Buy/Renew Two Wheeler Insurance Policy Online in Jamshedpur
Jamshedpur, India's first planned industrial city, is the largest metropolitan in Jharkhand. Named after its founder Jamsedji Tata, Jamshedpur is also the most populous city in the state. Forests, palaces, temples, etc., turn this city into an attractive tourist spot. Moreover, the city is also famous for the Tata Steel plant and other Tata industries.
Considering the population of Jamshedpur, traffic congestion is an obvious matter on a daily note. To beat this congestion, maximum commuters are choosing bikes as a handy mode of transport. However, excessive crowd and traffic mismanagement constantly increase the risks of accidents. Hence, you must opt for a two-wheeler insurance policy in Jamshedpur to stay protected from such hazards.
If you are searching for a reliable insurance provider in Jamshedpur, Digit Insurance can be a promising solution. We offer seamless claim settlements and round-the-clock assistance to provide the maximum benefit to our clients. Moreover, all our plans are transparent for every policyholder, and there are no hidden costs.
Why Choose Two Wheeler Insurance by Digit?
Your bike insurance not only comes with a super easy claim process, but also with the option to choose a cashless settlement
Two Wheeler Insurance Plans in Jamshedpur
Third Party
Comprehensive
Own Damage
Damages/Losses to own two-wheeler due to an accident |
×
|
✔
|
✔
|
Damages/Losses to own two-wheeler in case of fire |
×
|
✔
|
✔
|
Damages/Losses to own two-wheeler in case of a natural calamity |
×
|
✔
|
✔
|
Damages to Third-Party Vehicle |
✔
|
✔
|
×
|
Damages to Third-Party Property |
✔
|
✔
|
×
|
Personal Accident Cover |
✔
|
✔
|
×
|
Injuries/Death of a Third-Party Person |
✔
|
✔
|
×
|
Theft of your scooter or bike |
×
|
✔
|
✔
|
Customize your IDV |
×
|
✔
|
✔
|
Extra protection with customized add-ons |
×
|
✔
|
✔
|
Know more about the difference between comprehensive and third party two wheeler insurance
Two Wheeler Insurance Add-ons Available in Jamshedpur
Following are the two wheeler insurance add-ons available in Jamshedpur:
Key Features of Two Wheeler Insurance by Digit
Key Features |
Digit Benefit |
Premium |
Starting from ₹714 |
No Claim Bonus |
Up to 50% Discount |
Customizable Add-Ons |
8 Add-ons available |
Cashless Repairs |
Available at 4400+ Garages |
Claim Process |
Smartphone-enabled Claim process. Can be done online within 7 minutes! |
Own Damage Cover |
Available |
Damages to Third-Party |
Unlimited Liability for Personal Damages, Up to 7.5 Lakhs for Property/Vehicle Damages |
How to Buy/Renew Two Wheeler Insurance with Digit?
Step 1
On the Digit App or website, enter bike’s registration number, select the policy status and click on ‘View Prices’.
Step 2
Select the plan, add-ons and click on ‘Continue.’
Step 3
Enter your personal, nominee and vehicle details and click on ‘Pay Now.’
Step 4
Complete the payment and mandatory KYC verification process.
Step 5
You’re done! You’ll receive the policy document via email, SMS and WhatsApp. Also, you can access it 24X7 on the Digit App.
How to file a Claim?
After you buy or renew our two wheeler insurance plan, you live tension free as we have a 3-step, completely digital claims process!
Step 1
Just call on 1800-258-5956. No forms to be filled.
Step 2
Get a link for Self-Inspection on your registered mobile number. Shoot your vehicle’s damages from your smartphone through a guided step by step process.
Step 3
Choose the mode of repair you wish to opt for i.e. Reimbursement or Cashless through our network of garages.
How fast are Digit Insurance Claims Settled?
This is the first question that should come to your mind when switching your insurance company. Good you’re doing that!
Read Digit’s Claims Report CardWhy Opt for Two-wheeler Insurance From Digit in Jamshedpur?
Here are some of the perks that you can enjoy if you purchase a Digit two-wheeler insurance plan:
- Customise Your Bike's IDV: IDV or Insured Declared Value directly influences your insurance premium and the claim amount during the settlement. If you pay a higher IDV, you can receive a higher amount from the insurer during claim settlement. Resultantly, it will increase your premium amount as well. At Digit, we believe in maintaining transparency with our customers; hence, we provide the option to customise your IDV as per your preference.
- Paperless Claim Settlement Process: Our claim settlement procedure is online; hence, it does not require any paperwork or documentation. It just takes a couple of minutes to finish the entire process. With our smartphone-enabled self-inspection method, you can easily raise a claim online. All you need to do is follow these easy steps:
- Dial the number available on our website and receive a self-inspection link on your registered mobile number.
- Follow the step-by-step guide to shoot the images of your damaged bike and send them to us.
- Once we receive the images, our team will contact you with an estimate. You can then choose between our Cashless or Reimbursement mode of repair.
- Cashless Repairs From Digit Network Garages: Digit partners with thousands of network garages across India where you can get your two-wheeler repaired during sudden emergencies. Once you choose our cashless repair mode, you become eligible to avail this facility. You don't need to pay any additional charges from your end at our network garages. Additionally, you will receive a six months warranty on the repairs.
- 24*7 Customer Support: We always make sure to assist our clients in their hour of need. Hence, our customer support number is available 24/7, irrespective of whether it is a national holiday. So, whenever you come up with an insurance-related query, feel free to contact us immediately.
How Can Two Wheeler Insurance From Digit Save Your Bike in Jamshedpur?
Digit's two-wheeler insurances come with flexible plans and added benefits that will help you stay protected in many ways.
- Stay Protected From Legal Hazards: The Motor Vehicle Act 1988 mandates a third-party bike insurance policy for every two-wheeler owner. If you are caught riding without a valid insurance policy, a hefty fine of ₹2,000 will be imposed on you. Moreover, this fine can become ₹4,000 in case of constant violation. Additionally, authorities can even seize your driving license and imprison you for at least three months in specific circumstances. Thus, a two-wheeler insurance policy helps you abide by the law and remain safe from any legal liability.
- Choose From a Range of Insurance Policies: Digit offers 3 types of two-wheeler insurance policies. They are:
You can choose any of the mentioned plans depending on your requirement and budget.
Customise Your Insurance Policy with Add-on Covers: As the name suggests, a comprehensive two-wheeler insurance policy is comprehensive in many ways. You not only get personal and third-party coverage from a comprehensive insurance plan but can also extend your coverage. You can purchase add-on covers that provide extra coverage beyond basic insurance coverage. However, you will be required to pay an additional monthly charge to buy add-on covers, but the benefits they offer are worthwhile. Digit offers a bunch of add-ons such as:
- Zero Depreciation Cover
- Return to Invoice Cover
- Engine & Gear-box Protection Cover
- Consumable Cover
- Breakdown Assistance
- Tyre Protect
- Daily Conveyance Benefit
You can choose from this varied range as per your convenience and preference.
Get a Personal Accident Cover: Personal accident cover is mandatory for every vehicle owner as it provides the much-required financial assistance to the policyholder during accidents. It covers the medical expenses for bodily injuries and permanent disabilities of the policyholder incurred due to an accident. Moreover, if the policyholder dies, the nominee receives the entire insured sum. Hence, PA cover protects the policyholder's family from unexpected financial burdens.