Mysore is a city in the southern part of the state of Karnataka, India. This city is famous for its heritage structures and palaces, including Mysore Palace, and the festivities during the Dussehra festival, attracting hundreds and thousands of tourists from around the world. It is also home to various industries and economic activities.

Mysore’s growing population, insufficient traffic management and rampant traffic violations contribute to major congestion. This often leads to frequent accidents and fatalities.

Bike owners of Mysore can, therefore, opt for two-wheeler insurance to protect their finances in the event of any mishap or accident.

If you are looking for a reliable bike insurance policy provider, you can opt for Digit Insurance. Digit comes with a high claim settlement ratio for two-wheeler insurances.

Following are the two wheeler insurance add-ons available in Mysore:

• Zero Depreciation Cover
• Return to Invoice Cover
• Engine & Gear-box Protection Cover
• Consumable Cover
• Breakdown Assistance
• Tyre Protect
• Daily Conveyance Benefit
• EV Shield Add-on Cover

With Digit two-wheeler insurance plan, policyholders can get many benefits. They are the following:

• Paperless Online Claim Settlement Process: With Digit, you can get an online paperless claim settlement process. The entire process is smooth and hassle-free. To raise a claim, start the process by calling Digit on the provided phone number. Click on the link that you receive on your registered contact number and follow the mentioned steps accordingly. Then, upload the pictures of the bike’s damaged parts and wait for the team to check. You will receive an estimate from them in no time. After that, you can either settle for reimbursement or a cashless mode of repair.
• Cashless Repairs From Thousands of Network Garages: The network garages of Digit are present across India. You do not have to shell out any money from your pocket when you get the damages repaired from these garages. Besides, these network garages provide a 6-month warranty on all repairs on your vehicle. So, if you want to opt for the cashless mode of repair, you can visit your nearest Digit network garage.
• Digit’s 24X7 Customer Support: If you have any confusion or doubts regarding your insurance plan, you can always clarify the same with Digit’s team. Our team will provide customers round-the-clock service to resolve their problems. You can also avail of customer support on national holidays.
• Get Your IDV Customised: The Insured Declared Value or IDV is the market value of your bike. It directly impacts the sum insured and the two-wheeler insurance policy premium. Digit lets you customise your two-wheeler’s IDV when you buy a comprehensive bike insurance plan. Remember, the higher the IDV, the more will be the policy premium that you have to pay.

Digit bike insurance will protect your bike in the following ways:

• Customise Your Policy With the Help of Add-ons: Add-ons help to extend the coverage of the existing comprehensive two-wheeler policy and provide better coverage. Even though they come at an extra cost, they can be a saviour in certain circumstances. Let’s take an example of the return to invoice cover. This add-on comes extremely handy if your bike is damaged beyond repair or is stolen. In these cases, Digit will refund the amount stated in the invoice. This cover is suitable for new bikes. The return to invoice add-on will also cover the road tax and the registration charges. Besides these, you can get consumables cover, roadside assistance cover, zero depreciation cover etc.
• Personal Accident Cover: When you get a two-wheeler insurance policy, you will mandatorily have to buy a personal accident cover as per laws. The PA cover gives you financial assistance to cover expenses due to medical treatment for physical injuries and permanent disability. Also, the nominee will receive the entire sum insured from the insurer as compensation in the event of the death of the bike owner.
• Steer Clear of Legal Complications: As per the Motor Vehicles Act of 1988, you should purchase at least a third-party insurance plan. If you ride a bike without the same, you might have to pay a fine of ₹ 2,000 or ₹ 4,000 for subsequent offences. In rare cases, the authorities may cancel your driving license or sentence you to 3 months of imprisonment. Thus a two-wheeler insurance plan can help you dodge such situations.
• Various Two-wheeler Insurance Policies: Digit provides the following insurance plans for its customers:  

Comprehensive Two-Wheeler Insurance: This plan covers both third-party liability and own damages. It also provides coverage for any damage due to theft, natural calamities, etc.  

Own Damage Two Wheeler Insurance: The IRDAI introduced standalone or own damage insurance that helps people with existing third-party policies to cover personal damages and losses.

Third-Party Two-Wheeler Insurance: This insurance plan is mandatory for all bike riders. It helps to cover financial losses arising due to damages to a third-party person, property or vehicle. 

Choose a two-wheeler insurance plan as per your budgetary needs and requirements.