Rupnagar, formerly known as Ropar, is a city and a municipal council in Punjab. Situated on the banks of the Sutlej River, Rupnagar is famous for its Indus Valley archaeological sites.

In addition to being one of the important sites of Harappa culture, there are many famous tourist spots like gurdwaras such as Gurudwara Bhhatha Sahib, Gurdwara Bhubour Sahib, etc.

The hustle and bustle of the city often results in traffic congestion, making it difficult for bike owners to travel safely. In addition, the increasing number of vehicles and traffic mismanagement adds to the problem and leads to frequent road mishaps.

To avoid these, get a two-wheeler insurance policy at the earliest. This will protect you and your vehicle from sudden damage. Digit Insurance is a trusted insurance provider that can help you in this regard. Apart from 24/7 customer support, Digit also offers an online claim settlement process to insurance buyers.

If you want to know more about Digit, keep reading.

Following are the two wheeler insurance add-ons available in Rupnagar:

• Zero Depreciation Cover
• Return to Invoice Cover
• Engine & Gear-box Protection Cover
• Consumable Cover
• Breakdown Assistance
• Tyre Protect
• Daily Conveyance Benefit
• EV Shield Add-on Cover

Buying a two-wheeler insurance from Digit will offer multiple benefits to the policyholder:

• Smartphone-Enabled Self-Inspection Process: Digit offers you a hassle-free online claim settlement process. It is effortless and convenient and gets over in a matter of minutes. Moreover, you do not need to submit hard copies or fill out forms. To begin the procedure, simply contact Digit on the number provided on the website and await the self-inspection link on your phone. Then, click on the link and follow the steps accordingly. Next, upload clear pictures of the damaged parts of your bike and submit them. After careful inspection, the concerned team will connect with you with a proper quote. Following that, depending on your choice, you can either opt for a reimbursement or a cashless repair. This procedure’s efficiency helps Digit maintain a high claim-settlement ratio for private vehicles.
• Vast Chain of Network Garages: The network garages have a partnership with Digit and are present all over India. It is easy to find the nearest one to your location, where you can take your damaged vehicle for a cashless repair. Additionally, these network garages provide a 6-month warranty on all repairs for your vehicle.
• 24x7 Customer Support Team: Digit Insurance is known for providing 24x7 customer support. This is one of the key services we offer our customers that they can avail if they have any confusion or doubts regarding their bike insurance policy. We are also here to cater to your problems and solve those easily, even on national holidays. Hence, you can contact us without worrying, and we will be happy to help you.
• Digit’s Customisable IDV: Insured Declared Value or IDV is one of the essential components you should check when choosing a two-wheeler insurance policy for your bike. It significantly influences your bike insurance policy's sum insured and premium. With Digit, you can customise the IDV of your two-wheeler policy as per your requirements. You can trust us since we strive to maintain transparency with our customers.

Here are the ways by which Digit can help you with two-wheeler insurance in Rupnagar:

• Avoid Legal Problems: As per The Motor Vehicles Act of 1988, you can land in legal problems if you do not have a third-party insurance policy as a bike owner. Driving your bike without having a two-wheeler insurance policy is illegal. If the concerned authorities detain you for the same, you must pay a fine of ₹2,000. With subsequent offences, the amount will become ₹4,000. For more grave ones, they can seize your license or imprison you for 3 months. Therefore, buying a two-wheeler insurance plan gives you legal coverage and protects your finances.
• Choose a Two-wheeler Insurance Policy Based on Your Budget: We have a range of two-wheeler insurance plans that you can choose from. These options have various benefits, and you can get one based on your budgetary requirements. They are the following:
  • Comprehensive Two-Wheeler Insurance
  • Third-Party Two-Wheeler Insurance
  • Own Damage Two-Wheeler Insurance

Each of the two-wheeler policies mentioned above has varied benefits and features. The policies will protect your bike and your finances during accidents and mishaps.

• Personal Accident Cover: It is mandatory to get a personal accident cover if you purchase a two-wheeler insurance plan. With this, you can cover the medical expenses in events of personal injuries, permanent disabilities and fatal accidents. Hence, it is advised to get this at the earliest as this will help you and your family in your hour of need.
• Get Customisable Add-ons: Getting add-ons with an insurance policy is beneficial for a bike or scooter owner. You can get these to enhance and customise a comprehensive insurance policy. You will just have to pay a nominal amount to purchase the add-ons. They are cost-effective and will offer you and your two-wheeler complete protection. The various add-ons that you can get from Digit Insurance include:
  • Zero Depreciation Cover
  • Consumable Cover
  • Breakdown Assistance
  • Return to Invoice Cover
  • Tyre Protect
  • Engine Gear Protection Cover
  • Daily Conveyance Benefit 

Get these at the earliest and utilise their benefits wisely.