Bike Insurance in Erode

Erode, one of the most popular tourist spots in Tamil Nadu offers a perfect blend of culture and natural beauty. From a multitude of forts, temples, and churches to sanctuaries, and tiger reserves, Erode is an ideal escapade for pilgrims, history buffs, nature lovers as well as adventure seekers.

Some of the prominent tourist spots in Erode include Thindal Murugan Temple, Sathyamangalam Tiger Reserve, Sri Peria Mariamman Temple, etc. In addition, Erode has a high concentration of edible oil, power loom and handloom, rice milling, and turmeric industries.

The high population concentration and an increasing number of private vehicles significantly contribute to excessive traffic congestion in the region, which leads to challenging road conditions and safety hazards.

Therefore, if you ride a motorcycle, getting a two-wheeler insurance policy is essential to sidestep any unforeseen financial stress.

In this regard, Digit makes a perfect choice, courtesy of affordable premiums and prompt claim settlement.

Keep reading to know in detail!

A two-wheeler insurance policy from Digit ensures the following advantages:

• Digitalised Claim Settlement Process: Digit facilitates a smartphone-enabled self-inspection claim settlement process to avoid the hassle of the conventional procedure and lengthy paperwork. All you have to do is call Digit to receive a self-inspection link on your registered mobile number. Next, click on the link and attach images of your damaged two-wheeler. Once received, the concerned team will scrutinise the claim and provide an estimate. You can choose either the reimbursement or cashless repair options.
• Vast Chain of Digit Network Garages: You can visit any of the nearest Digit network garages for repair and replacement services. On selecting the cashless repair option, Digit will bear the expenses on your behalf against your two-wheeler insurance policy. Further, these network garages offer a 6-month warranty on services across India.
• IDV Customisation Option: Digit facilitates the convenience of IDV, or Insured Declared Value. That means if you opt for a higher IDV in bike insurance, the premium will increase, ensuring higher financial coverage in the event of theft or irreparable damages. On the contrary, lower IDV comes at a lower premium, but the overall compensation would be comparatively lower.
• 24-hour Customer Support: Digit boasts an efficient customer care team to retain 100% customer satisfaction. Further, irrespective of a national holiday or a Sunday, the team is available at your service to resolve any insurance-related queries promptly. So, feel free to connect with our team in case of any query or emergency.

Here’s how a two-wheeler insurance policy from Digit can safeguard you and your bike:

• Tailor-made Policies Options to Choose from: Digit offers three types of two-wheeler insurance. Third-party bike insurance, which covers only third-party liabilities such as injury, death, or property damage. Own damage bike insurance, which covers loss and damage to your own bike, which may be caused due to accidents and collisions, natural calamities, fires, and thefts. This works as an added protection with the third-party bike insurance policy, and lastly, there's comprehensive bike insurance, which covers both own damage and third-party claims.
• Strengthen Coverage With Add-ons: When you select the comprehensive two-wheeler bike insurance policy, Digit allows you to customise the plan with add-ons. These add-ons are additional benefits that are not included in the comprehensive plan. You will need to pay a little extra, which will increase your premium; however, you will get to enjoy a range of benefits. Some notable add-ons are zero depreciation cover, consumable cover, breakdown assistance cover, etc. For example, if you choose roadside assistance, we will offer financial support for repairing and replacing a sudden bike breakdown in the middle of the road.
• Personal Accident Cover: A personal accident cover will provide financial coverage in the event of any unfortunate circumstances like bodily injury, permanent partial disability, permanent complete disability and death of the policyholder. Under such conditions, your insurer will bear the cost of treatment or cover the loss of income. And in case the two-wheeler owner dies, the nominee will get the total sum insured as compensation.
• Saves from Hefty Legal Penalties: In India, it is compulsory to obtain a two-wheeler insurance policy for every motorcycle owner as per the provisions of Motor Vehicles Act of 1988. If not, you will have to pay a lump sum fine of ₹ 2,000 for the first time and ₹ 4,000 for the subsequent ones. Moreover, you may be in prison for 3 months if caught riding without an insurance policy.

Following are the two wheeler insurance add-ons available in Erode:

• Zero Depreciation Cover
• Return to Invoice Cover
• Engine & Gear-box Protection Cover
• Consumable Cover
• Breakdown Assistance
• Tyre Protect
• Daily Conveyance Benefit
• EV Shield Add-on Cover