Bike Insurance in Delhi

Delhi, officially the National Capital Territory of Delhi (NCT), is both a city and a union territory. It also has the highest road density, with over 1749 km of road length per 100 km². The national capital is of great historical significance in terms of commerce, transport, and culture and has also become the political centre of India post-Independence.

It is the most populous urban agglomeration. New Delhi is choked with vehicles. The population and the number of vehicles are increasing exponentially, leading to major traffic congestion and fatal accidents. Moreover, rash driving and traffic violations are quite rampant.

Being a bike or scooter owner in Delhi city can be risky if you do not have a two-wheeler insurance policy. Moreover, the Motor Vehicles Act of 1988 mandates every vehicle owner to have a third-party insurance cover. This facilitates financial coverage in the event of any mishap or accident.

So, if you are looking for a two-wheeler insurance policy, consider Digit. Keep reading to know more.

Digit’s bike insurance plan offers protection against liabilities that arise from injuries to the rider, own bike and the third parties as well, depending on the kind of policy you purchase. 

• Choice of Policies: Digit offers three types of two-wheeler insurance. Third-party bike insurance, which covers only third-party liabilities such as injury, death, or property damage. Own damage bike insurance, which covers loss and damage to your own bike, which may be caused due to accidents and collisions, natural calamities, fires, and thefts. This works as an added protection with the third-party bike insurance policy, and lastly, there's comprehensive bike insurance, which covers both own damage and third-party claims.
• Avoidance of Heavy Penalties: With Digit’s third-party bike insurance, heavy penalties and fines imposed by Delhi Traffic Police can be avoided. Otherwise, you will face a penalty of ₹2000 for the offence of riding without insurance.
• Get Protected with Comprehensive Policy: With Delhi roads being highly prone to accidents and third-party faults, the comprehensive insurance policy can safeguard your life and vehicle against any third-party damages on the road, accidental expenses, natural disasters, and theft.
• Add-Ons Suitable for Delhi: Digit offers add-on features or optional covers to increase the level of coverage provided under the base comprehensive policy. Delhi experiences extreme summer, rainy, and winter conditions, which also hamper the vehicles’ life. The zero-dep cover, along with the base plan, covers the repair cost of damages resulting from accidents, fire, theft, or any natural calamity.

Following are the two wheeler insurance add-ons available in Delhi:

• Zero Depreciation Cover
• Return to Invoice Cover
• Engine & Gear-box Protection Cover
• Consumable Cover
• Breakdown Assistance
• Tyre Protect
• Daily Conveyance Benefit
• EV Shield Add-on Cover