Renew Bike Insurance in Nagpur

Increased Road Accidents

Riding a two-wheeler in Nagpur is increasingly difficult due to congestion, parking issues, pollution, and debris-filled roads. Between 2016 and 2019, the city recorded 780 road accident fatalities. Commercial growth has also led to frequent heavy vehicle movement through bylanes, raising the risk of mishaps.

Growing Vehicular Congestion

Nagpur’s lack of efficient public transport, rising pollution, and mass influx have pushed commuters toward private vehicles. In 2018 alone, 13.3 lakh two-wheelers were registered. With deteriorating traffic infrastructure and growing congestion, bumper-to-bumper traffic has increased the risk of dents, collisions, and accidents.

Delay in Completion of Developmental Plans

Ongoing mega-projects like the Nagpur Metro and flyovers have led to severe traffic congestion, as these long-term developments take time to complete. The situation is worsened by rising rural-to-urban migration for jobs. Despite efforts to redesign and rebuild poorly engineered roads, accident rates remain high.

Parking Problems

Another big challenge in the city is parking, especially on the stretch between Jhansi Rani and Variety Square, which is projected to decrease once the metro is fully functional. Apart from this, the city also faces unsynchronized traffic signals, damaged footpaths, and encroachments, which pose some serious predicaments for daily commuters.

Accidents

Damages and losses that may arise due to an accident or collision.

Theft

Covers for your losses in case your two-wheeler is unfortunately stolen!

Fire

Damages and losses to your two-wheeler in case of an accidental fire!

Natural Disasters

Damages caused to your two-wheeler due to nature’s many furies, such as due to floods, cyclones, etc.

Personal Accident

Covers for your expenses in cases where you’ve hurt yourself too bad!

Third-Party Losses

When a person, a vehicle or a property is hurt or damaged due to your bike's actions.

Own Damages for Third-Party Policy holder

In the case of a Third-Party Bike Policy, damages to own vehicle won’t be covered.

Drunk Riding or without a Licence

Situations where you were riding drunk or without a valid two-wheeler licence won't be covered.

Add-Ons Not Bought

Some situations are covered in add-ons. If you haven’t bought those, the corresponding situations will not be covered.

Contributory Negligences

Any contributory negligence (e.g. driving in flood) won't be covered.

Consequential Damages

Any damage which is not a direct result of the accident will not be covered.

Driving without a valid Driving Licence Holder

If you hold a learner’s licence and were riding without a valid licence-holder then your claim won’t be covered.