Bike Insurance in Botad

Botad is a city and the administrative headquarters of Botad district in Gujarat. It is about 92 km from Bhavnagar and 133 km From Ahmedabad by road distance. Diamond-cutting, real estate and cotton processing are the major industries here.

An increasing population, a growing number of vehicles, insufficient infrastructure, and heavy rainfall are the major factors that lead to traffic congestion, accidents, and mishaps.

If you own a two-wheeler in Botad, you can get two-wheeler insurance to cover yourself against any financial outflow due to any unforeseen mishap.

You can opt for two-wheeler insurance from Digit. Digit offers 24/7 customer support and the facility of online claim settlement.

Keep reading for further information.

The benefits you will get for buying a two-wheeler insurance policy from Digit are manifold. They include the following:

• Get 24/7 Customer Support: You can get all possible queries related to your two-wheeler insurance policy resolved with Digit at the earliest opportunity. Digit provides 24/7 customer support to cater to all your needs round the clock. Apart from that, you can also connect with them on national holidays for any queries.
• Provides Customisable IDV: With Digit, you can easily get the IDV in bike insurance, as per your choice. The IDV determines the two-wheeler insurance premium amount and also the sum insured amount. This implies that the higher the IDV, the higher the bike insurance premium.
• Avail Cashless Repairs With Digit Network Garages: You can now easily get the damages to your bike or scooter repaired at no extra cost with Digit's network garages. Digit has thousands of network garages where you can get cashless repair options. You will get a 6-month warranty on any of the repairs that you get from the network garages.
• Quick and Paperless Claims Settlement Process: Now, you can raise a claim, and it is settled promptly online. You don't need to fill out papers or provide any documents for claim settlement. Digit provides the facility of smartphone-enabled self-inspection that has made claim settlement faster and smoother. To raise a claim, you need to call on the number provided by Digit. You will receive a link on your mobile number that is registered with Digit. Click on the same and follow the steps. Take pictures of the vehicular damages from the smartphone as per the guide. After careful analysis, the team will contact you with a quote.

If you are looking for a two-wheeler insurance provider, Digit is a trustworthy name. Here's how Digit's two-wheeler insurance can protect you and your bike in Botad.

• Personal Accident Cover: The personal accident cover, also known as PA cover, is a compulsory extension for all individuals purchasing a motor insurance policy. This cover provides financial assistance for any expenses incurred due to bodily injuries, permanent disabilities, or death. Purchasing a personal accident cover will keep your family protected from financial burdens in the event of an unforeseen incident.
• Avoiding Legal Penalties: According to the motor vehicles act of 1988, you need to have at least third-party insurance. If you don't have the same, you might have to pay unnecessary legal penalties. In some specific cases, it may also lead to 3 months of imprisonment or driving license cancellation.

• Choice of Policies: Digit offers three types of two-wheeler insurance. Third-party bike insurance, which covers only third-party liabilities such as injury, death, or property damage. Own damage bike insurance, which covers loss and damage to your own bike, which may be caused due to accidents and collisions, natural calamities, fires, and thefts. This works as an added protection with the third-party bike insurance policy, and lastly, there's comprehensive bike insurance, which covers both own damage and third-party claims.

• Customise Add-ons as Per Your Requirement: Add-ons help to extend the coverage of the existing comprehensive two-wheeler policy and provide better coverage. Even though they come at an extra cost, they can be a saviour in certain circumstances. Let’s take an example of the return to invoice cover. This add-on comes extremely handy if your bike is damaged beyond repair or is stolen. In these cases, Digit will refund the amount stated in the invoice. This cover is suitable for new bikes. The return to invoice add-on will also cover the road tax and the registration charges. Besides these, you can get consumables cover, roadside assistance cover, zero depreciation cover, etc.

Following are the two wheeler insurance add-ons available in Botad:

• Zero Depreciation Cover
• Return to Invoice Cover
• Engine & Gear-box Protection Cover
• Consumable Cover
• Breakdown Assistance
• Tyre Protect
• Daily Conveyance Benefit
• EV Shield Add-on Cover