Bike Insurance in Betul

Betul is a municipality located in the state of Madhya Pradesh. Two National Highways 46 and 47 connect Betul with Bhopal and Nagpur. The city is on its way to becoming an advanced industrial district and has a proposed nuclear power plant.

Poor road conditions, lack of proper management and adverse sewage systems lead to countless unforeseen incidents on the roads. Vehicle theft is also quite common here.

Hence, getting a two-wheeler insurance policy is important to safeguard the monetary interest while riding a bike. As a two-wheeler owner in Betul, you can choose Digit as your bike insurance provider.

Digit offers attractive benefits and features for two-wheeler owners.

Let us understand the benefits you can get after selecting a two-wheeler insurance policy from Digit in Betul:

• Different Network Garages for Cashless Repair: Bike owners choosing the cashless mode of repair can visit the nearest network garages of Digit. The damaged part of your bike will be repaired and replaced without any repair expenses. On top of this, you will get a six-month warranty on the repair conducted from one of the network garages of Digit.
• 24/7 Customer Assistance: The customer care representatives of Digit are always ready to provide you with a satisfactory solution to all your concerns related to your two-wheeler insurance policy. The helpline portal is open 24/7 and even on national holidays so that your worries can be taken care of at any time.
• Simplified Claim Settlement Process: Digit offers an online claim settlement process that allows the claimant to raise a claim at any time. The smartphone-enabled self-inspection features make the process simplified. To raise a claim, you need to call us on the number provided on Digit's website. Then you will receive a link, using which you can click and upload pictures of the damaged area of your bike by following a step-by-step process. Once we receive the images, the concerned team will get back to you with an estimate. The online claim filing process ensures an effortless and paperless method of filing forms and submitting documents. This saves time and makes the entire process smooth.
• Option to Customise IDV: IDV, or Insured Declared Value, is your bike's present value, and it can directly impact the premium you pay for your insurance. Digit offers the benefit of modifying the IDV in bike insurance based on your budget. This means you can choose a lower or higher IDV as per your preference.

Here is how Digit two-wheeler insurance can save you from unpredictable mishaps on the road in Betul:

• Choose from Multiple Two-Wheeler Insurance Policies: Digit offers three types of two-wheeler insurance. Third-party bike insurance, which covers only third-party liabilities such as injury, death, or property damage. Own damage bike insurance, which covers loss and damage to your own bike, which may be caused due to accidents and collisions, natural calamities, fires, and thefts. This works as an added protection with the third-party bike insurance policy, and lastly, there's comprehensive bike insurance, which covers both own damage and third-party claims.

• Personal Accident Cover: You cannot predict any unfavorable incidents that can occur while riding a two-wheeler. However, you can stay prepared by getting personal accident cover. It will compensate for all medical bills, treatment for bodily injuries, permanent disability, and income loss resulting from accidents. When you choose a personal accident cover, you are choosing to safeguard your family's finances in your absence. Digit will pay the entire sum insured to the nominee in the event of the bike owner's death. 
• Avoiding Legal Complications: It is mandatory to purchase a third-party two-wheeler insurance policy for every bike owner as per the Motor Vehicles Act of 1988. If the authority catches you violating this mandate, it will attract fines of ₹ 2,000 to ₹ 4,000. Moreover, in certain cases, this will lead to the cancellation of a driving license or even 3 months of imprisonment. Hence, to avoid these complications, it is ideal to purchase a third-party two-wheeler policy when purchasing a bike or scooter.
• Add-ons Customisation: Digit offers you the option to customise add-ons which provide additional coverage to the comprehensive two-wheeler policy. These add-ons offer extra benefits that can prove to be beneficial in various circumstances. You will have to pay a higher premium amount if you get these covers. The notable add-ons that Digit offers with the comprehensive policy are zero depreciation cover, engine & gear protection cover, breakdown assistance cover, consumable covers and many more.

Following are the two wheeler insurance add-ons available in Betul:

• Zero Depreciation Cover
• Return to Invoice Cover
• Engine & Gear-box Protection Cover
• Consumable Cover
• Breakdown Assistance
• Tyre Protect
• Daily Conveyance Benefit
• EV Shield Add-on Cover