Bike Insurance in Goa
9000+ Cashless Garages
96% Claims Settled (FY 24-25)

9000+ Cashless Garages
96% Claims Settled (FY 24-25)
Goa, the smallest state in India, is home to a string of golden beaches, attracting thousands of tourists all year round. This pocket-sized paradise lies on the west coast of India, catering to every tropical whim.
In addition, Goa is a kaleidoscopic mixture of Portuguese and Indian heritage. From immaculate urban townships and dazzling nightlife to pristine blue waters, Goa is a complete tourism package.
However, the increasing population and tourism industry of Goa has resulted in traffic congestion, poor road infrastructure, etc. This is a serious concern for two-wheeler owners who travel on the roads of Goa for daily commune or tourist activities.
Hence, it is crucial for two-wheeler owners to get insurance coverage to avoid financial exhaustion. In this regard, a trusted insurance company like Digit will offer you a hassle-free two-wheeler insurance policy in Goa.
Your bike insurance not only comes with a super easy claim process, but also with the option to choose a cashless settlement
Here are the things which are covered under the two-wheeler insurance policy by Digit in Goa:
It is equally important to know what’s not covered in your two-wheeler insurance policy, so that there are no surprises when you make a claim
Following are the two-wheeler insurance add-ons available in Goa:
Third Party
Comprehensive
Own Damage
Damages/Losses to own two-wheeler due to an accident |
×
|
✔
|
✔
|
Damages/Losses to own two-wheeler in case of fire |
×
|
✔
|
✔
|
Damages/Losses to own two-wheeler in case of a natural calamity |
×
|
✔
|
✔
|
Damages to Third-Party Vehicle |
✔
|
✔
|
×
|
Damages to Third-Party Property |
✔
|
✔
|
×
|
Personal Accident Cover |
✔
|
✔
|
×
|
Injuries/Death of a Third-Party Person |
✔
|
✔
|
×
|
Theft of your scooter or bike |
×
|
✔
|
✔
|
Customize your IDV |
×
|
✔
|
✔
|
Extra protection with customized add-ons |
×
|
✔
|
✔
|
Know more about the difference between comprehensive and third party two wheeler insurance
Enter Bike Details
On the Digit App or website, enter your bike’s registration number and click on view prices.
Choose a Plan
Select the type of bike insurance plan and choose desired add-ons.
Enter Personal & Nominee Details
Enter your personal, nominee and vehicle details, and start the payment.
Complete Payment & KYC
Complete the payment and mandatory KYC verification process. Once completed, the policy will be issued and available in Digit App.
On obtaining a two-wheeler insurance policy from Digit, you will enjoy the following perks.
Paperless Claim Settlement Process: Digit’s online claim settlement process allows you to claim your insurance policy via a smartphone-enabled self-inspection process. It saves you a lot of time and negates the need for any paperwork. Simply call us and wait for a link to your registered contact number. Then, follow the step-wise guide and upload pictures of the damaged sections of your bike or scooter. After this, our team will look into the matter and get back to you with an estimate. Then, based on your preference, you can opt for a Reimbursement or Cashless Repairs. This fast and easy process helps us maintain a high claim-settlement ratio for bike insurance.
Get cashless repairs at 9000+ garages across India
Here’s the list of Digit's top 3 cashless garages in Goa, as of August 18th, 2025.
Here are the ways motorcycle insurance from Digit will save you and your two-wheeler:
Multiple Types of Two-wheeler Insurance Policies: The company offers three types of two-wheeler insurance. Third-party bike insurance, which covers only third-party liabilities such as injury, death, or property damage. Own damage bike insurance, which covers loss and damage to your own bike, which may be caused due to accidents and collisions, natural calamities, fires, and thefts. This works as an added protection with the third-party bike insurance policy, and lastly, there's comprehensive bike insurance, which covers both own damage and third-party claims.
Here is the list of office addresses in Goa as of August 5th, 2025: