Tirunelveli is an ancient city situated in Tamil Nadu. It is deeply connected to the time of the Pandhyas, the Vijayanagara Empire and the British. Today it is home to various types of industries like agriculture, banking, tourism, machinery and others. Moreover, it has even become the educational hub of South India.

Being a major city and industrial centre, the population and the number of vehicles have been rising. This often leads to traffic snarls and congestion. There are incidents of fatalities, accidents and theft. Heavy rainfall in the monsoon also wreaks havoc on the city streets.

So, if you are a bike owner in this city, getting an insurance policy will help you to protect yourself from sudden financial losses. You can opt for a two-wheeler policy from Digit. 

Know about the policies in detail below.

Following are the two wheeler insurance add-ons available in Thirunelveli:

• Zero Depreciation Cover
• Return to Invoice Cover
• Engine & Gear-box Protection Cover
• Consumable Cover
• Breakdown Assistance
• Tyre Protect
• Daily Conveyance Benefit
• EV Shield Add-on Cover

Here are some significant benefits of buying a two-wheeler insurance policy from Digit in Tirunelveli:

• Quick Claim Settlement Process: Digit maintains a high claim settlement ratio because of the easy process it has set for claim filing and settlement. The entire process can be conducted online through your smartphone. For this purpose, you simply need to call on the number provided by us. You will get a link to your number. Your next step will be to follow the link and proceed with the self-inspection process. Here you do not have to wait for an officer; it is a smartphone-enabled process. So, you simply have to shoot pictures of the damaged vehicle parts and upload them. The team will review your matter and get to you with an estimated quote. Then, you can choose the reimbursement option or the cashless repair service.
• 24x7 Customer Service: The customer care team of Digit is available to address you 24x7. To respond to your doubts and queries, our team offers continuous service even on holidays. So, if you face any vehicular emergency or have any queries, feel free to contact us.
• Cashless Network Garages Spreading Across India: Digit has partnered with thousands of network garages all over India. So, when you choose the cashless repair option, you have to simply visit the nearest garage with the policy details. You do not have to bear any cost from your side. Also, you get 6-months of guarantee for any repair you get in these garages.
• Custom-Made IDV: The Insured Declared Value refers to your bike's market value. This is a vital factor for your two-wheeler insurance. The IDV influences the insurance premium as well as the sum insured. With us, you get to choose the IDV according to your budget or preference. So, by modifying the IDV, you can choose whether to pay a lower or a higher premium on your policy.

Digit two-wheeler insurance can safeguard you in the following ways:

• Preventing Legal Charges: The Motor Vehicle Act 1988 states that all vehicles in the country should be covered under the third-vehicle insurance policy. So, if the authorities catch you without having a third-party insurance cover, you will be liable to pay a fine of ₹ 2000. On the other hand, the fine amount rises to ₹ 4000 for repeated offences. So, a two-wheeler insurance cover not only backs you against financial losses but also protects you from legal penalties.
• Extra Coverage With Add-Ons: Add-on covers are designed to offer extended coverage beyond the comprehensive insurance policy coverage. With Digit, you can include add-ons to your existing policy. But you need to pay an extra amount on the premium to get these add-ons. A few of the notable add-ons from Digit are:
  • Consumable cover
  • Engine and gearbox protection cover
  • Return to invoice cover
  • Roadside assistance cover
  • Zero depreciation cover, etc. 

• Different Ranges of Two-Wheeler Insurance Policies Available: Digit gives its customer the option to choose between types of two-wheeler insurance policies like:

  • Third-Party Two Wheeler Insurance
  • Comprehensive Two-Wheeler Insurance
  • Own Damage Two Wheeler Insurance

In case you already have a third-party policy from another insurer but want to cover personal damages, you can get the stand-alone or own damage policy from us. 

• Personal Accidents Cover: Having a personal accident cover with a two-wheeler insurance policy is essential to have a financial backup in the event of permanent disabilities or injuries. It protects your family from financial pressure by taking care of the medical cost in case of injury or disability. Moreover, if the two-wheeler owner dies or suffers from complete permanent disability, we will compensate the nominee with the entire sum insured.

So, opt for a bike insurance policy from Digit today to get financial protection for yourself and your loved ones during any unforeseen incident.