Bike Insurance in Vadodara

Vadodara (also known as Baroda) is an industrial city in Gujarat and is most famous for the various types of furniture, textiles, and handicraft items.

The city houses several institutions of national and regional importance along with various large-scale industries such as Indian Oil Corporation (IOCL), Gujarat State Fertilizers & Chemicals (GSFC), Indian Petrochemicals Corporation Limited (IPCL, now owned by Reliance Industries Limited), and Gujarat Alkalies and Chemicals Limited (GACL), among others.

Vadodara is a major industrial hub of Western India. Having road congestion in an industrial city like Vadodara is very common. On top of that, climatic challenges, poor road infrastructure, heavy vehicle movements, etc. lead to major accidents and mishaps.

So, if you own a two-wheeler in Vadodara, consider getting two-wheeler insurance at the earliest.

If you are searching for bike insurance providers, you can consider Digit. You can opt for a suitable two-wheeler insurance policy like Comprehensive Bike Insurance, Third-Party Bike Insurance, or Own Damage Bike Insurance as per your need. A bike insurance plan can be extremely beneficial, as it protects your finances against unpredictable damages or losses.

Also, you need to buy at least a third-party insurance cover if you own a vehicle, as per the Motor Vehicles Act of 1988.

If you are interested in knowing more about it, continue reading.

Following are the two wheeler insurance add-ons available in Vadodara:

• Zero Depreciation Cover
• Return to Invoice Cover
• Engine & Gear-box Protection Cover
• Consumable Cover
• Breakdown Assistance
• Tyre Protect
• Daily Conveyance Benefit
• EV Shield Add-on Cover

With Digit’s two-wheeler insurance plan, the hassle turns to ease by avoiding complex paperwork, long lines, and jargon-filled conversations with the agent. The company offers great coverage at a reasonable price. It's online and has a quick claim process, to add to the benefits!

• Types of Policy Available: Digit offers three types of two-wheeler insurance. Third-party bike insurance, which covers only third-party liabilities such as injury, death, or property damage. Own damage bike insurance, which covers loss and damage to your own bike, which may be caused due to accidents and collisions, natural calamities, fires, and thefts. This works as an added protection with the third-party bike insurance policy, and lastly, there's comprehensive bike insurance, which covers both own damage and third-party claims.
• Ride Legally, Don’t Get Fined: The expenses incurred on the traffic fines, which, in the current date, are quite heavy on the pocket. Penalties for traffic violations increased greatly post the Motor Vehicle Amendment Bill in 2019. Riding without insurance attracts a fine of ₹2000 and/or prison time of 3 months. Even your driving licence may get confiscated. So, having minimum third-party insurance will fulfill the legal mandate and save you from legal penalties.
• Comprehensive Plan, One Go-to Place: A comprehensive bike insurance plan with Digit can ensure peace of mind against all odds, be it the expense of own damage or huge third-party claims. Considering the heavy rainfall and flood-like situations in Vadodara, comprehensive insurance becomes essential, as it covers damages to the two-wheeler caused due to natural calamities. It also covers the bike against theft, vandalism, and similar situations. This can be loaded up with add-ons to increase the scope of coverage.
• Availability of suitable add-ons: Digit offers additional covers at an additional cost for enlarged protection. As per Vadodara, ‘Return to invoice’ can be the best choice, as it can help you get back the entire amount of your two-wheeler’s invoice value in case you suffer from a complete loss of the vehicle or it becomes irreparable after a flood.  Also, the ‘Personal Accident Cover’ is a must-buy add-on, as the probability of accidents and deaths related to the roads of Vadodara is remarkably high.