Jamshedpur, India's first planned industrial city, is the largest metropolitan in Jharkhand. Named after its founder Jamsedji Tata, Jamshedpur is also the most populous city in the state. Forests, palaces, temples, etc., turn this city into an attractive tourist spot. Moreover, the city is also famous for the Tata Steel plant and other Tata industries.

Considering the population of Jamshedpur, traffic congestion is an obvious matter on a daily note. To beat this congestion, maximum commuters are choosing bikes as a handy mode of transport. However, excessive crowd and traffic mismanagement constantly increase the risks of accidents. Hence, you must opt for a two-wheeler insurance policy in Jamshedpur to stay protected from such hazards.

If you are searching for a reliable insurance provider in Jamshedpur, Digit Insurance can be a promising solution. We offer seamless claim settlements and round-the-clock assistance to provide the maximum benefit to our clients. Moreover, all our plans are transparent for every policyholder, and there are no hidden costs.

Following are the two wheeler insurance add-ons available in Jamshedpur:

• Zero Depreciation Cover
• Return to Invoice Cover
• Engine & Gear-box Protection Cover
• Consumable Cover
• Breakdown Assistance
• Tyre Protect
• Daily Conveyance Benefit
• EV Shield Add-on Cover

Here are some of the perks that you can enjoy if you purchase a Digit two-wheeler insurance plan:

• Customise Your Bike's IDV: IDV or Insured Declared Value directly influences your insurance premium and the claim amount during the settlement. If you pay a higher IDV, you can receive a higher amount from the insurer during claim settlement. Resultantly, it will increase your premium amount as well. At Digit, we believe in maintaining transparency with our customers; hence, we provide the option to customise your IDV as per your preference.
• Paperless Claim Settlement Process: Our claim settlement procedure is online; hence, it does not require any paperwork or documentation. It just takes a couple of minutes to finish the entire process. With our smartphone-enabled self-inspection method, you can easily raise a claim online. All you need to do is follow these easy steps:
  • Dial the number available on our website and receive a self-inspection link on your registered mobile number.
  • Follow the step-by-step guide to shoot the images of your damaged bike and send them to us.
  • Once we receive the images, our team will contact you with an estimate. You can then choose between our Cashless or Reimbursement mode of repair.
• Cashless Repairs From Digit Network Garages: Digit partners with thousands of network garages across India where you can get your two-wheeler repaired during sudden emergencies. Once you choose our cashless repair mode, you become eligible to avail this facility. You don't need to pay any additional charges from your end at our network garages. Additionally, you will receive a six months warranty on the repairs.
• 24*7 Customer Support: We always make sure to assist our clients in their hour of need. Hence, our customer support number is available 24/7, irrespective of whether it is a national holiday. So, whenever you come up with an insurance-related query, feel free to contact us immediately.

Digit's two-wheeler insurances come with flexible plans and added benefits that will help you stay protected in many ways.

• Stay Protected From Legal Hazards: The Motor Vehicle Act 1988 mandates a third-party bike insurance policy for every two-wheeler owner. If you are caught riding without a valid insurance policy, a hefty fine of ₹2,000 will be imposed on you. Moreover, this fine can become ₹4,000 in case of constant violation. Additionally, authorities can even seize your driving license and imprison you for at least three months in specific circumstances. Thus, a two-wheeler insurance policy helps you abide by the law and remain safe from any legal liability.
• Choose From a Range of Insurance Policies: Digit offers 3 types of two-wheeler insurance policies. They are:
  • Third-party Two-wheeler Insurance Plan
  • Comprehensive Two-wheeler Insurance Plan
  • Own Damage Two-wheeler Insurance Plan

You can choose any of the mentioned plans depending on your requirement and budget.

• Customise Your Insurance Policy with Add-on Covers: As the name suggests, a comprehensive two-wheeler insurance policy is comprehensive in many ways. You not only get personal and third-party coverage from a comprehensive insurance plan but can also extend your coverage. You can purchase add-on covers that provide extra coverage beyond basic insurance coverage. However, you will be required to pay an additional monthly charge to buy add-on covers, but the benefits they offer are worthwhile. Digit offers a bunch of add-ons such as:

  • Zero Depreciation Cover
  • Return to Invoice Cover
  • Engine & Gear-box Protection Cover
  • Consumable Cover
  • Breakdown Assistance
  • Tyre Protect
  • Daily Conveyance Benefit

You can choose from this varied range as per your convenience and preference.

• Get a Personal Accident Cover: Personal accident cover is mandatory for every vehicle owner as it provides the much-required financial assistance to the policyholder during accidents. It covers the medical expenses for bodily injuries and permanent disabilities of the policyholder incurred due to an accident. Moreover, if the policyholder dies, the nominee receives the entire insured sum. Hence, PA cover protects the policyholder's family from unexpected financial burdens.