Bike Insurance in Nagpur

Nagpur, the winter capital of Maharashtra and the orange city of India, is the third-largest city in the state and the 13th most populated city in India. According to the Oxford Economics Report, Nagpur is projected to report an average growth of 8.41% for the period 2019-2035.

The city is highly commercial for its orange cultivation, vineyards, and much more, along with a strong political center in the Vidarbha region. The city is also known as the Tiger Capital of India or the Tiger Gateway of India, as many tiger reserves are located in and around the city. It also hosts the regional office of the National Tiger Conservation Authority.

The Motor Vehicles Act of 1988 has made it necessary for all vehicle owners to purchase at least a third-party insurance policy. This helps people get financial cover in case of an accident or mishaps.

It is all the more essential, especially if you are a bike owner in a city like Nagpur. The delay in developmental projects, traffic irregularities, heavy footpath encroachment, and increased vehicle numbers often contribute to regular traffic congestion and accidents. Hence, to avoid any major mishaps while riding, you should go for a two-wheeler insurance policy.

If you are looking for one in Nagpur, consider getting one from Digit. It offers three types of bike insurance policies that can financially safeguard you in a variety of scenarios. To know about them in detail, keep reading this article.

Digit offers online two-wheeler insurance purchases with zero hassle in paperwork, claim settlements, assistance, and much more. It is one-touch magic! What more does one aspire to than quick insurance coverage? No agent business? No paperwork? No long queue? 

• Choice of Policies: Digit offers three types of two-wheeler insurance. Third-party bike insurance, which covers only third-party liabilities such as injury, death, or property damage. Own damage bike insurance, which covers loss and damage to your own bike, which may be caused due to accidents and collisions, natural calamities, fires, and thefts. This works as an added protection with the third-party bike insurance policy, and lastly, there's comprehensive bike insurance, which covers both own damage and third-party claims.

• Say Bye to Heavy Fines: Since the amendment to the Motor Vehicle Act, penalties and fines regarding any traffic violation have been increased manifoldly as a measure to curb traffic irregularities. The fine for the offense of riding without insurance is Rs. 2000 and/or imprisonment of 3 months. So, you must have a third-party insurance policy before you start riding.
• Get protected with comprehensive policy: Considering the traffic challenges in Nagpur, like increasing congestion, damaged roads, and growing accidents, your bike always stays vulnerable to damage. So it is wise to go for a comprehensive policy that can be loaded with multiple add-ons to extend the protection.
• Add-ons Suitable for Nagpur: With the alarming number of fatal accidents in this city, the Personal Accident Cover is a must-have in Nagpur. This takes care of your financial obligations in case you suffer from permanent disability or death in an unfortunate accident. To get the most out of your bike, the Zero Depreciation cover would be a great asset wherein any depreciation to the spare parts will be waived off during settlement of the claim. Being a tier II city where people still do not carry a huge sum of money, Digit offers breakdown assistance and cashless repairs across its chain of garages. What would be more helpful in crowded traffic if the bike breaks down and the company even offers pickup and drop-off with no hassle for payment?

Following are the two wheeler insurance add-ons available in Nagpur:

• Zero Depreciation Cover
• Return to Invoice Cover
• Engine & Gear-box Protection Cover
• Consumable Cover
• Breakdown Assistance
• Tyre Protect
• Daily Conveyance Benefit
• EV Shield Add-on Cover