Two Wheeler Insurance in Lucknow
I agree to the Terms & Conditions
Our WhatsApp number cannot be used for calls. This is a chat only number.
We treat our customers like VIPs, know how…
Damages/Losses to own two-wheeler due to an accident |
×
|
✔
|
Damages/Losses to own two-wheeler in case of fire |
×
|
✔
|
Damages/Losses to own two-wheeler in case of a natural calamity |
×
|
✔
|
Damages to Third-Party Vehicle |
✔
|
✔
|
Damages to Third-Party Property |
✔
|
✔
|
Personal Accident Cover |
✔
|
✔
|
Injuries/Death of a Third-Party Person |
✔
|
✔
|
Theft of your scooter or bike |
×
|
✔
|
Customize your IDV |
×
|
✔
|
Extra protection with customized add-ons |
×
|
✔
|
Know more about the difference between comprehensive and third party two wheeler insurance
After you buy or renew our two wheeler insurance plan, you live tension free as we have a 3-step, completely digital claims process!
Just call on 1800-258-5956. No forms to be filled.
Get a link for Self-Inspection on your registered mobile number. Shoot your vehicle’s damages from your smartphone through a guided step by step process.
Choose the mode of repair you wish to opt for i.e. Reimbursement or Cashless through our network of garages.
This is the first question that should come to your mind when switching your insurance company. Good you’re doing that!
Read Digit’s Claims Report CardLucknow, the capital of Uttar Pradesh is well renowned for its generosity and hospitality. The city is the eleventh most populous city (source) and the twelfth most populous urban agglomeration of India(source). It also continues to be an important centre of governance, administration, education, commerce, aerospace, finance, pharmaceuticals, technology, design, culture, tourism, music and poetry.
The three USPs that makes Digit’s two-wheeler insurance plan a must-have are - Online. Easy. Fast. The complete insurance process offered hereunder is web-based and is easy to use on smartphones. The claim process is simple and hassle-free.
Digit Insurance offers two types of bike insurance plans:
a) Comprehensive Bike Insurance: This plan covers damages caused to your bike by accidents, fires, natural disasters, theft, etc. It also offers comprehensive protection for third party injuries and property damages.
b) Third-Party Bike Insurance: This plan covers only third party losses like injury or death or damage caused to the property/vehicle. Own damages are not covered with this policy.
Avoid heavy traffic fines: It is mandatory to have two-wheeler insurance to ride legally on Indian roads. You will be charged with heavy fines and serious punishments if you commit an offence of riding an uninsured bike(Penalty ₹2000 and/or imprisonment of 3 months). Third-party bike insurance can save you from facing such situations.
Get protected with comprehensive policy: Considering the challenges mentioned above, the comprehensive policy becomes essential for bike owners in Lucknow. With this policy, the insurance company will cover all the expenses incurred from the repair of the bike after an accident. So, this is appropriate for the traffic conditions in Lucknow. Again comprehensive policy can be loaded with multiple add-ons to increase the protection.
Personal Accidental Cover: Lucknow’s increasing propensity for fatalities in road accidents makes the personal accidental cover highly advisable for bike owners. This provides financial coverage if you suffer from permanent disability or death caused by any unfortunate accident. This add-on can be purchased with comprehensive policy or stand-alone third-party policy.
Add-ons for extra protection: “Return to invoice” can be a suitable add-on for Lucknow. Because with this add-on, the complete worth of your bike will be returned to you if your bike suffers from irreparable damages after an accident. There are other add-ons for two-wheelers like engine and gearbox protection, return to invoice, zero-depreciation among others.