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Bike Insurance in Vadodara

9000+ Cashless Garages

96% Claims Settled (FY 24-25)

Buy/Renew Two-Wheeler Insurance in Vadodara Online

Why Do You Need Two-Wheeler Insurance in Vadodara?

Let's look at the challenges faced by bike owners in Vadodara, which makes having a valid two-wheeler insurance policy even more important.

Being Industrial Hub

Being Industrial Hub

Since the city is mainly industry-based, encroachments of large labour mass and movement of heavy commercial vehicles across the city and on highways are increasing day by day. This causes major accident tendency, especially at night when these trucks or lorries are at high speed on highways and a little irresponsible, causing a high number of fatalities.

Poor Road Infrastructure

Poor Road Infrastructure

Gujarat, as a whole, registered 19,081 road accidents in 2017, of which 7,289 were fatal, according to the report presented by the Commissionerate of Gujarat. So according to this report, 38 deaths take place in every 100 accidents.  This is mainly due to the lack of proper administration and investment in the development of road infrastructure that leads to severe adversities and fatal accidents within the city.

Climatic Downfall

Climatic Downfall

In 2019, the city witnessed 424mm of cloudburst rainfall due to cyclonic circulation resulting in waterlogging and adversely affecting the daily commute. It also leads to wear and tear of the engine, damage to the motor and many a time, washing away of vehicles all together or drowning in heavy floods. Additionally, slow-moving traffic causes heavy traffic jams across kilometres within the city with a high propensity to accidents.

Why Choose Digit Two-Wheeler Insurance Policy in Vadodara?

Your bike insurance not only comes with a super easy claim process, but also with the option to choose a cashless settlement

Cashless Repairs

Cashless Repairs

9000+ Cashless Network Garages for you to choose from across India

Smartphone-Enabled Self Inspection

Smartphone-Enabled Self Inspection

Quick and paperless claims through Smartphone enabled processes that make you go "That's it?"

Super-fast Claims

Super-Fast Claims

We’ve settled 96% of all two-wheeler claims! Experience claims that make you go “that’s it?”

Customize your Vehicle IDV

Customize Your Vehicle IDV

With us, you can customize your vehicle IDV as per your choice!

24*7 Support

24*7 Support

24*7 call facility even on National Holidays

Complimentary Wellness Benefits

Get exclusive wellness benefits on the Digit App offered by top-rated health and wellness partners.

Key Features of Digit's Two-Wheeler Insurance in Vadodara

Key Features Digit Benefit
Premium Starting from ₹714
No Claim Bonus Up to 50% Discount
Customizable Add-Ons 8 Add-ons available
Cashless Repairs Available at 9000+ Garages
Claim Process Smartphone-enabled Claim process. Can be done online within 7 minutes!
Own Damage Cover Available
Damages to Third-Party Unlimited Liability for Personal Damages, Up to 7.5 Lakhs for Property/Vehicle Damages

What’s Covered in Two-Wheeler Insurance in Vadodara by Digit?

Here are the things that are covered under the two-wheeler insurance policy by Digit in Vadodara:

Accidents

Accidents

Damages and losses that may arise due to an accident or collision.

Theft

Theft

Covers for your losses in case your two-wheeler is unfortunately stolen!

Fire

Fire

Damages and losses to your two-wheeler in case of an accidental fire!

Natural Disasters

Natural Disasters

Damages caused to your two-wheeler due to nature’s many furies, such as due to floods, cyclones, etc.

Personal Accident

Personal Accident

Covers for your expenses in cases where you’ve hurt yourself too bad!

Third-Party Losses

Third-Party Losses

When a person, a vehicle or a property is hurt or damaged due to your bike's actions.

Two-Wheeler Insurance Add-ons Available in Vadodara

What’s Not Covered in Digit's Two-Wheeler Insurance in Vadodara?

It is equally important to know what’s not covered in your two-wheeler insurance policy, so that there are no surprises when you make a claim

Own Damages icon

Own Damages for Third-Party Policy holder

In the case of a Third-Party Bike Policy, damages to own vehicle won’t be covered.

drink and drive icon

Drunk Riding or without a Licence

Situations where you were riding drunk or without a valid two-wheeler licence won't be covered.

Add-ons not bought

Add-Ons Not Bought

Some situations are covered in add-ons. If you haven’t bought those, the corresponding situations will not be covered.

Contributory Negligences

Contributory Negligences

Any contributory negligence (e.g. driving in flood) won't be covered.

Consequential Damages

Consequential Damages

Any damage which is not a direct result of the accident will not be covered.

Driving without a valid Driving Licence Holder

Driving without a valid Driving Licence Holder

If you hold a learner’s licence and were riding without a valid licence-holder then your claim won’t be covered.

Two-Wheeler Insurance Plans in Vadodara

TP bike insurance coverage

Third-Party Bike Insurance

A third-party bike insurance is one of the most common types of bike insurance in which only damages & losses caused to a third-party person, vehicle, or property are covered.
Comprehensive bike insurance coverage

Comprehensive Bike Insurance

A comprehensive bike insurance is one of the most valuable types of bike insurance that covers both third-party liabilities and damages to your own bike as well.
Od coverage icons

Own Damage Bike Insurance

The own damage bike insurance is for yourself; it covers loss and damage only to your own two-wheeler in case of accidents and collisions, natural calamities, fires, and thefts.

Third Party

Comprehensive

Own Damage

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How to Buy Two-Wheeler Insurance in Vadodara with Digit?

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Enter Bike Details

On the Digit App or website, enter your bike’s registration number and click on view prices.

Choose a Plan

Select the type of bike insurance plan and choose desired add-ons.

Enter Personal & Nominee Details

Enter your personal, nominee and vehicle details, and start the payment.

Complete Payment & KYC

Complete the payment and mandatory KYC verification process. Once completed, the policy will be issued and available in Digit App.

Cashless Garages by Digit

Digit's Cashless Garages

Get cashless repairs at 9000+ garages across India 

Popular Cashless Garages in Digit's Network in Vadodara

Here’s the list of Digit's top 25 cashless garages in Vadodara, as of August 18th, 2025.

Service Center Name Service Center Address Google Maps Link
Ravi Honda Ravi Honda, Ravi Honda - Apsara Skyline, Pratap Nagar Main Road, Vadodara 390001 📍 View on Maps
Ganesh Honda 2W Ganesh Honda 2W, R.S.No 568, Maneja Crossing, Makarpura Main Road, 390013 📍 View on Maps
Apple Honda 2W Apple Honda 2W, Apple House, Ajwa Road, Vadodara 390019 📍 View on Maps
Downtown Honda 2W Downtown Honda 2W, Nr.Rose Garden Chhani Road, Chhani Main Road, Vadodara 390002 📍 View on Maps
Century Hero Century Hero, Nr.Pandya Hotel,Shastri Bridge, Vadodara 390007 📍 View on Maps
Star Auto Garage 2W Star Auto Garage 2W, C-54/55, Shiv Shakti Shopping Centre ,B/H Rajiv Nagar, Iskon Temple Road, Diwalipura, Vadodara 390021 📍 View on Maps
Chirag Automotive Chirag Automotive, Gf - 23/24 Earth Eon, Nr. Royal Palm Residency,Sama-Savli Rd, New Sama 390008 📍 View on Maps
Avian TVS Avian TVS, R S 307/308, Part 2 F P No 03, Atladara 390012 📍 View on Maps
Kumar Hero Kumar Hero, B/H Aradhana Cinema, Bahucharaji Road, Salatwada 390001 📍 View on Maps
Avian TVS Avian TVS, Gf1, Vinus Avenue, 390012 📍 View on Maps
Achieve Honda Achieve Honda, Plot No. 638/A, Opp. Transpeck Silox Company, Kalali Road, Atladara, Vadodara 390012 📍 View on Maps
Indu Suzuki Indu Suzuki, Gr. Flr -3,4,5,6 Pushp Hub,Nr. Sambandh Sales, B/H Deep Pvr Road, Chhnai Jakat 390002 📍 View on Maps
Kumar Hero Kumar Hero, Earth Complex Akshar Chowk Old Padra Road 390020 📍 View on Maps
Pcr TVS Pcr TVS, Gf-18,Vishranti Heights, Padra Old Bus Stand, Padra Jambusar Road 391440 📍 View on Maps
Crown Suzuki Crown Suzuki, F/F 14, Sanket Heights, Nr. Akshar Chowk, O.P. Road To Sun Pharma Road Vadodara 390015 📍 View on Maps
Shree Ganesh 2W TVS Shree Ganesh 2W TVS, Gf 3/4, City Centre Complex, Nr. Sayaji Hotel, Bhimnath Bridge, Sayajiganj, Vadodara 390005 📍 View on Maps
Umiya Honda 2W Umiya Honda 2W, At And Post Muval, 353, Shop No 6,Ta Padra, Padra, Vadodara, Vadodara, Gujarat 391430 📍 View on Maps
Downtown Honda 2W Downtown Honda 2W, Nageshwar Complex, New Vip Road, Karelibaug, Vadodara 390018 📍 View on Maps
Pcr TVS Pcr TVS, 1, Ashok Industrial Estate, Opp- Darshnam Cross Road, Somatalav Char Rasta, Vadodara 📍 View on Maps
Adinath Auto Care Adinath Auto Care, 25, Parshwanath Society, Nr Sarkari Godown, Opp. Sarda Schoo 391440 📍 View on Maps
Jaydeep Bikes 2W Hero Jaydeep Bikes 2W Hero, Makarpura Road Vadodara Gujarat 390010 📍 View on Maps
V P Honda 2W V P Honda 2W, Padra Jambusar Raod, Padra Vadodara 391440 📍 View on Maps
Jp Honda Jp Honda, Prayosha Complex, Opp. Geb Sub Station, Savli-Vadodara Road, Savli, Dist. Vadod 391770 📍 View on Maps
Repair Hub Repair Hub, Shop Number 06, Maji Nagar, Bapod Jakat Naka, Waghodia Road, Madhavpura, Vadodara 📍 View on Maps
2-Wheeler Solution 2-Wheeler Solution, 11 12, Gr Fl, Kaushalya Heights, Nr Prit Party Plot, Sama - Savli Road, Canal Road, Sama, Vadodara 📍 View on Maps

How Digit Two-Wheeler Insurance Saves Your Bike in Vadodara?

Digit Insurance Registered Offices in Vadodara

Here is the list of office addresses in Vadodara as of August 5th, 2025:

Current Address Google Maps Link
Digit Insurance, 2nd Floor, Shop No. 204, GOLDEN ICON, opp. BSNL, Bird circle, Chikuwadi, Haripura, Vadodara, Gujarat 390007 📍 View on Maps