Renew Bike Insurance in Vadodara

Being Industrial Hub

Since the city is mainly industry-based, encroachments of large labour mass and movement of heavy commercial vehicles across the city and on highways are increasing day by day. This causes major accident tendency, especially at night when these trucks or lorries are at high speed on highways and a little irresponsible, causing a high number of fatalities.

Poor Road Infrastructure

Gujarat, as a whole, registered 19,081 road accidents in 2017, of which 7,289 were fatal, according to the report presented by the Commissionerate of Gujarat. So according to this report, 38 deaths take place in every 100 accidents.  This is mainly due to the lack of proper administration and investment in the development of road infrastructure that leads to severe adversities and fatal accidents within the city.

Climatic Downfall

In 2019, the city witnessed 424mm of cloudburst rainfall due to cyclonic circulation resulting in waterlogging and adversely affecting the daily commute. It also leads to wear and tear of the engine, damage to the motor and many a time, washing away of vehicles all together or drowning in heavy floods. Additionally, slow-moving traffic causes heavy traffic jams across kilometres within the city with a high propensity to accidents.

Accidents

Damages and losses that may arise due to an accident or collision.

Theft

Covers for your losses in case your two-wheeler is unfortunately stolen!

Fire

Damages and losses to your two-wheeler in case of an accidental fire!

Natural Disasters

Damages caused to your two-wheeler due to nature’s many furies, such as due to floods, cyclones, etc.

Personal Accident

Covers for your expenses in cases where you’ve hurt yourself too bad!

Third-Party Losses

When a person, a vehicle or a property is hurt or damaged due to your bike's actions.

Own Damages for Third-Party Policy holder

In the case of a Third-Party Bike Policy, damages to own vehicle won’t be covered.

Drunk Riding or without a Licence

Situations where you were riding drunk or without a valid two-wheeler licence won't be covered.

Add-Ons Not Bought

Some situations are covered in add-ons. If you haven’t bought those, the corresponding situations will not be covered.

Contributory Negligences

Any contributory negligence (e.g. driving in flood) won't be covered.

Consequential Damages

Any damage which is not a direct result of the accident will not be covered.

Driving without a valid Driving Licence Holder

If you hold a learner’s licence and were riding without a valid licence-holder then your claim won’t be covered.