Bike Insurance in Kanpur
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Buy/Renew Two-Wheeler Insurance in Kanpur Online
Kanpur, the largest city in Uttar Pradesh is well renowned for its leather and textile industry worldwide. Being a major commercial centre of North India, Kanpur is listed as the 12th most populous and 11th most populous urban agglomerated city in India. The growth in population and business opportunities has resulted in a heavy crowd on the Kanpuria roads. Despite being a top commercial hub, the city has a highly dilapidated road infrastructure that is insufficient to cater to the growing demands of the city residents. Moreover, thefts and accidents are quite common.
Kanpur witnesses considerable traffic daily. The number of two-wheelers is increasing day by day. If you are a bike owner in this city, it is essential to have a two-wheeler insurance plan. A bike insurance policy provides financial assistance to cover your damages and losses caused due to any accident or damage.
Also, the Motor Vehicles Act of 1988 made it compulsory for every vehicle owner to buy at least a third-party cover.
If you are looking for a reliable insurance provider in Kanpur, Digit is one among them. With Digit bike insurance plan, you get a wide range of benefits. Continue reading to know more.
Why Do You Need Two-Wheeler Insurance in Kanpur?
Let's look at the challenges faced by bike owners in Kanpur, which makes having a valid two-wheeler insurance policy even more important.
Why Choose Digit Two-Wheeler Insurance Policy in Kanpur?
Your bike insurance not only comes with a super easy claim process, but also with the option to choose a cashless settlement
Key Features of Digit's Two-Wheeler Insurance in Kanpur
What’s Covered in Two-Wheeler Insurance in Kanpur by Digit?
Here are the things that are covered under the two-wheeler insurance policy by Digit in Kanpur:
Two-Wheeler Insurance Add-ons Available in Kanpur
Following are the two wheeler insurance add-ons available in Kanpur:
What’s Not Covered in Digit's Two-Wheeler Insurance in Kanpur?
It is equally important to know what’s not covered in your two-wheeler insurance policy, so that there are no surprises when you make a claim
Two-Wheeler Insurance Plans in Kanpur
Third Party
Comprehensive
Own Damage
Damages/Losses to own two-wheeler due to an accident |
×
|
✔
|
✔
|
Damages/Losses to own two-wheeler in case of fire |
×
|
✔
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✔
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Damages/Losses to own two-wheeler in case of a natural calamity |
×
|
✔
|
✔
|
Damages to Third-Party Vehicle |
✔
|
✔
|
×
|
Damages to Third-Party Property |
✔
|
✔
|
×
|
Personal Accident Cover |
✔
|
✔
|
×
|
Injuries/Death of a Third-Party Person |
✔
|
✔
|
×
|
Theft of your scooter or bike |
×
|
✔
|
✔
|
Customize your IDV |
×
|
✔
|
✔
|
Extra protection with customized add-ons |
×
|
✔
|
✔
|
Know more about the difference between comprehensive and third party two wheeler insurance
How to Buy Two-Wheeler Insurance in Kanpur with Digit?
Enter Bike Details
On the Digit App or website, enter your bike’s registration number and click on view prices.
Choose a Plan
Select the type of bike insurance plan and choose desired add-ons.
Enter Personal & Nominee Details
Enter your personal, nominee and vehicle details, and start the payment.
Complete Payment & KYC
Complete the payment and mandatory KYC verification process. Once completed, the policy will be issued and available in Digit App.
Digit's Cashless Garages
Get cashless repairs at 9000+ garages across India
Popular Cashless Garages in Digit's Network in Kanpur
Here’s the list of Digit's top 13 cashless garages in Kanpur, as of August 18th, 2025.
Why Opt for Digit Two-Wheeler Insurance in Kanpur?
The Motor Vehicles Act, 1988, mandates the purchase of a third-party insurance policy for any two-wheeler purchase. Digit’s bike insurance policy brings in holistic safety for one’s life, money, property, third-party damage, and of course the heavily invested money on the bikes/scooters.
- Types of Policy Available: Digit offers three types of two-wheeler insurance. Third-party bike insurance, which covers only third-party liabilities such as injury, death, or property damage. Own damage bike insurance, which covers loss and damage to your own bike, which may be caused due to accidents and collisions, natural calamities, fires, and thefts. This works as an added protection with the third-party bike insurance policy, and lastly, there's comprehensive bike insurance, which covers both own damage and third-party claims.
- Avoid Heavy Traffic Penalties: The fines associated with the traffic violations are quite heavy on the pocket since the latest revisions in the laws. A third-party insurance plan can cover your expenses incurred as a penalty for a traffic violation of riding an uninsured bike. According to the Motor Vehicle Amendment Bill in 2019, the penalty for missing insurance is ₹2000 and/or jail time of 3 months.
- Cover Big Expenses with Comprehensive Policy: The comprehensive bike insurance plan ensures a tension-free commute. Giving consideration to the issues like damaged roads, bumper-to-bumper traffic, accidents, and vehicle theft in Kanpur, comprehensive bike insurance is a perfect choice to opt for. Because in such conditions the bike stands vulnerable to damages, and this policy will save you from spending money from your pocket if something unfortunate happens. You can go for add-ons for extra protection as well and ride safely in the Manchester of India.
- Suitable Add-Ons for Kanpur: Add-ons like “Return to invoice” can be really helpful if your bike is stolen. With this add-on by your side, the on-road price of the bike will be paid in case of theft. Other add-ons like engine & gearbox protection, consumable cover, and breakdown assistance can be very helpful in specific conditions. These come at independent costs over the base plan.
- Must Have PA Cover: Personal accident cover is an add-on that takes care of your financial obligations in case you suffer from a permanent disability or death due to an accident. Looking at the number of fatal accidents in Kanpur, this add-on becomes crucial. Unlike other add-ons, this can be purchased with third-party bike insurance as well.
Digit Insurance Registered Offices in Kanpur
Here is the list of office addresses in Kanpur as of August 5th, 2025: