Bike Insurance in Jamshedpur
9000+ Cashless Garages
96% Claims Settled (FY 24-25)


Buy/Renew Two-Wheeler Insurance in Jamshedpur Online
Jamshedpur, India's first planned industrial city, is the largest metropolitan in Jharkhand. Named after its founder Jamsedji Tata, Jamshedpur is also the most populous city in the state. Forests, palaces, temples, etc., turn this city into an attractive tourist spot. Moreover, the city is also famous for the Tata Steel plant and other Tata industries.
Considering the population of Jamshedpur, traffic congestion is an obvious matter on a daily note. To beat this congestion, maximum commuters are choosing bikes as a handy mode of transport. However, excessive crowd and traffic mismanagement constantly increase the risks of accidents. Hence, you must opt for a two-wheeler insurance policy in Jamshedpur to stay protected from such hazards.
If you are searching for a reliable insurance provider in Jamshedpur, Digit Insurance can be a promising solution. We offer seamless claim settlements and round-the-clock assistance to provide the maximum benefit to our clients. Moreover, all our plans are transparent for every policyholder, and there are no hidden costs.
Why Choose Digit Two-Wheeler Insurance Policy in Jamshedpur?
Your bike insurance not only comes with a super easy claim process, but also with the option to choose a cashless settlement
Key Features of Digit's Two-Wheeler Insurance in Jamshedpur
What’s Covered in Two-Wheeler Insurance in Jamshedpur by Digit?
Here are the things that are covered under the two-wheeler insurance policy by Digit in Jamshedpur:
Two-Wheeler Insurance Add-Ons Available in Jamshedpur
Following are the two wheeler insurance add-ons available in Jamshedpur:
What’s Not Covered in Digit's Two-Wheeler Insurance in Jamshedpur?
It is equally important to know what’s not covered in your two-wheeler insurance policy, so that there are no surprises when you make a claim
Two-Wheeler Insurance Plans in Jamshedpur
Third Party
Comprehensive
Own Damage
Damages/Losses to own two-wheeler due to an accident |
×
|
✔
|
✔
|
Damages/Losses to own two-wheeler in case of fire |
×
|
✔
|
✔
|
Damages/Losses to own two-wheeler in case of a natural calamity |
×
|
✔
|
✔
|
Damages to Third-Party Vehicle |
✔
|
✔
|
×
|
Damages to Third-Party Property |
✔
|
✔
|
×
|
Personal Accident Cover |
✔
|
✔
|
×
|
Injuries/Death of a Third-Party Person |
✔
|
✔
|
×
|
Theft of your scooter or bike |
×
|
✔
|
✔
|
Customize your IDV |
×
|
✔
|
✔
|
Extra protection with customized add-ons |
×
|
✔
|
✔
|
Know more about the difference between comprehensive and third party two wheeler insurance
How to Buy Two-Wheeler Insurance in Jamshedpur with Digit?
Enter Bike Details
On the Digit App or website, enter your bike’s registration number and click on view prices.
Choose a Plan
Select the type of bike insurance plan and choose desired add-ons.
Enter Personal & Nominee Details
Enter your personal, nominee and vehicle details, and start the payment.
Complete Payment & KYC
Complete the payment and mandatory KYC verification process. Once completed, the policy will be issued and available in Digit App.
Why Opt for Digit Two-Wheeler Insurance in Jamshedpur?
Here are some of the perks that you can enjoy if you purchase a Digit two-wheeler insurance plan:
- Customise Your Bike's IDV: IDV or Insured Declared Value, directly influences your insurance premium and the claim amount during the settlement. If you pay a higher IDV, you can receive a higher amount from the insurer during claim settlement. Resultantly, it will increase your premium amount as well. At Digit, we believe in maintaining transparency with our customers; hence, we provide the option to customise your IDV in bike insurance as per your preference.
- Paperless Claim Settlement Process: To avoid the hassle of lengthy paperwork, Digit brings a smartphone-enabled self-inspection feature to fasten the claim settlement process. You first need to call Digit to get the self-inspection link on your registered mobile number. Once received, click on the link and upload the photos of your damaged motorcycle as evidence. Lastly, choose from “reimbursement” or “cashless” repair mode at your convenience. The concerned team will review your claim and provide you with a quote. This hassle-free claim settlement process has helped us to achieve a high CSR (Claim Settlement Ratio) for bike insurance.
- Cashless Repairs From Digit Network Garages: Digit partners with thousands of network garages across India where you can get your two-wheeler repaired during sudden emergencies. Once you choose our cashless repair mode, you become eligible to avail yourself of this facility. You don't need to pay any additional charges from your end at our network garages. Additionally, you will receive a six-month warranty on the repairs.
- 24*7 Customer Support: We always make sure to assist our clients in their hour of need. Hence, our customer support number is available 24/7, irrespective of whether it is a national holiday. So, whenever you come up with an insurance-related query, feel free to contact us immediately.
Digit's Cashless Garages
Get cashless repairs at 9000+ garages across India
Popular Cashless Garages in Digit's Network in Jamshedpur
Here’s the list of Digit's top 20 cashless garages in Jamshedpur, as of August 18th, 2025.
How Digit Two-Wheeler Insurance Saves Your Bike in Jamshedpur?
Digit's two-wheeler insurances come with flexible plans and added benefits that will help you stay protected in many ways.
- Stay Protected From Legal Hazards: The Motor Vehicle Act of 1988 mandates a third-party bike insurance policy for every two-wheeler owner. If you are caught riding without a valid insurance policy, a hefty fine of ₹2,000 will be imposed on you. Moreover, this fine can become ₹4,000 in case of constant violation. Additionally, authorities can even seize your driving license and imprison you for at least three months in specific circumstances. Thus, a two-wheeler insurance policy helps you abide by the law and remain safe from any legal liability.
- Choose from a Range of Insurance Policies: Digit offers three types of two-wheeler insurance. Third-party bike insurance, which covers only third-party liabilities such as injury, death, or property damage. Own damage bike insurance, which covers loss and damage to your own bike, which may be caused due to accidents and collisions, natural calamities, fires, and thefts. This works as an added protection with the third-party bike insurance policy, and lastly, there's comprehensive bike insurance, which covers both own damage and third-party claims.
Customise Your Insurance Policy with Add-on Covers: Add-ons are designed to broaden the scope of the comprehensive cover. They provide extra protection to your bike. Return to Invoice cover can be very helpful in Jamshedpur to face any probable theft. If you have this cover and your bike gets stolen, then the insurer will pay you the full value of your bike that is mentioned in the invoice of the bike. Personal accident cover takes care of your financial liabilities in case you suffer from a permanent disability or death in an unfortunate accident. Since bikers in Jamshedpur are vulnerable to severe accidents on roads full of potholes, this cover will prove to be of utmost value.
Get a Personal Accident Cover: Personal accident cover is mandatory for every vehicle owner as it provides the much-required financial assistance to the policyholder during accidents. It covers the medical expenses for bodily injuries and permanent disabilities of the policyholder incurred due to an accident. Moreover, if the policyholder dies, the nominee receives the entire insured sum. Hence, PA cover protects the policyholder's family from unexpected financial burdens.
Digit Insurance Registered Offices in Jamshedpur
Here is the list of office addresses in Jamshedpur as of August 5th, 2025: