Bike Insurance in Patna

The capital city of Bihar, Patna is the second-largest city in Eastern India after Kolkata and serves as a major political, educational and cultural hub. In terms of culture and religious importance, The Buddhist, Hindu and Jain pilgrimage centres of Vaishali, Rajgir, Nalanda, Bodh Gaya and Pawapuri are nearby. The city is also a sacred city for Sikhs as the tenth Sikh Guru, Guru Gobind Singh was born here.

With a huge population of more than 2 million, Patna is one of the busiest cities in India. Resultantly, huge traffic is visible on the roads of this city. However, to beat this traffic and reach their destination quickly, maximum commuters opt for a two-wheeler vehicle. But the city lacks proper traffic management, and vehicle owners face troubles due to poor road infrastructure during rain and flood. Also, vehicle theft is quite common.

So, taking all such risks into consideration, it is beneficial for every bike owner to opt for a two-wheeler insurance policy. Two-wheeler insurance policies provide cover for financial losses owing to vehicular damages caused due to an accident.

If you are searching for a reliable insurance provider, consider Digit as one of the trusted partners. You can get three types of bike insurance policies, namely third-party, comprehensive and own-damage insurance policies. Read further to know more about them.

Getting a Digit insurance is as easy as checking out an online order. With the whole process being online, from buying a policy to settling a claim, everything can be done within the touch of your smartphone. With 24*7 customer support, easy to understand insurance documents and a wide array of garages where you can opt for cashless services, Digit is a definite pioneer in revamping the insurance sector. It also helps you get rid of agents and other middlemen and offers a completely hassle-free procedure. 

• Choice of Policies: The company offers three types of two-wheeler insurance. Third-party bike insurance, which covers only third-party liabilities such as injury, death, or property damage. Own damage bike insurance, which covers loss and damage to your own bike, which may be caused due to accidents and collisions, natural calamities, fires, and thefts. This works as an added protection with the third-party bike insurance policy, and lastly, there's comprehensive bike insurance, which covers both own damage and third-party claims.
• Avoid Heavy Penalties: As it is illegal to ride an uninsured bike on Indian roads, you might end up paying hefty fines for such an offence. The penalty for this offence is ₹2000 and/or imprisonment of 3 months. So make sure that you have the bike insurance before you hit the road. 
• Shield Your Bike with a Comprehensive Policy: This offers holistic coverage against all the traffic odds, be it damages caused by accidents or bumper-to-bumper traffic. With this plan, you can purchase add-ons that will provide extended coverage to your bike.
• Add-ons for Better Protection: For heavy-duty and expensive cruise or sports bikes in Patna, “Zero Depreciation” Cover is a must-have, because with this add-on, the depreciation value of the expensive spare parts will not be considered during a claim. “Breakdown Assistance” is a good fit if you consider the deadly potholes on the roads of Patna. You can explore other add-ons.
• Get Ready for the Worst-Case Scenario: The roads in this city are too dangerous, and minor mistakes can take lives. Who will take care of your dependents if something unfortunate happens to you? Well, with a Personal Accident cover, the insurer will take care of your financial liabilities in case you suffer from a permanent disability or death in an accident.

Following are the two wheeler insurance add-ons available in Patna:

• Zero Depreciation Cover
• Return to Invoice Cover
• Engine & Gear-box Protection Cover
• Consumable Cover
• Breakdown Assistance
• Tyre Protect
• Daily Conveyance Benefit
• EV Shield Add-on Cover