Bike Insurance in Nashik

Nasik, an ancient holy city in Maharashtra on the banks of Godavari, found its significance with the Kumbh Mela ceremony celebrated every twelve years. The city is the third-largest city in Maharashtra after Mumbai and Pune. It is also dubbed the ‘wine capital of India.’ The city is commercially significant for its vineyards which account to over half of India’s vineyards and wineries.

Despite being a commercially flourishing city, Nasik faces several traffic issues which make travelling through a two-wheeler very difficult within the city. The below points discuss some of these issues.

When you are a bike owner in a busy city like Nashik, riding on the streets can be risky. The city of Nashik suffers from extreme weather, poor traffic management, and increased congestion. Thus, you need a two-wheeler insurance plan to avoid unnecessary financial losses during accidents or mishaps.

Moreover, the Motor Vehicles Act of 1988 mandates every vehicle owner to have a third-party insurance cover. Thus, to ensure financial coverage during an accident and protection from legal complications, having a bike insurance policy is a must.

There are various companies providing two-wheeler insurance plans, among which Digit is a renowned one. This company has network garages all over India that provide 6 months of warranty on all their repairs. You can choose from various types of insurance plans as per your need and budget.

To know more about what Digit has to offer, read on.

Being insurance sick in Nasik? Digit’s insurance plans will cure you! The company can safeguard you (as a two-wheeler owner) against any odds created out of these problems. Digit offers a complete end-to-end online bike insurance solution with easy claim settlements and much more.

• Choice of Insurance Policies: Digit offers three types of two-wheeler insurance. Third-party bike insurance, which covers only third-party liabilities such as injury, death, or property damage. Own damage bike insurance, which covers loss and damage to your own bike, which may be caused due to accidents and collisions, natural calamities, fires, and thefts. This works as an added protection with the third-party bike insurance policy, and lastly, there's comprehensive bike insurance, which covers both own damage and third-party claims.
• Avoid Heavy Traffic Penalties: It is an illegal offence to ride an uninsured bike on Indian roads. If you are caught by the traffic authority while you are riding without insurance, then a fine of Rs. 2000/- will be imposed on you and/or you may be put behind bars for 3 months. Having third-party two-wheeler insurance will save you from such expenses.
• Complete Protection With Comprehensive Policy: No matter how careful you are as a rider, natural disasters and third-party claims might take a toll on you, and it’s always better to be protected than to curse your luck. Digit compensates for all the damages incurred due to third-party accidents, natural calamities, or own damages through the Comprehensive Bike insurance plan. With a potential for accidents lurking around every corner in Nasik, having a comprehensive insurance plan can safeguard you financially.
• Add-on to Widen Your Scope of Cover: Just looking at the statistics of the lives lost in the road accidents in Nasik, the “Personal Accident Cover” becomes essential, which will take care of your financial obligations in case you suffer from a permanent disability or death in a fatal accident. As heavy rains during monsoon can increase the probability of accidents and damages to your vehicle, the “Engine & gearbox protection cover” becomes relevant in Nasik. This add-on will help to recover the cost of repairing the engine when it’s damaged in an accident.

Following are the two wheeler insurance add-ons available in Nashik:

• Zero Depreciation Cover
• Return to Invoice Cover
• Engine & Gear-box Protection Cover
• Consumable Cover
• Breakdown Assistance
• Tyre Protect
• Daily Conveyance Benefit
• EV Shield Add-on Cover