Renew Bike Insurance in Ernakulam

Digit is one of the trusted two-wheeler insurance providers. If you purchase bike insurance from Digit, you will get multiple benefits. They are:

• Paperless Claims Settlement Process: The claim settlement process in Digit is super-fast and comes with a smartphone-enabled self-inspection feature. Just dial their number as mentioned on the website, and you will get a link on your mobile. Visit the link for self-inspection and follow the steps mentioned. Upload clear images of the damaged parts of your vehicle and wait for the response. The team will get back to you at the earliest with a quote. You can then opt for reimbursement or a cashless mode of repair.
• Customise Your IDV: The Insured Declared Value, or IDV, is the current market value of your bike. The IDV plays a vital role in determining the bike insurance sum insured and the policy premium amount. With Digit, you get to customise the IDV in bike insurance on the basis of your budget and requirement.
• Get Round the Clock Customer Support: We are always available to solve your insurance-related queries 24/7. This is one of the most significant benefits you can get with Digit. You can have any of your issues resolved even on national holidays.
• Thousands of Digit Network Garages: In case you choose cashless repairs while claiming the insurance policy, you can take your damaged bike to any of Digit's network garages. These are present all over India, and you can get your bike damages fixed without paying any extra from your end. These network garages also provide a 6-month warranty on all the repairs done on your bike.

If you opt for Digit's bike insurance policy in Ernakulam, you will get the following benefits. Check them out below.

• Avoiding Legal Penalties: The Motor Vehicles Act 1988 makes it obligatory for you to have at least third-party bike insurance. If you ride a bike without a bike insurance policy, you can face a penalty of ₹ 2,000. In case of repeated offences, you may have to pay ₹ 4,000. For serious incidents, it can also lead to 3 months of imprisonment or even cancellation of your license.
• Wide Range of Two-Wheeler Insurance Policies: Digit offers three types of two-wheeler insurance. Third-party bike insurance, which covers only third-party liabilities such as injury, death, or property damage. Own damage bike insurance, which covers loss and damage to your own bike, which may be caused due to accidents and collisions, natural calamities, fires, and thefts. This works as an added protection with the third-party bike insurance policy, and lastly, there's comprehensive bike insurance, which covers both own damage and third-party claims.

• Personal Accident Cover: You can get a personal accident cover that will financially cover your medical expenses and safeguard your family finances in case of personal injury, permanent disabilities, or even death.
• Get Wide Range of Add-ons: Add-ons extend your insurance coverage beyond the basic plan. However, you need to pay a nominal additional monthly charge to avail of this coverage. Digit offers a varied range of add-ons, such as consumable cover, tyre protect, breakdown assistance, etc. You can choose any add-on coverage as per your requirement and convenience.

Following are the two wheeler insurance add-ons available in Ernakulam:

• Zero Depreciation Cover
• Return to Invoice Cover
• Engine & Gear-box Protection Cover
• Consumable Cover
• Breakdown Assistance
• Tyre Protect
• Daily Conveyance Benefit
• EV Shield Add-on Cover