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Bike Insurance in Kanpur

9000+ Cashless Garages

96% Claims Settled (FY 24-25)

Buy/Renew Two-Wheeler Insurance in Kanpur Online

Why Do You Need Two-Wheeler Insurance in Kanpur?

Let's look at the challenges faced by bike owners in Kanpur, which makes having a valid two-wheeler insurance policy even more important.

Lack of Traffic Management

Lack of Traffic Management

Most of the busy/commercial areas of Kanpur still lack proper traffic signals or traffic constables. The mismanagement is the main reason for accidents in the area especially at night when bike riders or any other vehicles drivers tend to ignore all the traffic rules.

Dilapidated Infrastructure

Dilapidated Infrastructure

Kanpur’s infrastructural status and management, both are adverse and have marked the city with potholed roads, eight to ten hours long power cut and overflowing drains. 

Theft

Theft

Kanpur has marked increased vehicle theft especially due to lack of proper parking areas and narrow lanes across the city. With no proper surveillance, it also becomes easy to move vehicles without proper documentation and ease the illegal sale and purchase of stolen bikes/scooters.

Fatal Accidents

Fatal Accidents

According to the MoRTH report 2017, the city marked 608 fatal road accidents, while 960 were severely injured. Out of these, most are cases of rash driving, drunk driving, and third-party faults. Other reasons also include crowded roads whereby the footpaths are occupied by hawkers and encroachments, making it difficult for bikes to move easily

Why Choose Digit Two-Wheeler Insurance Policy in Kanpur?

Your bike insurance not only comes with a super easy claim process, but also with the option to choose a cashless settlement

Cashless Repairs

Cashless Repairs

9000+ Cashless Network Garages for you to choose from across India

Smartphone-Enabled Self Inspection

Smartphone-Enabled Self Inspection

Quick and paperless claims through Smartphone enabled processes that make you go "That's it?"

Super-fast Claims

Super-Fast Claims

We’ve settled 96% of all two-wheeler claims! Experience claims that make you go “that’s it?”

Customize your Vehicle IDV

Customize Your Vehicle IDV

With us, you can customize your vehicle IDV as per your choice!

24*7 Support

24*7 Support

24*7 call facility even on National Holidays

Complimentary Wellness Benefits

Get exclusive wellness benefits on the Digit App offered by top-rated health and wellness partners.

Key Features of Digit's Two-Wheeler Insurance in Kanpur

Key Features Digit Benefit
Premium Starting from ₹714
No Claim Bonus Up to 50% Discount
Customizable Add-Ons 8 Add-ons available
Cashless Repairs Available at 9000+ Garages
Claim Process Smartphone-enabled Claim process. Can be done online within 7 minutes!
Own Damage Cover Available
Damages to Third-Party Unlimited Liability for Personal Damages, Up to 7.5 Lakhs for Property/Vehicle Damages

What’s Covered in Two-Wheeler Insurance in Kanpur by Digit?

Here are the things that are covered under the two-wheeler insurance policy by Digit in Kanpur:

Accidents

Accidents

Damages and losses that may arise due to an accident or collision.

Theft

Theft

Covers for your losses in case your two-wheeler is unfortunately stolen!

Fire

Fire

Damages and losses to your two-wheeler in case of an accidental fire!

Natural Disasters

Natural Disasters

Damages caused to your two-wheeler due to nature’s many furies, such as due to floods, cyclones, etc.

Personal Accident

Personal Accident

Covers for your expenses in cases where you’ve hurt yourself too bad!

Third-Party Losses

Third-Party Losses

When a person, a vehicle or a property is hurt or damaged due to your bike's actions.

Two-Wheeler Insurance Add-ons Available in Kanpur

What’s Not Covered in Digit's Two-Wheeler Insurance in Kanpur?

It is equally important to know what’s not covered in your two-wheeler insurance policy, so that there are no surprises when you make a claim

Own Damages icon

Own Damages for Third-Party Policy holder

In the case of a Third-Party Bike Policy, damages to own vehicle won’t be covered.

drink and drive icon

Drunk Riding or without a Licence

Situations where you were riding drunk or without a valid two-wheeler licence won't be covered.

Add-ons not bought

Add-Ons Not Bought

Some situations are covered in add-ons. If you haven’t bought those, the corresponding situations will not be covered.

Contributory Negligences

Contributory Negligences

Any contributory negligence (e.g. driving in flood) won't be covered.

Consequential Damages

Consequential Damages

Any damage which is not a direct result of the accident will not be covered.

Driving without a valid Driving Licence Holder

Driving without a valid Driving Licence Holder

If you hold a learner’s licence and were riding without a valid licence-holder then your claim won’t be covered.

Two-Wheeler Insurance Plans in Kanpur

TP bike insurance coverage

Third-Party Bike Insurance

A third-party bike insurance is one of the most common types of bike insurance in which only damages & losses caused to a third-party person, vehicle, or property are covered.
Comprehensive bike insurance coverage

Comprehensive Bike Insurance

A comprehensive bike insurance is one of the most valuable types of bike insurance that covers both third-party liabilities and damages to your own bike as well.
Od coverage icons

Own Damage Bike Insurance

The own damage bike insurance is for yourself; it covers loss and damage only to your own two-wheeler in case of accidents and collisions, natural calamities, fires, and thefts.

Third Party

Comprehensive

Own Damage

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How to Buy Two-Wheeler Insurance in Kanpur with Digit?

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Enter Bike Details

On the Digit App or website, enter your bike’s registration number and click on view prices.

Choose a Plan

Select the type of bike insurance plan and choose desired add-ons.

Enter Personal & Nominee Details

Enter your personal, nominee and vehicle details, and start the payment.

Complete Payment & KYC

Complete the payment and mandatory KYC verification process. Once completed, the policy will be issued and available in Digit App.

Cashless Garages by Digit

Digit's Cashless Garages

Get cashless repairs at 9000+ garages across India 

Popular Cashless Garages in Digit's Network in Kanpur

Here’s the list of Digit's top 13 cashless garages in Kanpur, as of August 18th, 2025.

Service Center Name Service Center Address Google Maps Link
India Motor Kanpur TVS India Motor Kanpur TVS, 63/2 C5, The Mall Kanpur Nagar Uttar Pradesh 208001 📍 View on Maps
Rbs Motors Hero Rbs Motors Hero, 111A, 12, Gt Rd, Nihal Singh Market, Ashok Nagar, Harsh Nagar, Kanpur 208012 📍 View on Maps
Cross Road Honda Cross Road Honda, 516 Part, Gt Rd, Kalyanpur, Kanpur Nagar 208019 📍 View on Maps
Yashvi Motors Suzuki Yashvi Motors Suzuki, 129, Reagal Cinema Building, The Mall, Kanpur Nagar Uttar Pradesh 208001 📍 View on Maps
Apex Automobiles Hero Apex Automobiles Hero, No 128/1311 Block Y, Kidwai Nagar, Bye Pass, Near Yashoda Nagar 📍 View on Maps
V G Motors Hero V G Motors Hero, Plot No 1 Aat Part Of Arazi No 111, Bithoor Road, Bihoor Khurd, Kanpur Nagar 📍 View on Maps
Maa Nd Motors Hero Maa Nd Motors Hero, Narwal Road, Narwal 209401 📍 View on Maps
Axis Honda 2W Axis Honda 2W, 1 68 69, 127/W, Barra Bypass Rd, Saket Nagar, Kanpur 208014 📍 View on Maps
Society Bajaj 2W Society Bajaj 2W, 12/483, Mac Robert Gunj, Khalasi Line, Permat, Kanpur Nagar 📍 View on Maps
Northern Hero Northern Hero, No 127, Mall Rd, Civil Lines 208005 📍 View on Maps
Ghatampur TVS Ghatampur TVS, Nh 34, Birshibpur, Hamirpur Road 209206 📍 View on Maps
Rana Honda 2W Rana Honda 2W, 22 A-1, G T Road, Lakhanpur, Kanpur Nagar, Uttar Pradesh 208024 📍 View on Maps
Shree Tirupati Hero Shree Tirupati Hero, 16/95, The Mall, Kanpur, Kanpur Nagar, Uttar Pradesh 208001 📍 View on Maps

Why Opt for Digit Two-Wheeler Insurance in Kanpur?

Digit Insurance Registered Offices in Kanpur

Here is the list of office addresses in Kanpur as of August 5th, 2025:

Current Address Google Maps Link
Digit Insurance, third floor, office no. 32, Sai Square Tower, 40, Khalasi Line, Kanpur Cantonment, Kanpur, Uttar Pradesh 208002 📍 View on Maps