Bike Insurance in Madurai

Madurai is a major city and the cultural capital of the state of Tamil Nadu. It is the administrative headquarters of the Madurai District. According to the census of 2011, it was the third largest city after Chennai and Coimbatore.

The city has several historical monuments, like the Meenakshi Temple Thirumalai and Nayak Palace, which are quite popular tourist spots. Additionally, it is also an important industrial and educational hub of India.

Besides, poor road infrastructure, the ever-increasing population, heavy rainfall and inadequate infrastructure result in heavy traffic jams throughout the year. Fatalities and mishaps are also quite common.

Thus to protect yourself from financial losses, getting a two-wheeler insurance policy is crucial.

If you are thinking of purchasing one, try Digit Insurance. Digit's online claim settlement process is smooth and easy.

Check out the details to find out more about Digit.

A two-wheeler insurance policyholder from Digit can provide the following benefits:

• Paperless Online Claim Settlement Process: Get your claim settled in a hassle-free way with Digit. Digit's smartphone-enabled self-inspection feature facilitates a super-fast paperless claim settlement process. To get started with it, you just have to connect with Digit on the provided number. Consequently, you will receive a link for self-inspection that you need to click. After doing the same, follow the steps and upload pictures of the bike's damaged parts. Then, the concerned team will view the same and get back with a quote. For the rest, you can decide whether to opt for reimbursement or a cashless mode of repair.
• Cashless Repairs from Thousands of Network Garages: When you decide to opt for the cashless repair mode, you can visit the nearest network garage of Digit. You can get the damages on your bike repaired at these garages without having to pay anything. These garages are available throughout India. You will get 6 months of warranty on all the repairs that these garages conduct.
• 24X7 Customer Support: With Digit, you get the facility of having your insurance-related confusions and doubts cleared instantly. Our team is available round-the-clock and is ready to assist you in case of any emergency at any time of the day. We are also available on national holidays.
• Get Customisable IDV: IDV, or the Insured Declared Value, is an essential factor for your bike insurance. It directly affects your bike insurance policy premium and the sum insured. With Digit, you can customise the IDV in bike insurance as per your preference. Higher IDV means a higher sum insured and higher policy premiums. Hence, while choosing your insurance policies, make sure you choose a suitable IDV.

Here are the ways that Digit bike insurance can help you protect your bike in Madurai:

• Customise With Add-ons: When you opt for a comprehensive two-wheeler insurance plan, you get the option to enhance its coverage with the help of add-ons. These add-ons come at extra expenses and add to your policy premium. However, they provide you with a lot of benefits that prove beneficial in a variety of situations. For example, you can choose zero depreciation cover as an add-on. Usually, after an accident, a bike owner has to pay for the depreciation and the replacement of spare parts. However, we will cover all these expenses if you have this add-on. Furthermore, you can also opt for consumables cover. This add-on covers the cost of consumables like oil, nuts, bolts, etc., that may become unfit for use after an accident. If you have this add-on while claiming your policy, we will provide coverage for these expenses. In addition, we have more add-ons like engine and gearbox protect cover, roadside assistance, return to invoice cover, daily conveyance benefit, and tyre protect cover.
• Opt for Our Two-Wheeler Insurance Policies: Digit offers three types of two-wheeler insurance. Third-party bike insurance, which covers only third-party liabilities such as injury, death, or property damage. Own damage bike insurance, which covers loss and damage to your own bike, which may be caused due to accidents and collisions, natural calamities, fires, and thefts. This works as an added protection with the third-party bike insurance policy, and lastly, there's comprehensive bike insurance, which covers both own damage and third-party claims.
• Personal Accident Cover: A personal accident cover will offer coverage for costs that you incur due to personal injuries, death, or permanent disabilities in an unfortunate incident. This cover has to be bought only in the name of the bike owner. If the owner dies due to an accident, the nominee will get compensation.
• Avoiding Legal Penalties: The Motor Vehicles Act of 1988 has made it compulsory for all vehicle owners of the country to have third-party insurance. If the authorities catch you riding a bike with no motor insurance, you have to pay a fine of ₹ 2,000. The amount increases to ₹ 4,000 for further repetition of such offence. For serious offences, you can face 3 months of imprisonment. So, Digit bike insurance allows you to protect your finances from possible mishaps and save you from legal complications as well.

Following are the two wheeler insurance add-ons available in Madurai:

• Zero Depreciation Cover
• Return to Invoice Cover
• Engine & Gear-box Protection Cover
• Consumable Cover
• Breakdown Assistance
• Tyre Protect
• Daily Conveyance Benefit
• EV Shield Add-on Cover