Two Wheeler Insurance in Hyderabad

Hyderabad, the capital city of the state of Telangana, is one of the largest cities in the country. The city comes with a rich Nizam heritage and culture that attracts tourists from all over the world. It is home to several iconic places like Charminar, Golkonda Fort, etc. In addition, it is a major IT hub and economic centre attracting people from all over the country.

Despite Hyderabad's vibrant culture, the locals face countless challenges due to poor sewage systems, traffic mismanagement, lashing rain and theft.

Hence, purchasing two-wheeler insurance from a credible provider is recommended to safeguard the financial interest. So, if you are in Hyderabad and looking for a reliable two-wheeler insurer, consider opting for Digit. With Digit, you get superfast claim settlement and round-the-clock customer support.

Following are the two wheeler insurance add-ons available in Hyderabad:

• Zero Depreciation Cover
• Return to Invoice Cover
• Engine & Gear-box Protection Cover
• Consumable Cover
• Breakdown Assistance
• Tyre Protect
• Daily Conveyance Benefit
• EV Shield Add-on Cover

Here are the significant reasons why to choose a two-wheeler insurance policy from Digit in Hyderabad:

• Easy and Quick Claim Settlement Process: The online claim settlement process of Digit is super swift and comes with the smartphone-enabled self-inspection feature. To raise a claim, call us on the number provided on the website of Digit. Then you will receive a link on your registered mobile number. You need to click the link and upload pictures of the damaged area of your bike, following step-wise guidelines. The concerned department will get back to you with an estimate once we receive these pictures. After this, you can choose whether to claim reimbursement or visit the nearest network garage of Digit. The online claim settlement process is extremely time-saving and convenient. It does not require the manual filing of forms or document submission, making the entire claim settlement process effortless and quick.
• Get Constant Customer Support: To attend to all your concern related to the two-wheeler insurance, our customer care executives are present 24x7 and even on national holidays. So if you have any queries, feel free to reach us immediately. Also, since emergencies are totally unpredictable, we have kept our customer support helpline open at all times.
• Availability of Network Garages across India: If you have opted for cashless repair, you can visit Digit's nearest network garages. The damage of your bike will be repaired completely free of charge. Moreover, when you select network garages for repairing the damages to your bike, you get six months of warranty.
• Options to Modify IDV: IDV or Insured Declared Value is your bike's current market value. It is a crucial factor for your two-wheeler insurance. It influences the insurance premium, and the sum insured. Digit allows you to choose the IDV as per your budget or preference. This means by modifying the IDV, you can choose whether to pay a higher or lower premium.

Here are the ways in which two-wheeler insurance from Digit can protect you and your bike in Hyderabad:

• Different Types of Two-Wheeler Insurances: When you choose Digit for your two-wheeler insurance provider, you get to choose from the three types of policies:

  • Comprehensive Two-Wheeler Insurance: Covers both personal and third-party damages.
  • Third-Party Two-Wheeler Insurance: Covers only third-party damages caused by your bike.
  • Own Damage Two-Wheeler Insurance: Covers only the damages that occurred to your bike. 

You need to choose the right type of policy for your two-wheeler based on your convenience, budget, and needs. 

• Get Extended Benefits With Add-ons: Add-ons offer extended coverage over and above the comprehensive two-wheeler insurance policy. With Digit, you can customise add-ons as per your preference and budget. But you have to pay a nominal extra amount to get these add-ons. Some notable add-ons that enhance the value of your comprehensive two-wheeler insurance are:

  • Consumable cover
  • Roadside assistance cover
  • Engine and gearbox protection cover
  • Return to invoice cover
  • Zero depreciation cover, etc.
• Avoid Legal Complications: According to the Motor Vehicles Act of 1988, purchasing third-party insurance for every vehicle owner in India is mandatory. The violation of this mandate can lead to hefty fines of ₹ 2,000. For repeated offences, the fine might go up to ₹ 4,000. In some situations, you might also face at least 3-months of imprisonment. Hence, it is ideal to buy third-party two-wheeler insurance at the time of purchasing a bike or scooter to eliminate the chances of legal complications.
• Personal Accident Cover: A personal accident cover is a compulsory extension when you buy a vehicle insurance policy. PA cover helps you and your family in case of crisis arising due to permanent disabilities, bodily injuries or even death. You will get financial assistance to cover expenses related to the treatment of permanent disability or injuries. In case of loss of life or total permanent disability of the bike owner, the entire sum insured amount will be provided to the nominee.