Also known as the “Milk capital of India”, Anand is the administrative centre of the Anand district of Gujarat. This city houses Amul Dairy, which is India’s largest producer of milk and dairy products. It also hosts reputed educational institutions that attract students from all over India.

The city faces the movement of heavy vehicles, irregular traffic management, and traffic norm violations that often result in accidents and mishaps. To protect yourself from financial losses, you can opt for bike insurance policies.

If you are looking for a reliable two-wheeler insurance provider, come check out Digit. Our online claim settlement process is paperless and hassle-free.

Following are the two wheeler insurance add-ons available in Anand:

• Zero Depreciation Cover
• Return to Invoice Cover
• Engine & Gear-box Protection Cover
• Consumable Cover
• Breakdown Assistance
• Tyre Protect
• Daily Conveyance Benefit
• EV Shield Add-on Cover

Our two-wheeler insurance plan provides you with the following benefits:

• Quick Claim Settlement: Our claim settlement process for all insurance policies is online. This enables you to claim your two-wheeler insurance without submitting loads of documents and filling out forms. Furthermore, it also helps us maintain a high claim settlement ratio for two-wheeler insurance. To start the process, you simply have to call us. We will then send a link to your registered contact number, and you can upload pictures of the damaged portions of your bike by following a step-by-step guide. Then, a team from our end will look into the matter and get back to you with an estimate. After that, you can either choose a Reimbursement or opt for Cashless Repairs.
• 24/7 Customer Support: If you have any queries about your bike insurance policy, feel free to call us anytime. We are available 24 hours a day and 7 days a week to assist you. Furthermore, even if you call on national holidays, we will be answering your call. So, feel free to reach out to us in case of any emergency.
• Network Garages All Over India: We have thousands of network garages all over India. If you select Cashless Repairs while claiming your two-wheeler insurance policy, you can choose any one of our network garage facilities that is nearest to your location. Our network garages will perform the necessary repair and replacement jobs free of charge and offer 6 months of warranty on all their repair works.
• IDV Customisation: The IDV or Insured Declared Value plays a major role in determining the sum insured and premium of your two-wheeler insurance policy. Thus, we allow you to modify it according to your convenience and budget. This option to customise a two-wheeler’s IDV helps us maintain a high level of transparency with our entire clientele.

A two-wheeler insurance policy does much more than simply providing financial coverage for expenses incurred after an accident. It also does the following:

• Helps Avoid Penalties: The Motor Vehicles Act of 1988 mandates every vehicle owner to have at least a third-party insurance cover. Thus, if the authorities catch you riding your two-wheeler without a valid bike insurance policy, there will be a fine of ₹ 2,000. If you repeat this offence, this penalty will increase to ₹ 4,000. In addition, the authorities may also suspend your driving licence and punish you with a 3-month jail sentence.
• Choose From Three Different Bike Insurance Plans: Each bike insurance policy has a set of features that will benefit you in different ways. You can choose one that suits you the best. We offer three different categories of bike insurance policies. They are:
  • Own Damage Two-Wheeler Insurance
  • Comprehensive Two-Wheeler Insurance
  • Third-Party Two-Wheeler Insurance
• Personal Accident Cover: A personal accident cover is a necessary extension that you need to have while opting for a bike insurance policy. It provides coverage in the event of injuries or permanent disabilities resulting from an accident. Under such circumstances, a personal accident cover will provide financial coverage for your medical bills, ensuring the smooth conduct of your treatment. To get a more comprehensive coverage, you must have a health insurance policy that covers the cost of injuries that occur during the accident.
• Add-ons to Extend Insurance Policy Coverage: When you buy a comprehensive bike insurance policy, you can extend its coverage with the help of add-ons. They come at nominal extra expenses but have the potential to help you out in a number of situations. Let’s take an example for better understanding. You can purchase roadside assistance as an add-on cover. It enables you to get help from us in situations when your two-wheeler breaks down in the middle of the road. We will arrange for your bike or scooter to get repaired on the spot, and we will also bear the expenses of towing. However, we will bear the towing costs for your bike only up to 50 kilometres from the point of breakdown. Furthermore, you can avail of these services 24/7, but you must be within 500 km of the city. You can also purchase a return to invoice cover as an add-on. There are situations when an accident can leave your two-wheeler damaged beyond repair. Under such circumstances, if you have this add-on while claiming your policy, we will refund the entire amount mentioned on the invoice. Furthermore, you can also opt for add-on covers like daily conveyance benefit, consumable covers, etc.