Bike Insurance in Gurgaon

Gurgaon is one of the most developed urban areas of North India and is a part of the Delhi NCR. Riding a bike in Gurgaon can be challenging due to its level of pollution, dust, and irritation. This leads to blurring visibility and causes fatal accidents. Moreover, the poor infrastructure and increasing traffic are the source of major accidents.

Hence, you should get two-wheeler insurance in Gurgaon to avoid financial losses due to any mishap or damage. As per the Motor Vehicles Act of 1988, it is mandatory to have at least third-party bike insurance.

Get a two-wheeler insurance policy with Digit Insurance to avail benefits like super easy claim settlement through online mode, 24x7 customer support, and many more.

Here’s more.

Digit has made insurance simpler with digitalization. It saves your precious time, money, and effort and offers the best deals.

The Motor Vehicles Act, 1988, mandates the purchase of an insurance policy for any two-wheeler purchase, irrespective of which type of insurance one chooses for himself/herself. Also, an insurance policy brings in holistic safety for one’s life, money, third-party damage, and, of course, the heavily invested money on the bike.

• Choice of Policies: Digit offers three types of two-wheeler insurance. Third-party bike insurance, which covers only third-party liabilities such as injury, death, or property damage. Own damage bike insurance, which covers loss and damage to your own bike, which may be caused due to accidents and collisions, natural calamities, fires, and thefts. This works as an added protection with the third-party bike insurance policy, and lastly, there's comprehensive bike insurance, which covers both own damage and third-party claims.
• Avoid Heavy Traffic Penalties: Gurgaon strictly follows the new traffic rules and penalties after the amendment in the Motor Vehicle Act effective from September 2019. Lately, a two-wheeler rider was imposed with a Rs.23,000 traffic ticket for multiple violations. For not holding third-party bike insurance, bike riders are imposed with a Rs.2,000 fine. Digit’s third-party insurance policy will save you from getting fined.
• Buy Comprehensive Policy for Extra Protection: Sometimes the cost of repairs and bike-related issues can crunch your financial stats. The financial hit becomes unbearable in case of losing the bike in a natural calamity or theft. So having comprehensive bike insurance will give you peace of mind. It also covers your third-party liability. A wide option of customizable add-ons is a perk.
• Customize Comprehensive Policy with Add-Ons: You can increase the scope of coverage with multiple add-ons under the comprehensive policy. Considering the probability of accidents in Gurgaon, personal accident cover will be a wise addition to have and can be purchased with third-party insurance also. There are other add-ons like breakdown assistance, return to invoice, etc. present in Gurgaon.

Following are the two wheeler insurance add-ons available in Gurgaon:

• Zero Depreciation Cover
• Return to Invoice Cover
• Engine & Gear-box Protection Cover
• Consumable Cover
• Breakdown Assistance
• Tyre Protect
• Daily Conveyance Benefit
• EV Shield Add-on Cover