Thane – ‘the city of lakes’ (surrounded by 35 lakes) is located on the north-western side of the state of Maharashtra and is an immediate neighbour of Mumbai city and a part of the Mumbai Metropolitan Region. Thane city is the 16th most populated city in India, the major reason being its close proximity with Mumbai and the need for settlement of the huge immigrant mass.     

Challengs faced by Two Wheeler Riders in Thane

‘Kyun  hai Thane, bike riders k liye maut ka kuan!’ Thane, according to recent statistics has proved to be a dangerous place for people riding two-wheelers. Here’s a closer look as to why that could be:

• The rain takes away all: Thane experiences heavy rainfall and the effect is so adverse as to flush away highways and parts of roads along with it. Post that, the leftover sediments and algae even worsen the situation with an increased propensity for vehicle skidding and loss of balance at the resultant potholes and debris accumulation.
  
• Improper administration, encroachments and congestion: The city is heavily populated and faces major traffic congestion irrespective of efforts made for proper traffic control. The issue is worsened with the construction of the Metro line leading to increased traffic and congestion even in internal roads and service lanes. Consequently, the heavy diverted traffic faces encroachments in the narrow side-lines which causes slower traffic, immediate brake propensity and high chances of accidents at the near perimeter.
• Irresponsible driving leading to fatalities: The major share of the accidents that are reported in the city is of irresponsible driving, speeding vehicles and drunk driving. The repercussions are adverse and many a time impact the responsible riders even worse than the culprits. Late night party culture with drunk driving, bike stunts on highways have become trends upon the youngsters and a nuisance for the public. Other major times of accidents registered are during the rush hours in the morning and in the evening.

From buying to claiming, everything is online from Digit Insurance. You will be guided step by step in the process of buying. Simply answer a few questions on the screen and you will get a quote for the insurance.

Customize as per your requirement, do the payment and your vehicle is insured. Sheer convenience is promised with a super-fast, smartphone-enabled and self-inspection based claim process. 

Choice of bike insurance policies:

• Comprehensive Bike Insurance - This plan covers damages caused to your bike by accidents, fires or natural disasters, thefts, etc. and takes the responsibility of your third-party liability.
  
• Third-Party Bike Insurance - This plan covers only third party losses like injury or death of any third party individual or damage caused to their property/vehicle.