Bike Insurance in Kanpur

Kanpur, the largest city in Uttar Pradesh is well renowned for its leather and textile industry worldwide. Being a major commercial centre of North India, Kanpur is listed as the 12th most populous and 11th most populous urban agglomerated city in India. The growth in population and business opportunities has resulted in a heavy crowd on the Kanpuria roads. Despite being a top commercial hub, the city has a highly dilapidated road infrastructure that is insufficient to cater to the growing demands of the city residents. Moreover, thefts and accidents are quite common.

Kanpur witnesses considerable traffic daily. The number of two-wheelers is increasing day by day. If you are a bike owner in this city, it is essential to have a two-wheeler insurance plan. A bike insurance policy provides financial assistance to cover your damages and losses caused due to any accident or damage.

Also, the Motor Vehicles Act of 1988 made it compulsory for every vehicle owner to buy at least a third-party cover.

If you are looking for a reliable insurance provider in Kanpur, Digit is one among them. With Digit bike insurance plan, you get a wide range of benefits. Continue reading to know more.

Following are the two wheeler insurance add-ons available in Kanpur:

• Zero Depreciation Cover
• Return to Invoice Cover
• Engine & Gear-box Protection Cover
• Consumable Cover
• Breakdown Assistance
• Tyre Protect
• Daily Conveyance Benefit
• EV Shield Add-on Cover

The Motor Vehicles Act, 1988, mandates the purchase of a third-party insurance policy for any two-wheeler purchase. Digit’s bike insurance policy brings in holistic safety for one’s life, money, property, third-party damage, and of course the heavily invested money on the bikes/scooters.

• Types of Policy Available: Digit offers three types of two-wheeler insurance. Third-party bike insurance, which covers only third-party liabilities such as injury, death, or property damage. Own damage bike insurance, which covers loss and damage to your own bike, which may be caused due to accidents and collisions, natural calamities, fires, and thefts. This works as an added protection with the third-party bike insurance policy, and lastly, there's comprehensive bike insurance, which covers both own damage and third-party claims.
• Avoid Heavy Traffic Penalties: The fines associated with the traffic violations are quite heavy on the pocket since the latest revisions in the laws. A third-party insurance plan can cover your expenses incurred as a penalty for a traffic violation of riding an uninsured bike. According to the Motor Vehicle Amendment Bill in 2019, the penalty for missing insurance is ₹2000 and/or jail time of 3 months. 
  
• Cover Big Expenses with Comprehensive Policy: The comprehensive bike insurance plan ensures a tension-free commute. Giving consideration to the issues like damaged roads, bumper-to-bumper traffic, accidents, and vehicle theft in Kanpur, comprehensive bike insurance is a perfect choice to opt for. Because in such conditions the bike stands vulnerable to damages, and this policy will save you from spending money from your pocket if something unfortunate happens. You can go for add-ons for extra protection as well and ride safely in the Manchester of India.
  
• Suitable Add-Ons for Kanpur: Add-ons like “Return to invoice” can be really helpful if your bike is stolen. With this add-on by your side, the on-road price of the bike will be paid in case of theft. Other add-ons like engine & gearbox protection, consumable cover, and breakdown assistance can be very helpful in specific conditions. These come at independent costs over the base plan.
  
• Must Have PA Cover: Personal accident cover is an add-on that takes care of your financial obligations in case you suffer from a permanent disability or death due to an accident. Looking at the number of fatal accidents in Kanpur, this add-on becomes crucial. Unlike other add-ons, this can be purchased with third-party bike insurance as well.