Nasik, an ancient holy city in Maharashtra on the banks of Godavari, found its significance with the Kumbh Mela ceremony celebrated every twelve years. The city is the third-largest city in Maharashtra after Mumbai and Pune. It is also dubbed as the ‘wine capital of India’. The city is commercially significant for its vineyards which account to over half of India’s vineyards and wineries.

Despite being a commercially flourishing city, Nasik faces several traffic issues which make travelling through a two-wheeler very difficult within the city. The below points discuss some of these issues.

Challenges faced by Two Wheeler Owners in Nashik

• Minimal traffic management coverage at several junctures: In 2018, the Nasik police identified 14 spots within the city which lacked traffic signal and required immediate attention due to increasing traffic. Despite the immediate action, the city still lacks civic administration at several massively populated areas like the PT Kulkarnai junction, Vihitgaon, among others.  Even the Mumbai-Agra highway requires attention to minimize the propensity of accidents through speeding vehicles and commercial heavy vehicles.
• The lives lost on the road: An average of 15 people loses their lives every month on the roads of Nasik. Among them a large percentage are motorists. Although the traffic police have introduced many rules and regulations to curb the issue, over-speeding and irrational driving have caused many road accidents in Nasik.
• Unforgivable weather conditions: The weather in Nasik ranges from the heavy rainy seasons during the months of June to September, to temperatures soaring up to 37 degrees in the summer months of April and May. During the rainy season, chances are that your bike might refuse to start. Potholes along the roads will prove to be a challenging hurdle to overcome during these seasons. All these can cause considerable wear and tear to your vehicle.

Being insurance sick in Nasik? Digit’s insurance plans will cure you! The company can safeguard you (as a two-wheeler owner) against any odds created out of these problems. Digit offers a complete end-to-end online bike insurance solution with easy claim settlements and much more.

Choice of insurance: Through its portfolio, the company offers: 

• a) Comprehensive bike insurance: which covers all the expenses incurred to own damages and the third party (person or property) along with coverage against all the damages and losses due to natural disasters, fire and theft.
• b) Third-party bike insurance: This policy only covers the third party claims when you are responsible for causing bodily injury or property damage to them. This is mandatory to have for all vehicles in India.
• Avoid the heavy traffic penalties with Digit’s third party insurance: It is an illegal offence to ride an uninsured bike on Indian roads. If you are caught by the traffic authority while you are riding without insurance then a fine of Rs. 2000/- will be imposed you and/or you may be put behind the bars for 3 months. Having third-party two-wheeler insurance will save you from such expenses.
• Enjoy complete protection with the comprehensive policy: No matter how careful you are as a rider, natural disasters and third-party claims might take a toll on you and it’s always best to be protected than curse your luck. Digit compensates for all the damages incurred due to third party accidents, natural calamities or own damages through the Comprehensive Bike insurance plan. With a potential for accidents lurking around every corner in Nasik, having a comprehensive insurance plan can safeguard you financially.
• Add-on covers to widen your scope of cover:  Just looking at the statistics of the lives lost in the road accidents in Nasik the “Personal Accident Cover” becomes essential which will take care of your financial obligations in case you suffer from a permanent disability or death in a fatal accident. As heavy rains during monsoon can increase the probability of accidents and damages to your vehicle, the “Engine & gearbox protection cover” becomes relevant in Nasik. This add-on will help to recover the cost of repairing the engine when it’s damaged in an accident.