Bike Insurance in Imphal

Imphal, the capital of Manipur, is a beautiful city with captivating landscapes and historical buildings. The city is a renowned tourist destination and is a part of the Smart Cities Mission under the Ministry of Housing and Urban Affairs. It also houses commercial and educational centres.

Moreover, it has a wide transport network with the rest of the cities through National Highways. However, travelling across Imphal can be hazardous, considering its elevated land features and heavy rainfall.

Hence, every bike owner must get the two-wheelers insured to avoid financial losses due to any mishap or accident.

As a bike owner in Imphal, it would be quite beneficial for you if you purchase two-wheeler insurance. Digit can be a suitable option if you are looking for a trusted two-wheeler insurer.

Digit’s two-wheeler insurance policies come with several benefits. Here are some of the reasons why you need Digit’s two-wheeler insurance in Imphal:

• Customise Your Bike’s IDV: When you buy a comprehensive two-wheeler insurance policy from Digit, we allow you to customise the vehicle’s IDV. Insured Declared Value directly influences your insurance premium and the sum insured. Thus, it’s an essential part of your insurance policy. Our policyholders can customise IDV in bike insurance as per their convenience.
• Seamless Claim Settlement Online: Our claim settlement process is online and does not include any manual document submission or form fill-up. So, the entire procedure wraps up in a couple of minutes. Besides, the smartphone-enabled self-inspection method enables hassle-free claim filing. All you need to do is dial our toll-free number and receive a self-inspection link on your registered number. Next, follow the instructions to capture the damaged parts of your bike. After you send us those images, we will reach you with an estimate considering the severity of the damage. Finally, you can choose between our cashless and reimbursement modes of repair.
• Cashless Repairs From Digit Authorised Garage: With our cashless repair mode, you can get your bike repaired from any of the network garages without paying any additional charge. You can choose from thousands of our authorised garages all across the country. Also, these garages offer a 6-month warranty on every repair.
• Round-the-clock Customer Assistance: Our customer care support is available 24 hours every day, irrespective of national holidays. So, whenever you are up with an insurance-related query or face any emergency, we are here to provide you with a prompt solution.

A Digit two-wheeler insurance policy helps you stay protected from unforeseen incidents in many ways. Check out some of the crucial ways:

• Avoid Legal Liabilities: As per the Motor Vehicles Act of 1988, every Indian vehicle must be insured against third-party risks. However, if you violate this law, the authorities will charge a penalty of ₹ 2,000, and the amount may rise to ₹ 4,000 for repeated offences. Besides, they may also imprison you or suspend your driving license under certain circumstances. So, buying our insurance policy safeguards you from such legal hazards.
• Extend Your Benefits with Add-on Coverage: Add-on covers assist you in enhancing the coverage of your insurance policy. You need to pay an extra premium amount but, in return, provide an extraordinary set of benefits. For example, you can purchase roadside assistance as an add-on. This add-on cover helps you out in situations when your bike breaks down in the middle of nowhere. We will make arrangements to repair your two-wheeler on the spot. If that is not possible, we will tow your two-wheeler to the nearest Digit-authorized repair shop. However, we will bear the towing costs only up to a distance of 50 km. Furthermore, you can also opt for a return to invoice cover. There is always a possibility that an accident can leave your two-wheeler damaged beyond repair. Under such circumstances, if you have this add-on, we will refund the entire amount mentioned on the invoice to help you deal with the situation.

• Get Personal Accident Cover: A personal accident cover is compulsory for anyone buying a motor insurance plan. It provides you financial coverage for severe injuries, permanent disabilities, and even death caused by an accident. Besides, in case of the policyholder’s death, the nominee can claim the entire sum insured. Hence, once you opt for Digit’s two-wheeler insurance policy, you protect your and your family’s finances in the hours of need.
• Choose Different Insurance Policy: Digit offers three types of two-wheeler insurance. Third-party bike insurance, which covers only third-party liabilities such as injury, death, or property damage. Own damage bike insurance, which covers loss and damage to your own bike, which may be caused due to accidents and collisions, natural calamities, fires, and thefts. This works as an added protection with the third-party bike insurance policy, and lastly, there's comprehensive bike insurance, which covers both own damage and third-party claims.

Following are the two wheeler insurance add-ons available in Imphal:

• Zero Depreciation Cover
• Return to Invoice Cover
• Engine & Gear-box Protection Cover
• Consumable Cover
• Breakdown Assistance
• Tyre Protect
• Daily Conveyance Benefit
• EV Shield Add-on Cover