Bike Insurance in Bangalore

Known as the ‘Silicon Valley of India’, this city is the leading information technology hub of our nation. It is also home to major educational centres. Naturally, the city sees a massive influx of job aspirants, students and skilled workers from various parts of the country.

However, the city lags in terms of transportation infrastructure and also suffers from poor planning. In addition, the number of personal vehicles is steeply rising each day in the city.

Thus, Bengaluru’s roads see a high volume of traffic every day. If you are a bike owner in this city, you must have a bike insurance policy. 

Moreover, the Motor Vehicles Act of 1988 makes it mandatory for all vehicle owners to have at least a third-party insurance plan. So, if you are thinking of purchasing a two-wheeler insurance policy, choose Digit. Digit allows you to customise your bike’s IDV according to your preference.

Following are the two wheeler insurance add-ons available in Bengaluru:

• Zero Depreciation Cover
• Return to Invoice Cover
• Engine & Gear-box Protection Cover
• Consumable Cover
• Breakdown Assistance
• Tyre Protect
• Daily Conveyance Benefit
• EV Shield Add-on Cover

It is ONLINE! The ever-running population does not have to wait in queues to fill out numerous forms to get a vehicle insured. Digit Insurance is smartphone-enabled, paperless, self-inspection-based, and, more importantly, it follows a super-fast claim process management.

• Choice of Policies: Digit offers three types of two-wheeler insurance. Third-party bike insurance, which covers only third-party liabilities such as injury, death, or property damage. Own damage bike insurance, which covers loss and damage to your own bike, which may be caused due to accidents and collisions, natural calamities, fires, and thefts. This works as an added protection with the third-party bike insurance policy, and lastly, there's comprehensive bike insurance, which covers both own damage and third-party claims.
• Avoid Heavy Penalties: As it is illegal to ride an uninsured bike on Indian roads, you might end up paying hefty fines for such an offence. The penalty for this offence is ₹2000 and/or imprisonment of 3 months. Keep in mind that the traffic rules are strictly followed in Bengaluru. So make sure that you have the bike insurance before you hit the road. 
• Shield Your Bike With Comprehensive Policy: This offers holistic coverage against all the traffic odds of Bengaluru, be it damages caused by accidents or bumper-to-bumper traffic. With this plan, you can purchase add-ons that will provide extended coverage to your bike.
• Add-ons for Better Protection: As youngsters in Bengaluru have a taste for heavy-duty and expensive cruise or sports bikes, there is a chance that you might have one. For such bikes in Bengaluru, “Zero Depreciation” Cover is a must-have, because with this add-on, the depreciation value of the expensive spare parts will not be considered during a claim. “Breakdown Assistance” is a good fit if you consider the deadly potholes on the roads of Bengaluru. You can explore other add-ons.
• Be Ready for Worst-Case Scenario: The roads in this city are too dangerous, and minor mistakes can take lives. Who will take care of your dependents if something unfortunate happens to you? Well, with a personal accident cover, the insurer will take care of your financial liabilities in case you suffer from a permanent disability or death in an accident.