned for the current population: The city can be termed well planned but was factually never thought to flourish at this level. Consequently, with the mass migration of job aspirants from the entire nation in the silicon city of India, created huge pressure on the city infrastructure, whose modulation pace could never really match the growing population density. The resultant effect is a huge traffic problem especially in silk board, Saint John’s, Outer ring road, Whitefield, Electronic city, among others.
Rising income, easy instalment option, increasing traffic: With the rising income of the city dwellers in Bangalore, every individual is inclined towards owning a vehicle which is massively supported by all vehicle dealers through easy instalments, online payments and many other schemes. On an average, Bangalore RTOs register over 1,250 vehicles daily!
Poor road infrastructure. Unplanned city landscape: Bangalore city infrastructure constitutes umpteen number of roads, flyovers, bypass lanes, underpass and bridges to manage the traffic issues across the city. However, average rainfall caused drainage overflow and massive traffic congestion during rainy days. With changing governments or new implementation of constructions, the roads the always blocked in addition to the never subsidizing traffic.
Adventure hub. Irresponsible driving: The city is jammed with young generation job aspirants and they never seize any opportunity to explore the city which has a bounty of adventurous sports and getaways. Most of the times, the late-night party and drunk driving result in accidents, the victim of which are mostly innocent pedestrians or other bike riders.

Why Choose Digit for Two Wheeler Insurance in Bangalore?

It is ONLINE! The ever-running population does not have to wait in queues to fill numerous forms to get a vehicle insured. Digit Insurance is smartphone-enabled, paperless, self-inspection-based and more importantly, it follows a super fast claim process management.

Choice of policies: Under its portfolio, the company offers:

Comprehensive two-wheeler insurance: This covers own damages to your bike caused by fire or natural disasters, theft, etc and takes care of the third-party claims as well.
Third-Party two-wheeler insurance: This covers only third party losses like injury or death or damage caused to the property/vehicle.

Avoid heavy penalties: As it is illegal to ride an uninsured bike on Indian roads, you might end up paying hefty fines for such an offence. The penalty for this offence is ₹2000 and/or imprisonment of 3 months. Keep in mind that the traffic rules are strictly followed in Bangalore. So make sure that you have the bike insurance before you hit the road.
Shield your bike with comprehensive policy: This offers a holistic coverage against all the traffic odds of Bangalore, be it damages caused by accidents, or bumper-to-bumper traffic. With this plan, you can purchase add-ons that will provide extended coverage to your bike.
Add-ons for better protection: As youngsters in Bangalore do have a taste for heavy-duty and expensive cruise or sports bikes, there is a chance that you might have one. For such bikes in Bangalore “Zero Depreciation” Cover is a must to have, because with this add-on the depreciation value of the expensive spare parts will not be considered during a claim. A “Breakdown Assistance” is a good fit if you consider the deadly potholes on the roads of Bangalore. You can explore other add-ons.
Get ready for the worst-case scenario: The roads in this city are too dangerous and minor mistakes can take lives. Who will take care of your dependents if something unfortunate happens to you? Well, with a Personal Accident cover, the insurer will take care of your financial liabilities in case you suffer from a permanent disability or death in an accident.