Buy/Renew Two Wheeler Insurance Policy Online in Erode
Erode, one of the most popular tourist spots in Tamil Nadu offers a perfect blend of culture and natural beauty. From a multitude of forts, temples, and churches to sanctuaries, and tiger reserves, Erode is an ideal escapade for pilgrims, history buffs, nature lovers as well as adventure seekers.
Some of the prominent tourist spots in Erode include Thindal Murugan Temple, Sathyamangalam Tiger Reserve, Sri Peria Mariamman Temple, etc. In addition, Erode has a high concentration of edible oil, power loom and handloom, rice milling, and turmeric industries.
The high population concentration and an increasing number of private vehicles significantly contribute to excessive traffic congestion in the region, which leads to challenging road conditions and safety hazards.
Therefore, if you ride a motorcycle, getting a two-wheeler insurance policy is essential to sidestep any unforeseen financial stress.
In this regard, Digit makes a perfect choice, courtesy of affordable premiums and prompt claim settlement.
Keep reading to know in detail!
Why Choose Two Wheeler Insurance by Digit?
Your bike insurance not only comes with a super easy claim process, but also with the option to choose a cashless settlement
Two Wheeler Insurance Plans in Erode
Third Party
Comprehensive
Own Damage
Damages/Losses to own two-wheeler due to an accident |
×
|
✔
|
✔
|
Damages/Losses to own two-wheeler in case of fire |
×
|
✔
|
✔
|
Damages/Losses to own two-wheeler in case of a natural calamity |
×
|
✔
|
✔
|
Damages to Third-Party Vehicle |
✔
|
✔
|
×
|
Damages to Third-Party Property |
✔
|
✔
|
×
|
Personal Accident Cover |
✔
|
✔
|
×
|
Injuries/Death of a Third-Party Person |
✔
|
✔
|
×
|
Theft of your scooter or bike |
×
|
✔
|
✔
|
Customize your IDV |
×
|
✔
|
✔
|
Extra protection with customized add-ons |
×
|
✔
|
✔
|
Know more about the difference between comprehensive and third party two wheeler insurance
Two Wheeler Insurance Add-ons Available in Erode
Following are the two wheeler insurance add-ons available in Erode:
Key Features of Two Wheeler Insurance by Digit
Key Features |
Digit Benefit |
Premium |
Starting from ₹714 |
No Claim Bonus |
Up to 50% Discount |
Customizable Add-Ons |
8 Add-ons available |
Cashless Repairs |
Available at 4400+ Garages |
Claim Process |
Smartphone-enabled Claim process. Can be done online within 7 minutes! |
Own Damage Cover |
Available |
Damages to Third-Party |
Unlimited Liability for Personal Damages, Up to 7.5 Lakhs for Property/Vehicle Damages |
How to Buy/Renew Two Wheeler Insurance with Digit?
Step 1
On the Digit App or website, enter bike’s registration number, select the policy status and click on ‘View Prices’.
Step 2
Select the plan, add-ons and click on ‘Continue.’
Step 3
Enter your personal, nominee and vehicle details and click on ‘Pay Now.’
Step 4
Complete the payment and mandatory KYC verification process.
Step 5
You’re done! You’ll receive the policy document via email, SMS and WhatsApp. Also, you can access it 24X7 on the Digit App.
How to file a Claim?
After you buy or renew our two wheeler insurance plan, you live tension free as we have a 3-step, completely digital claims process!
Step 1
Just call on 1800-258-5956. No forms to be filled.
Step 2
Get a link for Self-Inspection on your registered mobile number. Shoot your vehicle’s damages from your smartphone through a guided step by step process.
Step 3
Choose the mode of repair you wish to opt for i.e. Reimbursement or Cashless through our network of garages.
How fast are Digit Insurance Claims Settled?
This is the first question that should come to your mind when switching your insurance company. Good you’re doing that!
Read Digit’s Claims Report CardWhat Are the Benefits of a Two-wheeler Insurance Policy from Digit?
A two-wheeler insurance policy from Digit ensures the following advantages:
- Digitalised Claim Settlement Process: Digit facilitates a smartphone-enabled self-inspection claim settlement process to avoid the hassle of the conventional procedure and lengthy paperwork. All you have to do is call Digit to receive a self-inspection link on your registered mobile number. Next, click on the link and attach images of your damaged two-wheeler. Once received, the concerned team will scrutinise the claim and provide an estimate. You can choose either the reimbursement or cashless repair options.
- Vast Chain of Digit Network Garages: You can visit any of the nearest Digit network garages for repair and replacement services. On selecting the cashless repair option, Digit will bear the expenses on your behalf against your two-wheeler insurance policy. Further, these network garages offer a 6-month warranty on services across India.
- IDV Customisation Option: Digit facilitates the convenience of IDV or Insured Declared Value . That means, if you opt for a higher IDV, the premium will increase, ensuring higher financial coverage in the event of theft or irreparable damages. On the contrary, lower IDV comes at a lower premium, but the overall compensation would be comparatively lower.
- 24-hour Customer Support: Digit boasts an efficient customer care team to retain 100% customer satisfaction. Further, irrespective of a national holiday or a Sunday, the team is available at your service to resolve any insurance-related queries promptly. So, feel free to connect with our team in case of any query or emergency.
How Can Digit Two-wheeler Insurance Policy Save Your Bike in Erode?
Here’s how a two-wheeler insurance policy from Digit can safeguard you and your bike:
Tailor-made Policies Options to Choose from: Digit understands the different requirements of its customers and craft policies accordingly to cater to the diverse clientele. You can choose from any of the bike insurance plans:
Strengthen Coverage With Add-ons: If you obtain a comprehensive insurance policy, you can include add-ons to safeguard your finances better. Though you need to pay higher premiums, these add-ons will significantly increase the existing policy coverage and help protect finances better. A few of them include:
Engine and Gearbox Protection Cover: A standard insurance policy covers damages caused due to accidents, theft, or natural calamities. However, with this add-on, you can rest assured of financial protection for any consequential damages caused to the engine due to lubricating oil leakage and water regression.
Breakdown Recovery Assistance: If you ever get stuck in the middle of the road in erode, call Digit for prompt recovery service. The insurance provider will send help at the earliest to your preferred location. Further, Digit extends the on-spot repairing option. If not possible, your two-wheeler will be towed to the nearest network garage for the necessary services.
Consumables Cover: This add-on extends additional coverage for consumables components of a motorcycle that a standard policy does not provide. This includes engine oil, coolant, pipes, bolts, nuts, brakes, etc.
- Personal Accident Cover: A personal accident cover will provide financial coverage in the event of any unfortunate circumstances like bodily injury, permanent partial disability, permanent complete disability and death of the policyholder. Under such conditions, your insurer will bear the cost of treatment or cover the loss of income. And in case the two-wheeler owner dies, the nominee will get the total sum insured as compensation.
- Saves From Hefty Legal Penalties: In India, it is compulsory to obtain a two-wheeler insurance policy for every motorcycle owner as per the provisions of Motor Vehicles Act 1988. If not, you will have to pay a lump sum fine of ₹ 2,000 for the first time and ₹ 4,000 for the subsequent ones. Moreover, you may be in prison for 3 months if caught riding without an insurance policy.