Bike Insurance in Chennai

Formerly known as Madras, Chennai is the capital city of the southern state, Tamil Nadu. The city is located on the Coromandel Coast off the Bay of Bengal. The city is a conglomeration of culture, education, and economy and is a strategic trade centre in India.

The city’s health service sector has improved drastically in recent times, so much so that a large portion of tourists visiting this city mainly comes here for health treatments. The impeccable services in the healthcare sector have garnered the city the name “Health Capital of India.”

Chennai is the biggest educational, cultural, and economic centre in South India. Other than being the capital city, Chennai is also the largest city by area and population in Tamil Nadu. On top of the increasing population and vehicle numbers, the city suffers from poor traffic management, long congestion, and heavy rainfall.

Thus, having a two-wheeler insurance policy is crucial if you are a scooter or bike owner in Chennai to get financial protection in case of any mishaps.

Furthermore, according to the Motor Vehicles Act of 1988, it is mandatory for every vehicle owner to have a third-party insurance plan. So, if you are looking for a bike insurance policy, Digit can be a good choice. You get to customise the IDV of your vehicle according to your preference and budget and can get online claim settlement.

To find out more about what Digit has to offer, keep reading.

Digit offers online two-wheeler insurance plans that are easy to understand, purchase, claim, and settle with numerous additional benefits to ensure protection against all the ills of traffic in the city.

• Choice of Insurance Policies: Digit offers three types of two-wheeler insurance. Third-party bike insurance, which covers only third-party liabilities such as injury, death, or property damage. Own damage bike insurance, which covers loss and damage to your own bike, which may be caused due to accidents and collisions, natural calamities, fires, and thefts. This works as an added protection with the third-party bike insurance policy, and lastly, there's comprehensive bike insurance, which covers both own damage and third-party claims.
• Be Law-Abiding: The country witnessed a huge increase in traffic penalties as a measure to reduce and curb the rising traffic violations and irresponsible driving. Riding an uninsured bike in Chennai will attract a penalty of ₹2000 and/or imprisonment of 3 months. Minimal third-party insurance endures protection against these heavy penalties.
  
• Choose Comprehensive Plan & Stay Free: Comprehensive cover will help you enjoy a complete stress-free ride in the bumper-to-bumper traffic of Chennai. This plan offers coverage against all the third party as well as own damages. It is also adequate for people in Chennai, which has witnessed several natural calamities like heavy rain and floods.
  
• Additional Protective Layers: Considering the issue of flood, the “Return to invoice” add-on becomes essential for Chennai. With the availability of several other add-on options like engine and gear protection, breakdown assistance, and many more, the Chennai motorists can ensure a smooth journey every time, be it an office commute, a luxury long drive, or an adventurous getaway. 

Following are the two wheeler insurance add-ons available in Chennai:

• Zero Depreciation Cover
• Return to Invoice Cover
• Engine & Gear-box Protection Cover
• Consumable Cover
• Breakdown Assistance
• Tyre Protect
• Daily Conveyance Benefit
• EV Shield Add-on Cover