Bike Insurance in Jaipur

Jaipur, the pink city of India and the capital of Rajasthan, is well known for its Rajwadas, palaces, Hawa Mahal, Laal maans, folk dance, and music. It was also one of the earliest planned cities of modern India, designed by Vidyadhar Bhattacharya.

It's a popular tourist destination and forms part of the west Golden Triangle tourist circuit along with Delhi and Agra. Recently, in July 2019, it has been declared a World Heritage Site by UNESCO for two sites – Jantar Mantar and Amber Fort.

This “Island of Glory” is the tenth most populous city in the country. However, the increasing population and daily tourist influx create many challenges for vehicle owners of the city.

On top of that, Jaipur sees a harsh hot climate, rash driving tendencies, and an increasing number of theft cases. Hence, if you are a two-wheeler owner residing in Jaipur, you should get a two-wheeler insurance policy to protect yourself from any possible damage or loss.

Digit is a renowned insurance policy provider that you can opt for. With them, you can customise your bike IDV and get cashless repairs and super-fast claim settlement.

To know more about Digit’s bike insurance policies, continue reading.

Following are the two wheeler insurance add-ons available in Jaipur:

• Zero Depreciation Cover
• Return to Invoice Cover
• Engine & Gear-box Protection Cover
• Consumable Cover
• Breakdown Assistance
• Tyre Protect
• Daily Conveyance Benefit
• EV Shield Add-on Cover

Digit Insurance is online, hassle-free, and timesaving. It is paperless, and no middlemen are involved.

• Choice of Policies: Digit offers three types of two-wheeler insurance. Third-party bike insurance, which covers only third-party liabilities such as injury, death, or property damage. Own damage bike insurance, which covers loss and damage to your own bike, which may be caused due to accidents and collisions, natural calamities, fires, and thefts. This works as an added protection with the third-party bike insurance policy, and lastly, there's comprehensive bike insurance, which covers both own damage and third-party claims.
• Shield Your Bike with Comprehensive Policy: Being a commercially busy area, Jaipur leads to a higher chance of road accidents. So the probability of bike damage in the city stands high. It is always advisable to opt for a comprehensive bike insurance policy so that you will be able to face several challenges on Jaipur roads and maintain a new shine on your two-wheeler. This can be loaded with multiple add-ons to increase the scope of coverage.
  
• Avoidance of heavy fines: In order to make the Indian roads safer, the penalties associated with traffic violations have been revised in the Motor Vehicle Amendment Sept. 2019. The fine for riding an uninsured bike is ₹2000 and/or 3 months of imprisonment. So get your bike insured before you hit the road. 
  
• Additional Safeguard with Add-ons: Add-ons can be purchased at separate costs in order to provide broader coverage. The “return to invoice” add-on is suitable for Jaipur, as the city is prone to theft. With this cover, the full amount of your two-wheeler (on-road price) will be paid to you in case of a theft. You can also consider “Breakdown Assistance” considering the heat of Jaipur, in which the engine may stop working in the course of a ride. There are other add-ons like Engine & Gearbox Protection, Consumable Cover, and Zero Depreciation Cover, among others.